The average Tampanian's annual cost of coverage


Our customer's average savings after comparing insurance


That's equal to 415 cups of coffee or $1,037 in savings

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Where you live in Tampa affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Tampa is no exception to the rule. From zip code 33592 to 33603, premiums rise by 38 percent—that’s $849.

Expensive Cheap
33604 33607 33614 33605 33603
33592 33569 33549 33647 33650

Be Prepared For

Driving in Tampa

Major Highways
I-274 I-4 I-75
Public Transit
HART Bus TECO Line Streetcar
Toll Roads
Veteran’s Expressway Leroy Semon Cross Expressway

Tampa Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Tampa, you can expect 105 rainy days with an annual rainfall of 46.3 inches. Tampa is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.


Rainy Days a Year


Avg. Annual Rainfall


Avg. Annual Snowfall

Car Insurance Companies in Tampa

Find Local Tampa Agents

Colucci Insurance

1441 E Fletcher Ave #105 Tampa, FL 33612

Adcock-Adcock Property & Casualty Agency, Inc.

315 W. Fletcher Avenue Tampa, FL 33612

Coast To Coast Insurance of Florida, Inc.

3302 Bay To Bay Blvd Tampa, FL 33629

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St. Petersburg