USAA vs Safeco
Car Insurance

USAA and Safeco are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. USAA was founded in 1922, while Safeco was founded in 1923. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.

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USAA or Safeco:
Which Company is Best for You?

Discount Comparison USAA Safeco
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison USAA Safeco
Financial Strength Superior Excellent
JD Power Rankings
5 out of 5
3 out of 5
User Satisfaction

A++

A

Other Products USAA Safeco
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features USAA Safeco
About USAA is known for their award-winning service, distinguished products and making their customers' needs a priority. Safeco Insurance provides options for their consumers by allowing them to build their own auto insurance policy
Roadside Assistance 24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence. Safeco offers roadside assistance 24/7 as an option to your policy and includes coverage for towing, flat tire, battery service, fuel and fluids, and lockouts.
Additional Discounts USAA offers additional discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for members under 25 years old whose parents have had USAA auto insurance. Safeco is a subsidiary of Liberty Mutual and offers claim service 24/7.
Recent Questions Will my personal car insurance rate increase if I had an accident that was covered by a commercial policy?

I drive my own car for a private company, and when I am on the clock my vehicle is covered ...

How do I recover my refund if I canceled a policy the day after the renewal?

I had to renew my car insurance, forgot the date, and renewed the next day. One day later I found ...

Can I get insurance on a car my girlfriend owns?

I live in Florida and my girlfriend owns the car, but I drive it to work everyday. I’ve already been ...

How do I find a policy if I was dropped by my carrier because of too many claims?

I was with USAA but they dropped me and I’m having trouble finding a new insurance provider. What can I ...

See More Questions
What can I do about fixing incorrect information on my driving record?

I called to get an insurance quote to see if I could get a lower rate and was told there ...

If my teenager rear ended another car but we aren’t filing a claim, will my insurance rate go up?

My daughter hit a car at a red light. The vehicle is worth less than a $1,000, but we are ...

Should I file a claim if my repair cost is $1,500?

I made a left turn with the flow of traffic and hit a dip; breaking my front suspension on my ...

Can I put my insurance on hold due to temporary disability?

I am going on disability for about 4 months. The disability check is not enough to pay for my car ...

See More Questions
Compare More vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers
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USAA vs Safeco

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