Victorville Car Insurance

The Zebra
July 17, 2018

Car Insurance in Victorville

Victorville premiums exceed the state average by 7%, which is why the city is known for its pricey premiums. If you shopping for auto insurance in Victorville, cutting costs is crucial. Going over some tips can help you find cheap car insurance in Victorville, California.

  • City Average: $1,829
  • State Average: $1,713
  • National Average: $1,427

Victorville Car Insurance by Accident or Violation History

Accidents and violations on your driving record can cost you in terms of premiums. Drivers with a DUI or reckless driving offense in Victorville need to spend nearly triple the average for the city to insure their vehicle. $1,020 is the amount by which you can expect your annual insurance premiums to rise in Victorville if you have an at-fault accident on your driving record.

  • DUI: $5,251
  • Reckless Driving: $5,251
  • At-fault Accident (damages less than $1000): $2,849
  • At-fault Accident (damages greater than $2000): $2,849
  • Speeding Ticket (16-20 mph over speed limit): $2,476

Victorville Car Insurance by Marital Status

There are a lot of factors, including marital status, that can come into play when determining car insurance premiums in Victorville. Being married, as opposed to single, can save you approximately $80 per year on car insurance. Rates for those who are widowed are relatively cheaper than rates for those who are single.

  • Female: $1,829
  • Male: $1,829
  • Single: $1,829
  • Married: $1,748
  • Divorced: $1,829
  • Widowed: $1,756

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Victorville Car Insurance by Age

Teenage drivers have the most expensive premiums amongst all the age groups. Teenagers in Victorville, California, pay around $6,703 on car insurance premiums. Looking across all age groups, drivers in their 60s tend to have the smallest insurance rates. Their rates normally average $1,557 per year. People in their 50s ($1,608) also have relatively low premiums. When drivers hit their 20s in Victorville, therefore moving out of the teenage age range, they pay 60% less in premiums. It is the largest difference between any age group. In Victorville, turning 70 means a rise in insurance rates. Up until then, progressing from one age group to the next means decreasing prices.

  • Teenagers: $6,703
  • 20s: $2,665
  • 30s: $1,796
  • 40s: $1,733
  • 50s: $1,608
  • 60s: $1,557
  • 70s: $1,734

* Credit score is considered a discriminatory rating factor in California, and is not used to help determine auto insurance premiums.

* In California, gender does not influence car insurance premiums.