USAA vs The General
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USAA or The General:
Which Company is Best for You?

USAA and The General are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. USAA was founded in 1922, while The General was founded in 1963. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
Discount Comparison USAA The General
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison USAA The General
Financial Strength Superior Excellent
JD Power Rankings
5 out of 5
Not Rated out of 5
User Satisfaction

A++

A+

Other Products USAA The General
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features USAA The General
About USAA is known for their award-winning service, distinguished products and making their customers' needs a priority. The General offers great rates on auto insurance to all types of drivers. Whether you have great driving record, had a gap in coverage, or been in an accident, we have a rate for you!
Roadside Assistance 24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence. The General provides optional Towing and Labor coverage in select states to pay for the cost of towing your car if it becomes disabled. Comprehensive and collision coverage is a prerequisite for purchase. The General also offers a Roadside Assistance plan that is administered by Nation Safe Drivers (NSD). This optional program provides 24-hour assistance for towing and other emergency services.
Additional Discounts USAA offers additional discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for members under 25 years old whose parents have had USAA auto insurance. None Available
Recent Questions Does USAA membership extend to grandchildren

My grandfather is retired military and is a USAA member. Does membership extend to grandchildren?...

Can someone file a claim if it’s been 4 days and there are no pictures from the accident?

I rear ended someone 4 days ago and when we both looked at our vehicles we realized that there was ...

Does my son-in-law’s status as a Marine qualify me as USAA member?

Can I purchase USAA Insurance based upon my Son In-law’ s Marine Service and USAA Membership? I have great credit ...

Am I qualified for USAA?

I am a retired Navy civilian. Am I eligible for USAA auto insurance?...

See More Questions
Does hitting a fixed object cause my premium to rise?

The car has $1,700 in damage. My rates are already higher from an accident I had recently and I’m afraid ...

Why do I have to keep insurance on my old car if I’m not using it?

I just bought a new car and will be giving my son the old car. When I talked to my ...

Why did The General cancel my car insurance?

I bought a policy with them and just over a month later they cancelled my policy. They said something about ...

Is car insurance mandatory in New Jersey if a person no longer uses their car to drive?

My car is broken down and I don’t plan on fixing it for quite some time. Do I have to ...

See More Questions
Compare More USAA vs. 21st Century USAA vs. Allied USAA vs. Allstate USAA vs. American Family USAA vs. Amica Mutual Insurance USAA vs. Auto Club (AAA) USAA vs. Erie USAA vs. Esurance USAA vs. Farmers USAA vs. Foremost USAA vs. GEICO USAA vs. Infinity USAA vs. Liberty Mutual USAA vs. Mercury USAA vs. MetLife USAA vs. Nationwide USAA vs. Progressive USAA vs. SAFECO USAA vs. Safe Auto USAA vs. State Farm USAA vs. The Hartford USAA vs. Titan USAA vs. Travelers The General vs. 21st Century The General vs. Allied The General vs. Allstate The General vs. American Family The General vs. Amica Mutual Insurance The General vs. Auto Club (AAA) The General vs. Erie The General vs. Esurance The General vs. Farmers The General vs. Foremost The General vs. GEICO The General vs. Infinity The General vs. Liberty Mutual The General vs. Mercury The General vs. MetLife The General vs. Nationwide The General vs. Progressive The General vs. SAFECO The General vs. Safe Auto The General vs. State Farm The General vs. The Hartford The General vs. Titan The General vs. Travelers
States Offered Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
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USAA vs The General

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