How Much Are Car Insurance Rates in Tucson?
Premiums in Arizona are recognized for being low-cost. They generally sit under the national average by $180. Let's compare car insurance costs in Tucson versus premiums across the nation.
INSURANCE PRICES: TUCSON VS. STATE/NATIONAL MEAN
|City Average||State Average||National Average|
Tucson Car Insurance for High-Risk Drivers
Prior accidents and violations can cost you in terms of prices on car insurance. $761 is the amount by which you can expect your annual insurance premiums to rise in Tucson if you have an at-fault accident on your driving record. Speeding 16-20mph over the speed limit can cost you in terms of insuring your vehicle. People with a speeding ticket on their record usually pay $444 more per year.
AVERAGE TUCSON INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|At-fault Accident (damages less than $1,000)||$2,076|
|At-fault Accident (damages greater than $2,000)||$2,076|
|Speeding Ticket (16-20 mph over speed limit)||$1,759|
Tucson Auto Insurance Premiums by Age Bracket
With average car insurance payments of $5,547, teenage drivers have the largest premiums amongst all the age groups. Everyone loves to save money, and luckily for drivers in their 50s, they do just that! They have the lowest car insurance rates among any age group, with rates of $1,149 per year. Those in their 60s ($1,205) also have relatively low premiums. The greatest fall in premiums between any age group is from the teenage age bracket to the 20s, as drivers in Tucson start paying $3,781 less in premiums. Car insurance premiums for drivers in Tucson continue to shrink through their 50s, but they can expect to pay more when they turn 60.
TUCSON CAR INSURANCE COSTS BY DRIVER AGE
Tucson Auto Insurance by Credit Score
There is a discrepancy of $1,633/year between car insurance premiums for those with Very Poor credit (300-579) and Exceptional credit (800-850). Shifting from Very Poor (300-579) to Fair (580-669) hands over the biggest reduction in premiums to drivers, as they save close to $612 per year.
TUCSON CAR INSURANCE RATES BY CREDIT TIER
|Credit Quality||Average Auto Insurance Rate|
Tucson Auto Insurance by Gender and Marital Status
Car insurance premiums in Tucson are influenced by marital status and gender. However, premiums for women tend to be only a bit more costly than for men. Rates for those who are widowed are slightly cheaper than rates for those who are single. Those who are married save roughly 8% per year on car insurance compared to those who are single or divorced.
TUCSON AUTO INSURANCE RATES BY GENDER AND MARITAL STATUS
|Marital Status/Gender||Average Rate|
What drives up car insurance rates in Tucson?
Where you live in Tucson affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Tucson is no exception to the rule. From zip code 85739 to 85714, premiums rise by 15 percent—that’s $149.
Expensive Tucson Zip Codes: 85721, 85746, 85713, 85706, 85714
Cheap Tucson Zip Codes: 85739, 85708, 85716, 85747, 85704
Tucson Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Tucson, you can expect 48 rainy days with an annual rainfall of 11 inches. Tucson is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in Tucson
Find Local Tucson Agents
Fruchthendler & Company
3113 E 1st St Tucson, AZ 85716
DBCO Insurance, LLC
2504 E Elm St Ste 100 Tucson, AZ 85716
Barton & Associates Insurance, Inc.
4871 E Speedway Blvd Tucson, AZ 85712
Insurance Solutions IBS
655 N Swan Rd Tucson, AZ 85711
Lazy Days RV Center, Inc.
3200 East Irvington Rd. Tucson, AZ 85714
Crest Insurance Group LLC
5285 E Williams Cir Ste 4500 Tucson, AZ 85711
Lewis Benefits Group LLC
2571 N Water Pl Tucson, AZ 85712
Education and Non-Profit Insurance Company of America
3360 N Country Club Rd Tucson, AZ 85716
Amiga Insurance Agency, Inc.
2030 E Broadway Blvd Tucson, AZ 85719
Select Choice Insurance Group
2626 N Campbell Ave Tucson, AZ 85719
3661 N Campbell Ave # 380 Tucson, AZ 85719
Bayze Insurance Services, LLC
4421 E 5th St Tucson, AZ 85711
Castillo Insurance Group
2448 E 6th St Tucson, AZ 85719
Berwick-Himes Insurance Services, L.L.C.
3561 E SUNRISE DR TUCSON, AZ 85718
Superior Insurance Group LLC
2455 E Speedway Blvd Ste 202 Tucson, AZ 85719
1D Insurance Services LLC
2470 N Oracle Rd Ste 150 Tucson, AZ 85705
Etna Insurance Agency, Inc.
3430 N 1st Ave Ste 2 Tucson, AZ 85719
D. M. Lovitt Insurance Agency
607 N 6th Ave Tucson, AZ 85705
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Tucson Car Insurance
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