Tyler Car Insurance

The Zebra
May 30, 2018

Car Insurance in Tyler

If you are insuring a vehicle in Tyler, cutting costs is important because premiums in Texas are known for being costly. They generally exceed the national average by $383. Let’s get started on how to save on car insurance in Tyler.

  • City Average: $1,813
  • State Average: $1,810
  • National Average: $1,427

Tyler Car Insurance by Age

When Tyler drivers hit their 20s, therefore moving out of the teenage age range, they reduce their premiums by 63%, which is the largest difference you'll see between any age group. The first time drivers can anticipate their age to trigger an increase in insurance rates is when they turn 60. When looking across all age groups, drivers in their 50s tend to have the smallest payments. Their rates generally average $1,547. People in their 60s ($1,620) aren’t paying much more. With payments of $6,067 on average, teenage drivers are the ones who pay the most in car insurance premiums.

  • Teenagers: $6,067
  • 20s: $2,224
  • 30s: $1,785
  • 40s: $1,726
  • 50s: $1,547
  • 60s: $1,620
  • 70s: $2,030

Tyler Car Insurance by Accident or Violation History

Do you know the impact an accident or violation can have on your car insurance premiums? Speeding 16-20mph above the speed limit can drive up your rates. Individuals with a speeding ticket on their record spend, on average, 5% more per year. In Tyler, those who are found at-fault in an accident spend 51% more than the city average on car insurance each year.

  • DUI: $2,587
  • Reckless Driving: $2,517
  • At-fault Accident (damages less than $1000): $2,734
  • At-fault Accident (damages greater than $2000): $2,734
  • Speeding Ticket (16-20 mph over speed limit): $1,898

Tyler Car Insurance by Credit Rating

For individuals with Very Poor credit (300-579), as opposed to Exceptional credit (800-850), car insurance premiums more than double. Moving from Very Poor (300-579) to Fair (580-669) generates the most significant decrease in premiums, as drivers save nearly $375 per year.

  • Very Poor: $3,196
  • Fair: $2,702
  • Good: $2,237
  • Very Good: $1,878
  • Exceptional: $1,503

Tyler Car Insurance by Gender and Marital Status

Quite a few driver attributes, including gender and marital status, affect car insurance premiums in Tyler. In your city, marital status actually has a substantial impact on premiums. You spend an average of 11% more per year if you're single or divorced as opposed to married. Rates for those who are widowed are also way cheaper than rates for those who are single. Typically, females have premiums that are cheaper than those for males, but only by a narrow margin.

  • Female: $1,801
  • Male: $1,813
  • Single: $1,813
  • Married: $1,628
  • Divorced: $1,813
  • Widowed: $1,649

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