Vallejo Car Insurance

The Zebra
May 30, 2018

Car Insurance in Vallejo

Vallejo has premiums that are fairly equivalent to California's average, as they are within $18 of one another. Keep some money in your pocket by following the tips below about how to save on car insurance in Vallejo.

  • City Average: $1,731
  • State Average: $1,713
  • National Average: $1,427

Vallejo Car Insurance by Accident or Violation History

Possessing an unblemished driving record is vital if you want to keep the expense of car insurance rates low. Normally, a DUI or reckless driving violation in Vallejo will cost you 184% more in car insurance premiums versus the city average ($1,731). You can expect your annual car insurance payments to increase by $984 if you are found at-fault in an accident in Vallejo.

  • DUI: $4,919
  • Reckless Driving: $4,919
  • At-fault Accident (damages less than $1000): $2,715
  • At-fault Accident (damages greater than $2000): $2,715
  • Speeding Ticket (16-20 mph over speed limit): $2,357

Vallejo Car Insurance by Age

Teenage drivers are the ones who pay the most in car insurance premiums, with rates of $6,513 on average. The largest decline in premiums for Vallejo drivers happens when they reach their 20s. Once out of the teenage age range, people save, on average, 61%. While rates for drivers in Vallejo will continue to shrink through their 60s, they should expect to pay more when they hit 70. At $1,485, drivers in their 60s have the smallest insurance premiums among any age group. However, people in their 50s ($1,523) aren’t paying significantly more.

  • Teenagers: $6,513
  • 20s: $2,549
  • 30s: $1,699
  • 40s: $1,645
  • 50s: $1,523
  • 60s: $1,485
  • 70s: $1,655

Vallejo Car Insurance by Gender and Marital Status

Several driver attributes, including gender and marital status, can have an effect on car insurance premiums in Vallejo. However, premiums for men and women generally only differ marginally, with men paying less. Rates for those who are widowed are somewhat cheaper than rates for those who are single. You can save an average of $73 per year if you're married as opposed to single or divorced.

  • Female: $1,733
  • Male: $1,731
  • Single: $1,731
  • Married: $1,658
  • Divorced: $1,731
  • Widowed: $1,664

* Credit score is considered discriminatory in California and is therefore not used as a rating factor when companies determine how much you'll pay for auto insurance.

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