USAA vs Liberty Mutual
Car Insurance

Compare all car insurance companies at once.

Your information is secure.

USAA or Liberty Mutual:
Which Company is Best for You?

USAA and Liberty Mutual are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. USAA was founded in 1922, while Liberty Mutual was founded in 1912. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
Discount Comparison USAA Liberty Mutual
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison USAA Liberty Mutual
Financial Strength Superior Excellent
JD Power Rankings
5 out of 5
3 out of 5
User Satisfaction

A++

A

Other Products USAA Liberty Mutual
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features USAA Liberty Mutual
About USAA is known for their award-winning service, distinguished products and making their customers' needs a priority. Liberty Mutual is committed to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs.
Roadside Assistance 24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence. Liberty Mutual offers 24-hour Roadside Assistance (covering towing to the nearest qualified repair facility, fuel delivery, jump starts, and unlocking vehicle doors) with the purchase of optional Towing & Labor coverage.
Additional Discounts USAA offers additional discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for members under 25 years old whose parents have had USAA auto insurance. Liberty Mutual offers additional discounts for those who have recently moved and for the newly retired, newly married or newly graduated.
Recent Questions Does USAA membership extend to grandchildren

My grandfather is retired military and is a USAA member. Does membership extend to grandchildren?...

Can someone file a claim if it’s been 4 days and there are no pictures from the accident?

I rear ended someone 4 days ago and when we both looked at our vehicles we realized that there was ...

Does my son-in-law’s status as a Marine qualify me as USAA member?

Can I purchase USAA Insurance based upon my Son In-law’ s Marine Service and USAA Membership? I have great credit ...

Am I qualified for USAA?

I am a retired Navy civilian. Am I eligible for USAA auto insurance?...

See More Questions
What’s the difference between a vanishing deductible and accident forgiveness

Kinda seems like they do the same thing. Do I need both? I have a new teen driver (17-year-old son) ...

Insurer refuses to give me my money back

On 11/06/2017: I receive a notice of Non-Renewal from Progressive Ins. Notice states that the policy will expire on 12:01 ...

Do I need a landlord policy or homeowner?

I’m not sure if I need a homeowners or landlord insurance policy for my property that I rent out. I ...

How long into getting a new policy can I file a claim?

I just opened a policy 2 weeks ago and now I’m having issues with my engine. I found a dead ...

See More Questions
Compare More USAA vs. 21st Century USAA vs. Allied USAA vs. Allstate USAA vs. American Family USAA vs. Amica Mutual Insurance USAA vs. Auto Club (AAA) USAA vs. Erie USAA vs. Esurance USAA vs. Farmers USAA vs. Foremost USAA vs. GEICO USAA vs. Infinity USAA vs. Mercury USAA vs. MetLife USAA vs. Nationwide USAA vs. Progressive USAA vs. SAFECO USAA vs. Safe Auto USAA vs. State Farm USAA vs. The General USAA vs. The Hartford USAA vs. Titan USAA vs. Travelers Liberty Mutual vs. 21st Century Liberty Mutual vs. Allied Liberty Mutual vs. Allstate Liberty Mutual vs. American Family Liberty Mutual vs. Amica Mutual Insurance Liberty Mutual vs. Auto Club (AAA) Liberty Mutual vs. Erie Liberty Mutual vs. Esurance Liberty Mutual vs. Farmers Liberty Mutual vs. Foremost Liberty Mutual vs. GEICO Liberty Mutual vs. Infinity Liberty Mutual vs. Mercury Liberty Mutual vs. MetLife Liberty Mutual vs. Nationwide Liberty Mutual vs. Progressive Liberty Mutual vs. Safe Auto Liberty Mutual vs. State Farm Liberty Mutual vs. The General Liberty Mutual vs. The Hartford Liberty Mutual vs. Titan Liberty Mutual vs. Travelers
States Offered Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

USAA vs Liberty Mutual

Uber vs. Lyft: Which is Better for Riders and Drivers?
Uber vs. Lyft: Which is Better for Riders and Drivers?
Oct 12, 2017

In 2015, Josh Waldrum from The Zebra did an experiment to see if it was possible to give up your car...

Digital Insurance Cards: Which States Accept Them?
Digital Insurance Cards: Which States Accept Them?
May 19, 2017

You probably already take care of your banking errands on your phone (thanks, mobile check deposits!). You may have shown...

How Artificial Intelligence Could Change the Auto Insurance Industry
How Artificial Intelligence Could Change the Auto Insurance Industry
Mar 20, 2017

Artificial Intelligence (AI), broadly defined as computers doing the work (and perhaps even reasoning and thinking as) humans do, is...

Mexico Insurance: What Is It and What Companies Offer It?
Mexico Insurance: What Is It and What Companies Offer It?
Feb 06, 2017

Your U.S. driver’s license is valid nearly anywhere in the world you might find yourself driving. However, car insurance policies...

Can I Pay My Car Insurance with Bitcoin?
Can I Pay My Car Insurance with Bitcoin?
Jan 23, 2017

Unless you’re a whiz of the finance or technology variety, the concept of Bitcoin might still be mostly relegated to...

The Drones Are Coming
The Drones Are Coming
Jul 20, 2016

For the casual observer, drones still exist mostly at extreme ends of the spectrum: either they’re used for (controversial) warfare,...

Metromile and Uber: An Insurance Solution?
Metromile and Uber: An Insurance Solution?
Jan 29, 2015

We’ve written about Metromile and we’ve written about the insurance gap for rideshare drivers, but this week brought an interesting...

Stop Texting and Walking: You Could Hurt Yourself
Stop Texting and Walking: You Could Hurt Yourself
Jan 23, 2015

According to numerous studies, we now spend approximately half of our waking hours looking at screens—around 8.5 hours on any...

You Should Buy a Car This Week—Or On New Year’s Eve
You Should Buy a Car This Week—Or On New Year’s Eve
Dec 23, 2014

Did you spend your Black Friday sleeping in, deep in a post-turkey coma instead of out fighting the 140-million strong...

Veteran Discounts for Car Insurance
Veteran Discounts for Car Insurance
Nov 11, 2014

2,266,883. That’s the number of troops currently serving at home and abroad in defense of this country. Today is Veteran’s...

Kittmatic: A Distracted Driving Solution for Parents?
Kittmatic: A Distracted Driving Solution for Parents?
Sep 18, 2014

Would you believe that parents are more guilty of distracted driving than their-often accused teenagers? According to recent studies, as...

How to Lower Car Insurance for Young Drivers
How to Lower Car Insurance for Young Drivers
Aug 06, 2014

When I turned sixteen, my father gave me the keys to a shiny blue 1998 Isuzu Rodeo—and the news that...

How to Switch Car Insurance Companies (Without the Headache)
How to Switch Car Insurance Companies (Without the Headache)
Jul 22, 2014

Maybe a claim wasn’t handled well. Maybe a customer service rep was less-than-polite. Maybe you checked thezebra.com and found that...