Car Insurance for Good Drivers in Washington, D.C.

The Zebra
July 15, 2019

Car insurance for good drivers in Washington, D.C.

Some of the factors contributing to car insurance rates are out of your control, including your age, location, and gender. There are, however, factors you can more easily alter in pursuit of low premiums.

If you want to minimize your insurance expenditure, try to keep your driving record cleaen, your credit score solid, and your monthly driving mileage low. Auto insurance companies provide premium price cuts to customers who present relatively little risk, so exhibiting low-risk driving and lifestyle behaviors can lead to a price cut.

See below a breakdown of the best companies with which to start your car insurance search if you’re a low-risk customer in Washington, D.C..

Car insurance rates for drivers with no citations in Washington, D.C.

One of the easiest ways to pay less for auto insurance is to maintain a good driving record. Car insurance companies see safe drivers as less risky customers, in turn charging them lower premiums. Staying on the good side of the law is a great way to cut your costs.

If you're free of tickets, start your search for car insurance with USAA, which offers an average annual insurance rate of $975. That sums to $230less than the average car insurance rate for drivers without citations in Washington, D.C..

CHEAP CAR INSURANCE COMPANIES FOR DRIVERS WITHOUT VIOLATIONS IN WASHINGTON, D.C.
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$975
State Farm$1,551
GEICO$1,600
Progressive$2,240
Allstate$3,689
State Farm$998
Erie$1,059
Westfield$1,256

Car insurance rates for drivers with above-average credit in Washington, D.C.

Car insurance companies reward drivers who have above-average credit. Auto insurance companies see drivers with good, very good, or excellent credit scores as financially responsible and more likely to file claims or miss payments.

If your credit score is “good,” your best auto insurance option in Washington, D.C. could be USAA, offering an average annual rate of $975. If your credit score is even better (in the "excellent" range), USAA could be a good company with which to start your search. USAA's premiums for clients who have credit scores of 800 and up are $487 per year less than the typical car insurance premium for drivers with excellent credit in Washington, D.C..

Find below a breakdown of auto insurance rates in Washington, D.C. for drivers with good, very good, and excellent credit scores.

CHEAP CAR INSURANCE COMPANIES FOR DRIVERS WITH GOOD CREDIT IN WASHINGTON, D.C.
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$975
State Farm$1,551
GEICO$1,600
Progressive$2,240
Allstate$3,689
State Farm$998
Erie$1,059
Westfield$1,256

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH VERY GOOD CREDIT IN WASHINGTON, D.C.
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$908
State Farm$1,374
GEICO$1,453
Progressive$1,963
Allstate$3,593

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH EXCELLENT CREDIT IN WASHINGTON, D.C.
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$846
State Farm$1,220
GEICO$1,453
Progressive$1,715
Allstate$3,442

Compare rates from top companies!

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Car insurance for low-mileage drivers in Washington, D.C.

The fewer miles you drive, the less likely you are to file an insurance claim. That’s the logic auto insurance companies use to charge infrequent drivers lower premiums. If you don't exceed the threshold of 7,500 miles per year, you could save some money on auto insurance each month. Exactly how much you can save by driving fewer miles comes down to your insurance company's pricing practices.

If you're a Washington, D.C. driver who doesn't rack up major mileage, consider USAA, which offers average annual savings of $364 for low-mileage customers.

AFFORDABLE CAR INSURANCE COMPANIES FOR LOW-MILEAGE DRIVERS (<7,500 MILES/YEAR) IN WASHINGTON, D.C.
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$841
State Farm$1,344
GEICO$1,489
Progressive$2,240
Allstate$3,689

Start your search today — compare rates now!

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Insurance rates for good drivers in Washington, D.C. — in major cities

In addition to varying by state and by insurance company, car insurance rates differ depending on the exact address at which the vehicle is listed. Car insurance companies price policies by the driver’s home ZIP code, adjusting premiums for the risk presented by specific locations.

Find below a breakdown of auto insurance rates for drivers with positive rating factors in five of the most populous cities in each US state.



Find an affordable policy today!

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