How much does auto insurance cost in West Covina?
The typical West Covina driver pays $2,058 per year for auto insurance. That's pricier than the average across California ($1,868) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in West Covina.
AUTO INSURANCE: WEST COVINA RATES VS. STATE + NATIONAL AVERAGES
|West Covina Average (yearly)||California Average||National Average|
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West Covina car insurance rates by company
The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. In West Covina, GEICO offers the cheapest rates for the average insurance customer. We've listed the best cheap car insurance companies in West Covina below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
WEST COVINA CAR INSURANCE RATES BY COMPANY
|Insurance Company||Average Yearly Rate|
West Covina car insurance premiums by age
The best age for car insurance rates as a driver in West Covina is your age_60s: drivers in this age group pay an average of $1,843per year. Drivers in their age_50s pay marginally higher rates — $1,850 per year.
Teenage drivers pay West Covina's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in West Covina is to celebrate your 20th birthday. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in West Covina is $4,572, the largest such difference between any two age groups.
WEST COVINA AUTO INSURANCE PREMIUMS BY DRIVER AGE
|Age tier||Average Annual Rate|
West Covina car insurance rates by marital status and gender
Marital status and gender are contributing factors to car insurance rates in many cases. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in West Covina pay $85 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In West Covina, insurance rates for those who are widowed are less expensive than rates for those who are single.
Gender is another factor that can impact auto insurance costs. In West Covina, female drivers pay more for auto insurance than do male drivers: $5 per year, to be precise.
WEST COVINA CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
|Marital Status/Gender||Average Yearly Rate|
West Covina auto insurance costs by citation and accident history
No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates low. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.
West Covina drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $3,510 per year versus the city average. A ticket for speeding results in an $843 rate hike while a DWI or DUI violation costs $3,396per year in extra insurance expenditures.
WEST COVINA CAR INSURANCE RATES AFTER A COLLISION OR CITATION
|Incident/Violation||Average Annual Rate|
|At-fault Accident (damages < $1,000)||$2,067|
|At-fault Accident (damages greater than $2,000)||$3,618|
|Speeding Ticket (16-20 mph over speed limit)||$2,901|
West Covina auto insurance costs by credit tier
Credit score is often closely correlated with car insurance costs. In fact, West Covina drivers who improve their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn, on average, a 0% decrease in their auto insurance costs. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In West Covina, improving your credit to "Fair" could help you earn $0 in savings on insurance premiums each year.
WEST COVINA AUTO INSURANCE PREMIUMS BY CREDIT TIER
|Credit Tier||Average Rate (annual)|