Victorville Car Insurance

The Zebra
May 30, 2018

Car Insurance in Victorville

Victorville premiums exceed the state average by 7%, which is why the city is known for its pricey premiums, so if you are insuring a vehicle in Victorville, cutting costs is crucial. Going over some tips about how to save on Victorville car insurance can save you money.

  • City Average: $1,829
  • State Average: $1,713
  • National Average: $1,427

Victorville Car Insurance by Accident or Violation History

Accidents and violations on your driving record can cost you in terms of premiums. Drivers with a DUI or reckless driving offense in Victorville need to spend nearly triple the average for the city to insure their vehicle. $1,020 is the amount by which you can expect your annual insurance premiums to rise in Victorville if you have an at-fault accident on your driving record.

  • DUI: $5,251
  • Reckless Driving: $5,251
  • At-fault Accident (damages less than $1000): $2,849
  • At-fault Accident (damages greater than $2000): $2,849
  • Speeding Ticket (16-20 mph over speed limit): $2,476

Victorville Car Insurance by Marital Status

There are a lot of factors, including marital status, that can come into play when determining car insurance premiums in Victorville. Being married, as opposed to single, can save you approximately $80 per year on car insurance. Rates for those who are widowed are relatively cheaper than rates for those who are single.

  • Female: $1,829
  • Male: $1,829
  • Single: $1,829
  • Married: $1,748
  • Divorced: $1,829
  • Widowed: $1,756

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Victorville Car Insurance by Age

Teenage drivers have the largest premiums amongst all the age groups. They pay around $6,703 on car insurance premiums. Looking across all age groups, drivers in their 60s tend to have the smallest insurance rates. Their rates normally average $1,557 per year. People in their 50s ($1,608) also have relatively low premiums. When drivers hit their 20s in Victorville, therefore moving out of the teenage age range, they pay 60% less in premiums. It is the largest difference between any age group. In Victorville, turning 70 means a rise in insurance rates. Up until then, progressing from one age group to the next means decreasing prices.

  • Teenagers: $6,703
  • 20s: $2,665
  • 30s: $1,796
  • 40s: $1,733
  • 50s: $1,608
  • 60s: $1,557
  • 70s: $1,734

* Credit score is considered discriminatory in California and is therefore not used as a rating factor when determining how much you'll pay for auto insurance every year.

* In Victorville, gender does not influence car insurance premiums.