West Covina Car Insurance

The Zebra
May 30, 2018

Car Insurance in West Covina

Premiums in West Covina surpass the state average by $149, which is why the city is recognized for its costly premiums, so saving while insuring a vehicle in West Covina is especially imperative. Who doesn't like to save money? Check out some tips about how to save on car insurance in West Covina.

  • City Average: $1,862
  • State Average: $1,713
  • National Average: $1,427

West Covina Car Insurance by Gender and Marital Status

Pricing for car insurance premiums in West Covina is determined by a lot of factors, including marital status and gender. Being single can cost you close to 4% more per year compared to being married. Rates for those who are widowed are moderately cheaper than rates for those who are single. The amount by which men's and women's car insurance premiums differ is minimal.

  • Female: $1,869
  • Male: $1,862
  • Single: $1,862
  • Married: $1,782
  • Divorced: $1,862
  • Widowed: $1,789

West Covina Car Insurance by Accident or Violation History

Having an untainted driving record is important if you want to keep your car insurance premiums low. $3,414 is the additional cost per year for drivers with a DUI or reckless driving charge in West Covina, compared to the city average of $1,862. Accidents happen, even to safe drivers, so be prepared and learn what can happen to your rates after one. Expect your yearly car insurance payments to rise by $1,049 if you are found at-fault in an accident in West Covina.

  • DUI: $5,276
  • Reckless Driving: $5,276
  • At-fault Accident (damages less than $1000): $2,911
  • At-fault Accident (damages greater than $2000): $2,911
  • Speeding Ticket (16-20 mph over speed limit): $2,526

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West Covina Car Insurance by Age

Among all age groups, drivers in their 60s have the lowest payments, with rates of $1,601. Those in their 50s ($1,644) aren’t paying significantly more. With rates of $6,963 on average, teenage drivers are the ones who pay the most in car insurance premiums. The most significant fall in premiums between any age group is from the teenage age bracket to the 20s, as drivers in West Covina start saving an average of 61% each year. While insurance rates for drivers will continue to fall through their 60s, they should anticipate a change when they hit 70.

  • Teenagers: $6,963
  • 20s: $2,725
  • 30s: $1,829
  • 40s: $1,772
  • 50s: $1,644
  • 60s: $1,601
  • 70s: $1,786

* Credit score, while used in other states, is considered discriminatory in California and thus is not used as a rating factor when determining how much you'll pay for auto insurance every year.