USAA vs The General
Car Insurance

USAA and The General are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. USAA was founded in 1922, while The General was founded in 1963. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.

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USAA or The General:
Which Company is Best for You?

Discount Comparison USAA The General
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison USAA The General
Financial Strength Superior Excellent
JD Power Rankings
5 out of 5
Not Rated out of 5
User Satisfaction

A++

A-

Other Products USAA The General
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features USAA The General
About USAA is known for their award-winning service, distinguished products and making their customers' needs a priority. The General offers great rates on auto insurance to all types of drivers. Whether you have great driving record, had a gap in coverage, or been in an accident, we have a rate for you!
Roadside Assistance 24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence. The General provides optional Towing and Labor coverage in select states to pay for the cost of towing your car if it becomes disabled. Comprehensive and collision coverage is a prerequisite for purchase. The General also offers a Roadside Assistance plan that is administered by Nation Safe Drivers (NSD). This optional program provides 24-hour assistance for towing and other emergency services.
Additional Discounts USAA offers additional discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for members under 25 years old whose parents have had USAA auto insurance.
Recent Questions Will my personal car insurance rate increase if I had an accident that was covered by a commercial policy?

I drive my own car for a private company, and when I am on the clock my vehicle is covered ...

How do I recover my refund if I canceled a policy the day after the renewal?

I had to renew my car insurance, forgot the date, and renewed the next day. One day later I found ...

Can I get insurance on a car my girlfriend owns?

I live in Florida and my girlfriend owns the car, but I drive it to work everyday. I’ve already been ...

How do I find a policy if I was dropped by my carrier because of too many claims?

I was with USAA but they dropped me and I’m having trouble finding a new insurance provider. What can I ...

See More Questions
Does hitting a fixed object cause my premium to rise?

The car has $1,700 in damage. My rates are already higher from an accident I had recently and I’m afraid ...

Why do I have to keep insurance on my old car if I’m not using it?

I just bought a new car and will be giving my son the old car. When I talked to my ...

Why did The General cancel my car insurance?

I bought a policy with them and just over a month later they cancelled my policy. They said something about ...

Is car insurance mandatory in New Jersey if a person no longer uses their car to drive?

My car is broken down and I don’t plan on fixing it for quite some time. Do I have to ...

See More Questions
Compare More vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. State Farm vs. The Hartford vs. Titan vs. Travelers vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. State Farm vs. The Hartford vs. Titan vs. Travelers
States Offered Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
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USAA vs The General

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