The Most Popular Auto Insurance Companies in the U.S.
Learn more about the most popular insurance companies in America, listed below by market share.
Compare rates and save on your next auto insurance policy.
Insurance isn't one-size-fits-all: a policy that suits your neighbor might not be right for you. Comparing auto insurance from the best companies can pay dividends in the form of lower premiums and better coverage.
Use the list below to view basic info on some of America's most popular auto insurance companies. If you're looking for in-depth reviews of each company, start by visiting our guides to the best car insurance companies and best home insurance companies.
The 10 most popular car insurance companies in America
If you’re looking for cheap auto insurance, start by evaluating the most popular car insurance companies. Many major auto insurers are popular because of their affordable car insurance rates, reliable financials, broad territorial coverage, and responsive customer service and claims process. Let's explore the top property and casualty insurance companies, assessing their market share and customer service ratings.
The total monetary value of premiums sold is the standard measure of size for an auto insurance provider, but other variables are worth considering when comparing car insurance options.
See below summaries of popular auto insurance companies' customer service ratings, claims satisfaction and rates.
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1. State Farm
State Farm's major selling points include a personal insurance agent for every client and the backing of a company that controls 16% of the auto insurance market. This service and stability factors into State Farm's rates. The average State Farm policyholder pays 18% less than does a client of a typical major insurer (methodology).
GEICO offers affordable rates and solid customer service reviews. At $100 per month, GEICO stands as an affordable coverage option. According to the NAIC, GEICO was on the receiving end of fewer complaints than average in the most recent year of reporting.
The third-largest auto insurance provider in America — with 13% market share — Progressive has middling J.D. Power customer satisfaction scores. If you want auto insurance coverage from Progressive, expect to pay a bit more per month than average. Based on our sample driving profile, Progressive is moderately priced: it's the fifth-most expensive provider.
Allstate has an average J.D. Power Rating and relatively few registered NAIC complaints. Allstate is one of the pricier major insurers in America, averaging as the most expensive out of the ten largest insurance providers. At $168 per month, covering a vehicle through Allstate costs $41 more than choosing another large auto insurance company.
Despite only offering policies for military members and their families, USAA holds 6% market share within the auto insurance space. The company earns exceptional J.D. Power ratings and offers considerable auto insurance discounts for qualifying drivers. Of the 10 car insurance companies surveyed, USAA's rates were the cheapest.
Liberty Mutual carries a slightly below-average NAIC complaint score and solid customer sentiment, as measured by J.D. Power. Based on The Zebra's data, Liberty Mutual's rates are $16 more expensive per month than are the rates of the average large insurer.
Farmers scores moderately well in an overall assessment. The California-based insurance company has mixed customer service ratings and a below-average rating from the NAIC. As with State Farm, Farmers customers also get their own insurance agent. An auto insurance policy from Farmers is slightly more expensive than the average among large companies.
Nationwide offers relatively cheap premiums and the company's overall customer satisfaction sits near the middle of the pack. An auto insurance policy from Nationwide costs an average of $119 per month — about $8 less than average.
The ninth-largest auto insurance company in the U.S., American Family, holds a little over 2% of the market share. American Family has solid ratings from J.D. Power and an average NAIC complaint score. Among the largest insurance companies, American Family is the fourth-cheapest.
Travelers owns just less than 2% of the U.S. insurance market, selling pricier-than-average policies. Travelers earns decent J.D. Power ratings and a good complaint rating from NAIC. At $154 per month, Travelers is more expensive than the group average.