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Choosing an auto insurance company is sometimes difficult: companies' rates may vary by driving record, age, and location, and every company provides a different set of discounts. USAA and Infinity are two of America's top insurance companies, selling competitively priced insurance policies in most US states.
In an effort to make shopping for car insurance easier, we collected average prices from Infinity and USAA. The below cover a variety of pricing components, including credit rating, driving infractions, and age. Check out the below rates and find the perfect policy for you.
If you have very poor credit, USAA could be the way to go. Typically, USAA offers better premiums than Infinity for drivers with credit scores of lower than 580. Drivers with excellent credit — a score of 800-plus — should lean toward USAA, which typically beats Infinity by $3,041 annually. Check out typical insurance rates by credit score for Infinity and USAA:
|Credit score||USAA avg. annual premium||Infinity avg. annual premium|
|Very Poor (300-579)||$2,682||$7,847|
|Very Good (740-799)||$910||$4,045|
If you are dealing with an at-fault accident, speeding ticket, reckless driving citation, or DUI on your driving résumé, USAA could be a better choice than Infinity. Every insurance company enacts rate penalties differently, so don't be afraid to shop around to understand which insurance company suits you.
|Violation||USAA avg. annual premium||Infinity avg. annual premium|
|At-fault accident (damage < $1,000)||$1,304||$5,774|
|At-fault accident (damage > $1,000)||$947||$4,487|
Car insurance companies use age to outline potential risk, pricing policies accordingly. Insurance is commonly priciest for drivers younger than 25 — due to their increased odds of being involved in an accident — and most affordable for older drivers. Because every insurance company prices ages in a different way, it's worth comparing rates and shopping around.
As a general rule, teen drivers should choose USAA over Infinity: USAA offers average yearly savings of $13,427, compared to Infinity.
|Age tier||USAA avg. annual premium||Infinity avg. annual premium|
Finances aside, USAA and Infinity both have pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||Not Rated|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||USAA is known for their award-winning service, distinguished products and making their customers' needs a priority.||Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.|
|Roadside Assistance||24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence.||Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.|
|Additional Discounts||USAA offers additional discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for members under 25 years old whose parents have had USAA auto insurance.||Infinity offers an additional discount in most states for registering your policy account profile online.|
|Compare More||USAA vs. 21st Century USAA vs. Allied USAA vs. Allstate USAA vs. American Family USAA vs. Amica Mutual Insurance USAA vs. Auto Club (AAA) USAA vs. Erie USAA vs. Esurance USAA vs. Farmers USAA vs. Foremost USAA vs. GEICO USAA vs. Liberty Mutual USAA vs. Mercury USAA vs. MetLife USAA vs. Nationwide USAA vs. Progressive USAA vs. Root USAA vs. SAFECO USAA vs. Safe Auto USAA vs. State Farm USAA vs. The General USAA vs. The Hartford USAA vs. Titan USAA vs. Travelers||Infinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. Safe Auto Infinity vs. State Farm Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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