Car Insurance for Good Drivers in Wyoming

The Zebra
July 15, 2019

Car insurance for good drivers in Wyoming

Many of the factors insurance companies use to set your car insurance rates lie beyond your control, including your gender, age, and location. There are, however, factors you can more easily alter in pursuit of low premiums.

To ensure you keep your car insurance cheap, try to keep your driving record cleaen, your credit score solid, and your monthly driving mileage low. Car insurance companies offer lower rates to customers who present relatively little risk. Exhibiting as little risk as possible behind the wheel — and in everyday life — can result in more affordable rates.

See below rates from top companies for low-risk drivers in Wyoming.

Auto insurance rates for drivers with no citations in Wyoming

One of the best ways to ensure you pay less for car insurance is to maintain a good driving record. Auto insurance companies view good drivers as less risky customers and in turn, charge them lower premiums. Staying on the good side of the law is a great way to cut your costs.

If you're free of tickets, start your search for car insurance with SAFECO, with average annual premiums totaling $979. That totals $396less than the average car insurance rate for citation-free drivers in Wyoming.

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH NO VIOLATIONS IN WYOMING
Insurance CompanyAvg. Annual Auto Insurance Rate
SAFECO$979
USAA$1,001
State Farm$1,050
Grange$1,164
GEICO$1,492
Farmers$1,579
Metropolitan$1,909
Allstate$2,221

Auto insurance rates for drivers with above-average credit scores in Wyoming

Insurers reward clients who maintain a solid credit history. If you have a credit score in the good, very good, or excellent tiers, you could receive a price cut on your auto insurance premium.

If your credit score is between 670 and 739, your best auto insurance option in Wyoming could be SAFECO, offering average rates of $979. If your credit score is in the “excellent” range, USAA might be a smart place to start your search. USAA's prices for drivers with "excellent" credit average are $456 per year less than the typical car insurance premium for drivers with excellent credit in Wyoming.

Find below a breakdown of auto insurance rates in Wyoming for drivers with good, very good, and excellent credit scores.

CHEAP CAR INSURANCE COMPANIES FOR DRIVERS WITH GOOD CREDIT IN WYOMING
Insurance CompanyAvg. Annual Auto Insurance Rate
SAFECO$979
USAA$1,001
State Farm$1,050
Grange$1,164
GEICO$1,492
Farmers$1,579
Metropolitan$1,909
Allstate$2,221

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH VERY GOOD CREDIT IN WYOMING
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$828
State Farm$965
SAFECO$979
Grange$1,035
GEICO$1,305
Metropolitan$1,565
Farmers$1,579
Allstate$1,950

AFFORDABLE CAR INSURANCE COMPANIES FOR DRIVERS WITH EXCELLENT CREDIT IN WYOMING
Insurance CompanyAvg. Annual Auto Insurance Rate
USAA$713
State Farm$887
Grange$910
SAFECO$979
GEICO$1,305
Metropolitan$1,309
Farmers$1,367
Allstate$1,863

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Car insurance for low-mileage drivers in Wyoming

The more infrequently you drive, the less likely you are to be involved in a collision or file a claim. At least that's what car insurance companies think. If you don't exceed the threshold of 7,500 miles per year, you could save some money on auto insurance each month. By how much you can cut your premiums by driving less often comes down to your insurance company's pricing practices.

If you're a Wyoming driver who drives only infrequently, consider State Farm, which offers average per-year savings of $497 for low-mileage drivers.

AFFORDABLE CAR INSURANCE COMPANIES FOR LOW-MILEAGE DRIVERS (<7,500 MILES/YEAR) IN WYOMING
Insurance CompanyAvg. Annual Auto Insurance Rate
State Farm$878
USAA$898
SAFECO$979
Grange$1,164
GEICO$1,399
Farmers$1,560
Metropolitan$1,909
Allstate$2,185

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Insurance rates for good drivers in Wyoming — in major cities

Car insurance rates don't depend only on the state in which a driver resides — their city and ZIP code matter, too. Auto insurance companies price policies by the driver’s home ZIP code, adjusting rates for the risk levels associated with various regions.

Find below a breakdown of car insurance rates for drivers with positive rating factors in five of the most populous cities in each US state.

CityAvg. Rate — No IncidentsAvg. Rate — Good CreditAvg. Rate — Very Good CreditAvg. Rate — Excellent CreditAvg. Rate — Low Mileage
Cheyenne$1,211$1,211$1,071$951$1,131
Casper$1,231$1,231$1,084$962$1,149
Newcastle$1,245$1,245$1,096$971$1,162

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