West Jordan Car Insurance

The Zebra
May 30, 2018

Car Insurance in West Jordan

West Jordan premiums, which are 13% greater than Utah's average, are known for being pricey. So in West Jordan, it is especially important to cut costs while insuring a vehicle. Why don't we get started on how to save on car insurance in West Jordan?

  • City Average: $1,258
  • State Average: $1,112
  • National Average: $1,427

West Jordan Car Insurance by Accident or Violation History

By knowing which driving mishaps can inflate your insurance premiums, you can make better decisions and save money. An at-fault accident with greater than $2000 of damages will increase your car insurance premiums more than other driving violations. No one plans on getting into an accident, but life happens, so be aware of the effect one can have on your rates. You can expect your annual car insurance payments to increase by 43% if you are found at-fault in an accident in West Jordan. $506 is the additional cost per year for drivers with a DUI in West Jordan, compared to the city average of $1,258. Reckless driving will push your premiums up as well, with average rates of $1,688. That is 34% higher than the city average.

  • DUI: $1,764
  • Reckless Driving: $1,688
  • At-fault Accident (damages less than $1000): $1,801
  • At-fault Accident (damages greater than $2000): $1,801
  • Speeding Ticket (16-20 mph over speed limit): $1,468

West Jordan Car Insurance by Gender and Marital Status

Pricing for car insurance premiums in West Jordan is determined by a variety of factors, including marital status and gender. Premiums for women tend to be 5% more costly than for men. You spend 5% more per year if you're single as opposed to married. Rates for those who are widowed are a hair cheaper than rates for those who are single.

  • Female: $1,322
  • Male: $1,258
  • Single: $1,258
  • Married: $1,195
  • Divorced: $1,258
  • Widowed: $1,253

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West Jordan Car Insurance by Credit Rating

Improving your credit can save you a good bundle of money. Those in the bottom credit tier (300-579) pay an average of 2.5x more for car insurance than those in the top credit tier (800-850). Shifting from Very Good (740-799) to Exceptional (800-850) generates the biggest percent drop in premiums, as drivers save around 21% per year.

  • Very Poor: $2,621
  • Fair: $2,088
  • Good: $1,648
  • Very Good: $1,333
  • Exceptional: $1,052

West Jordan Car Insurance by Age

Teenage drivers have the largest premiums of any age group, with typical car insurance payments of $5,320. Among all age groups, drivers in their 50s have the lowest insurance rates, with rates of $1,153. Those in their 60s ($1,191) aren’t paying much more. The biggest decline in premiums between any age group is from the teenage age bracket to the 20s, as drivers in West Jordan start seeing a reduction in premiums of 67%. The first time drivers can anticipate their age to trigger a rise in premiums is when they turn 60.

  • Teenagers: $5,320
  • 20s: $1,780
  • 30s: $1,241
  • 40s: $1,226
  • 50s: $1,153
  • 60s: $1,191
  • 70s: $1,469