USAA vs State Farm
Car Insurance

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USAA or State Farm:
Which Company is Best for You?

USAA and State Farm are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. USAA and State Farm were both founded in 1922. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.

Discount Comparison USAA State Farm
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison USAA State Farm
Financial Strength Superior Superior
JD Power Rankings
5 out of 5
3 out of 5
User Satisfaction

A++

A++

Other Products USAA State Farm
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features USAA State Farm
About USAA is known for their award-winning service, distinguished products and making their customers' needs a priority. Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.
Roadside Assistance 24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence. State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.
Additional Discounts USAA offers additional discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for members under 25 years old whose parents have had USAA auto insurance. State Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.
Recent Questions Can I get USAA insurance from son in law

My son in law has usaa insurance past on from family. He has added me on as a driver. I’m ...

Does USAA membership extend to grandchildren

My grandfather is retired military and is a USAA member. Does membership extend to grandchildren?...

Can someone file a claim if it’s been 4 days and there are no pictures from the accident?

I rear ended someone 4 days ago and when we both looked at our vehicles we realized that there was ...

Does my son-in-law’s status as a Marine qualify me as USAA member?

Can I purchase USAA Insurance based upon my Son In-law’ s Marine Service and USAA Membership? I have great credit ...

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One deductible for two accidents?

Two accidents w/ objects 2 weeks apart. One damaged front bumper, other the back bumper. Can I file 1 claim ...

Are some insurance providers better suited to my needs than others to get the best rate?

I am 25 years old and currently drive a 2015 BMW 328i xDrive. It’s leased and i’m about to lease ...

Can my insurance agent list me as single even if I’m married?

I am married but my wife is not licensed. My insurance carrier and agent says they have to list me ...

What on my driving record is raising my car insurance premium

I’m with State Farm. I have been since May 2012. I figured out my monthly cost is $68.21 for basic ...

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