USAA vs Safe Auto
Car Insurance

USAA and Safe Auto are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. USAA was founded in 1922, while Safe Auto was founded in 1993. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.

Compare all car insurance companies at once.

Your information is secure.

USAA or Safe Auto:
Which Company is Best for You?

Discount Comparison USAA Safe Auto
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison USAA Safe Auto
Financial Strength Superior Good
JD Power Rankings
5 out of 5
3 out of 5
User Satisfaction

A++

A+

Other Products USAA Safe Auto
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features USAA Safe Auto
About USAA is known for their award-winning service, distinguished products and making their customers' needs a priority. At SafeAuto, we strive to provide caring and professional customer service 24/7, and to help make insurance affordable to every driver, no matter the situation. We provide you flexibility to access your accounts and make payments online, by phone, or through our mobile app. We offer convenience through our hassle-free automatic payments and immediate proof of insurance when you insure with us.
Roadside Assistance 24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence. Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.
Additional Discounts USAA offers additional discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for members under 25 years old whose parents have had USAA auto insurance. Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.
Recent Questions Can someone file a claim if it’s been 4 days and there are no pictures from the accident?

I rear ended someone 4 days ago and when we both looked at our vehicles we realized that there was ...

Does my son-in-law’s status as a Marine qualify me as USAA member?

Can I purchase USAA Insurance based upon my Son In-law’ s Marine Service and USAA Membership? I have great credit ...

Am I qualified for USAA?

I am a retired Navy civilian. Am I eligible for USAA auto insurance?...

My daughter cannot find insurance with bad driving record

My 19-year-old daughter has a 2011 Ford Focus. She has 1 speeding ticket (75 in a 55) and two minor ...

See More Questions
Who is at-fault when parking spot stopper had bolts sticking out of it?

I pulled too far forward while parking and hit the cement stopper which had bolts sticking out of it. It ...

If my daughter is uninsured and gets rear-ended by another driver, will their insurance cover her damage?

My daughter is listed as a driver on my policy but she just recently got the car and I haven’t ...

Do car insurance companies share information?

My rate went up after I had an accident so I shopped around and found a better price with a ...

See More Questions
Compare More vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safeco vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safeco vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers
States Offered Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia
Additional Resources:

USAA vs Safe Auto

Uber vs. Lyft: Which is Better for Riders and Drivers?
Uber vs. Lyft: Which is Better for Riders and Drivers?
Oct 12, 2017

In 2015, Josh Waldrum from The Zebra did an experiment to see if it was possible to give up your car...

Digital Insurance Cards: Which States Accept Them?
Digital Insurance Cards: Which States Accept Them?
May 19, 2017

You probably already take care of your banking errands on your phone (thanks, mobile check deposits!). You may have shown...

Mexico Insurance: What Is It and What Companies Offer It?
Mexico Insurance: What Is It and What Companies Offer It?
Feb 06, 2017

Your U.S. driver’s license is valid nearly anywhere in the world you might find yourself driving. However, car insurance policies...

Can I Pay My Car Insurance with Bitcoin?
Can I Pay My Car Insurance with Bitcoin?
Jan 23, 2017

Unless you’re a whiz of the finance or technology variety, the concept of Bitcoin might still be mostly relegated to...

The Drones Are Coming
The Drones Are Coming
Jul 20, 2016

For the casual observer, drones still exist mostly at extreme ends of the spectrum: either they’re used for (controversial) warfare,...

Metromile and Uber: An Insurance Solution?
Metromile and Uber: An Insurance Solution?
Jan 29, 2015

We’ve written about Metromile and we’ve written about the insurance gap for rideshare drivers, but this week brought an interesting...

You Should Buy a Car This Week—Or On New Year’s Eve
You Should Buy a Car This Week—Or On New Year’s Eve
Dec 23, 2014

Did you spend your Black Friday sleeping in, deep in a post-turkey coma instead of out fighting the 140-million strong...

Veteran Discounts for Car Insurance
Veteran Discounts for Car Insurance
Nov 11, 2014

2,266,883. That’s the number of troops currently serving at home and abroad in defense of this country. Today is Veteran’s...

How to Switch Car Insurance Companies (Without the Headache)
How to Switch Car Insurance Companies (Without the Headache)
Jul 22, 2014

Maybe a claim wasn’t handled well. Maybe a customer service rep was less-than-polite. Maybe you checked thezebra.com and found that...