How Much Does Car Insurance Cost in Tucson?
In Tucson, it is crucial to save while insuring a vehicle because Tucson premiums are recognized for being pricey. They generally surpass Arizona's average by 5%. Keep some cash in your pocket by following our tips and saving on auto insurance in Tucson.
AUTO INSURANCE RATES: TUCSON VS. NATIONAL/STATE AVERAGES
|City Average||State Average||National Average|
Tucson Car Insurance by Credit Rating
Improving your credit tier from Very Poor credit (300-579) to Exceptional credit (800-850) can save you $1,633 every year on premiums. The largest benefit of better credit comes from improving from Very Poor (300-579) to Fair (580-669), by which drivers can save around $612 per year.
TUCSON AUTO INSURANCE RATES BY CREDIT LEVEL
|Credit Score||Average Car Insurance Rate|
Tucson Car Insurance for High-Risk Drivers
Do you have a history of accidents or violations? That may have an impact on your car insurance rates. If you are found at-fault in an accident in Tucson, expect your annual car insurance payments to grow by 58%. $954 is the additional cost per year for drivers with a DUI in Tucson, compared to the city average of $1,315. Reckless driving will drive your premiums up as well, with average rates of $2,960!
AVERAGE TUCSON INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|At-fault Accident (damages less than $1,000)||$2,076|
|At-fault Accident (damages greater than $2,000)||$2,076|
|Speeding Ticket (16-20 mph over speed limit)||$1,759|
Tucson Car Insurance by Marital Status and Gender
There are many factors, including gender and marital status, that affect car insurance premiums in Tucson. However, females have premiums that are only slightly more expensive than those for males. Rates for those who are widowed are marginally cheaper than rates for those who are single. Being single, as opposed to married, can cost you an average of 8% more per year.
TUCSON CAR INSURANCE PREMIUMS BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Rate|
Tucson Auto Insurance Costs by Age Bracket
Everybody loves to save money, and luckily for drivers in their 50s, they do just that! They have the smallest insurance rates among any age group, with rates of $1,149. However, people in their 60s ($1,205) also have relatively low premiums. The largest drop in premiums between any age group is from the teenage age range to the 20s, as drivers in Tucson start saving 68%. Rates for drivers in Tucson continue to decrease through their 50s, but they can expect to pay more when they turn 60. With car insurance payments of $5,547 on average, teenage drivers have the highest rates of any age group.
TUCSON CAR INSURANCE PREMIUMS BY DRIVER AGE
What drives up car insurance rates in Tucson?
Where you live in Tucson affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Tucson is no exception to the rule. From zip code 85739 to 85714, premiums rise by 15 percent—that’s $149.
Expensive Tucson Zip Codes: 85721, 85746, 85713, 85706, 85714
Cheap Tucson Zip Codes: 85739, 85708, 85716, 85747, 85704
Tucson Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Tucson, you can expect 48 rainy days with an annual rainfall of 11 inches. Tucson is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in Tucson
Find Local Tucson Agents
DBCO Insurance, LLC
2504 E Elm St Ste 100 Tucson, AZ 85716
Select Choice Insurance Group
2626 N Campbell Ave Tucson, AZ 85719
3661 N Campbell Ave # 380 Tucson, AZ 85719
Education and Non-Profit Insurance Company of America
3360 N Country Club Rd Tucson, AZ 85716
D. M. Lovitt Insurance Agency
607 N 6th Ave Tucson, AZ 85705
Castillo Insurance Group
2448 E 6th St Tucson, AZ 85719
Bayze Insurance Services, LLC
4421 E 5th St Tucson, AZ 85711
Insurance Solutions IBS
655 N Swan Rd Tucson, AZ 85711
Crest Insurance Group LLC
5285 E Williams Cir Ste 4500 Tucson, AZ 85711
Berwick-Himes Insurance Services, L.L.C.
3561 E SUNRISE DR TUCSON, AZ 85718
1D Insurance Services LLC
2470 N Oracle Rd Ste 150 Tucson, AZ 85705
Fruchthendler & Company
3113 E 1st St Tucson, AZ 85716
Etna Insurance Agency, Inc.
3430 N 1st Ave Ste 2 Tucson, AZ 85719
Lazy Days RV Center, Inc.
3200 East Irvington Rd. Tucson, AZ 85714
Amiga Insurance Agency, Inc.
2030 E Broadway Blvd Tucson, AZ 85719
Superior Insurance Group LLC
2455 E Speedway Blvd Ste 202 Tucson, AZ 85719
Barton & Associates Insurance, Inc.
4871 E Speedway Blvd Tucson, AZ 85712
Lewis Benefits Group LLC
2571 N Water Pl Tucson, AZ 85712
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Tucson Car Insurance
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