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|Discount Comparison||The Hartford||Titan|
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|About||Since 1810, The Hartford continually seeks new and better ways to proactively respond to their customers needs.||Titan, a subsidiary of Nationwide, no longer sells auto or commercial vehicle insurance. Prospective or current clients should contact Nationwide for additional information.|
|Roadside Assistance||The Hartford has towing and labor coverage to help pay for a tow if your vehicle is inoperable regardless of whether the vehicle is involved in an accident.||24/7 roadside assistance is available through Titan as an optional coverage and includes towing, tire change, battery jump start, fuel delivery, lock-out service, and vehicle extrication.|
|Additional Discounts||The Hartford is affiliated with AARP and offers numerous discounts including a discount for driving a hybrid or electric vehicle.||Titan is a Nationwide affiliate and offers additional discounts for vehicles used for farm purposes as well as lower rates for driving experience under their "Mature Driver" discount.|
|Recent Questions||Are deductibles company specific?|
While they are some company-specific deductibles, the standard ones are $500 and $1000. So it's unlikely you won't be able to get the desired amount for your collision or comprehensive deductible.Is my friend covered if they borrow my vehicle?
Generally speaking, a person who you give permission to drive your vehicle should be covered by the policy on the vehicle. It's called "permissive use" and is normally allowed with most companies.Will homeowners insurance cover a collapsing ceiling?
It really depends on what is causing the collapse of the ceiling, but it is very likely to be covered unless the collapse occurred due wear and tear or negligence. Ultimately that decision is going to be up to your homeowners insurance company based on the terms and coverage of your policy, so you will need to contact them directly the inquire about your coverage.Can I use my parent's address if my college zip code is causing my rate to increase?
The zip code where the vehicle is primarily kept is what needs to be used for insurance purposes. Depending on your age, company, and residential state, you may have been able to stay on your parent's policy, but since you now live off-campus you will have to use the address where you live.See More Questions
|Should I contact the police and insurance company days after I rear ended a car?|
It is unlikely that the other driving contacting the police days after the accident will result in any citation. Unless they were called to the scene, they probably won't even be able to write an accident report.Which state would I need to get insurance in if my daughter will be attending graduate school out-of-state and the car is in my name?
The vehicle will need to be insured in the state where it is driven, so you have 1 of 2 options. You can have your daughter added as a co-owner of the vehicle and she will be able to register and insure the vehicle in her name, in the new state.If my husband backed into a parked car and put a tiny dent in a bumper that was already severely damaged, is he liable for the entire bumper?
Your husband should only be liable for the damage he caused. However, your insurance company will ultimately decide what they will and won't cover regarding the repair or replacement of the bumper.Can I file a claim if we agreed to not pursue a claim but the other driver changed their mind?
It isn't too late to file a claim, even if you and the other driver agreed not to, since your insurance policy is intended to cover you after an accident. If you are considered to be at-fault in the accident then your company should pay for the damage caused to the other driver.See More Questions
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