USAA and State Farm are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. USAA and State Farm were both founded in 1922. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
|Discount Comparison||USAA||State Farm|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||USAA||State Farm|
|JD Power Rankings||
|Other Products||USAA||State Farm|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||USAA||State Farm|
|About||USAA is known for their award-winning service, distinguished products and making their customers' needs a priority.||Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.|
|Roadside Assistance||24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence.||State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.|
|Additional Discounts||USAA offers additional discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for members under 25 years old whose parents have had USAA auto insurance.||State Fram offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.|
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|Compare More||vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. The General vs. The Hartford vs. Titan vs. Travelers||vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. The General vs. The Hartford vs. Titan vs. Travelers|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|