Drive Less, Pay Less for Car Insurance

If you're a low mileage driver, your car insurance should reflect that. We help you find policies tailored to how little you drive, so you can save without sacrificing coverage.
Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Why you can trust The Zebra

The Zebra partners with some of the companies we write about. However, our content is written and reviewed by an independent team of editors and licensed agents. Reference our data methodology and learn more about how we make money.

Trusted by thousands of low mileage drivers

Our users consistently find better rates for their driving habits, helping them save hundreds on car insurance.

Smart Savings for Less Driving

We do the searching. You do the saving. Feel confident about saving without sacrificing coverage, even if you drive less.

No Spam

Honesty is our first policy. Which means we'll never sell your information to spammers. That means no scummy spam emails or annoying unwanted calls.

Real Choice

We are an unbiased, independent service that allows you to compare rates from over 100 insurance providers - including all of the top companies - all in one place.

Real Savings

Not everyone who uses The Zebra finds a lower rate, but those who do save an average of $440 on car insurance per year. With no spam there's no risk. Why not see what you could save?

Unlock lower rates as a low mileage driver

If you drive less, you could pay less for car insurance, but finding those savings often requires looking beyond standard policies.

  • Mileage Matters: Most insurers consider driving 7,500 miles or less per year as low mileage, which can significantly impact your premium.
  • Smart Savings: Explore options like usage-based insurance (telematics) or pay-per-mile policies, which reward infrequent driving with lower rates.
  • Compare & Save: Even with low mileage, rates vary widely between providers, making comparison essential to find the best policy for your driving habits.
  • The Zebra Advantage: With 100+ partners, The Zebra lets you easily compare quotes from top insurers in minutes, guaranteeing a hassle-free experience to find hidden savings with no pressure, no sold data, and no unwanted phone calls.

While the average American drives over 14,000 miles annually, most insurance companies consider driving 7,500 to 10,000 miles or less per year to be low mileage.

Low-mileage drivers can save through specific discounts, usage-based insurance programs that monitor driving habits, or pay-per-mile policies where you pay based on how much you drive.

True 'weekend-only' insurance isn't typically available. Canceling policies between uses can create coverage gaps, potentially raising future rates and violating state continuous coverage laws.

Mileage is often verified through telematics devices or mobile apps that track your driving. Some traditional policies may simply ask for an annual mileage estimate.

Insurers look at your car's safety ratings, repair costs, and local theft frequency. A safe family SUV often carries a different "risk profile" than a high-performance sports car.

You tell us a few details about what you want to insure and we scan the market to find which of the 100+ partners we work with offers the best rate for your specific insurance needs.

Some areas may have fewer carriers willing to offer instant online quotes. In these cases, we'll connect you with an agent who can finalize your search and connect you to the best rate for your specific home insurance needs.

You can buy your policy directly from the provider or through The Zebra. We show you real quotes from top insurance companies based on your specific needs.

Yes. As real people with real data, we understand the importance of keeping your personal information private. That's why we pledge to never sell your data to spammers.

Yes! Our agents are licensed to serve customers in all 50 states. Whether you're comparing quotes today or tweaking your coverage next year, we're here with unbiased support from start to finish.

We work with 100+ companies to find the best match for you!
Progressive insurance logo
Liberty Mutual insurance logo
The Hartford Insurance logo
Root Insurance logo
Allstate insurance logo
Travelers insurance logo