The Hidden Challenges of Filing a Claim Against a Business
When you have a claim against a commercial insurance policy, it can present some unique challenges.
Car
Your go-to home for car insurance tips, tricks, discounts and stats
Most recent
Introducing The Zebra Premium Pressure Index (ZPPI)
Understanding ZPPI, a tool that calculates average auto insurance rates as a percent of income
Why Car Prices Are So High Today
A look at why car prices are rising and what it costs to own a car in 2026
Why Shopping for Insurance During the 45-Day Renewal Period Just Makes Sense
Looking at the advantages of shopping around during your insurance renewal period
Changes Coming to Home and Auto Insurance in 2026
A look at a few of the laws changing in insurance in certain states in 2026 and how they will effect drivers and...
Surprising Factors That Affect What You Pay for Car Insurance
A look at the factors that impact your insurance rates that are both in and out of your control and why tracking prices...
How AI Is Changing the Landscape of Insurance Fraud
A look at the way people are using AI to try to defraud insurance companies
Why So Many Drivers Are Behind on Critical Car Maintenance — and How It Puts Everyone at Risk
A look at car maintenance, why many people are deferring it, and the hidden dangers it can create on the road
Stay in touch and subscribe!
Get advice, insights and tips from our newsletter.
Success! Thank you for signing up for our newsletter
How Economic Indicators Shape Insurance Rates
A look at key economic conditions and how they shape the insurance market + what that means for you
Is It Safe to Park Your E-Bike in Your Garage?
Considering the dangers posed by lithium-ion batteries, insurance concerns and general garage safe storage tips
Car Accidents Are Decreasing in the U.S.
Statistics show fewer fatal car accidents in the U.S. but here's why that doesn't translate to savings in car insurance
How Loyal Are You to Your Insurance Company?
The results of a survey show how long people stay with their insurance company and that only 29% compare rates.
Married People Pay 8% Less for Auto Insurance
A look at how the rating factor of marital status affects how much people pay for car insurance
Differences in How Auto Insurance Works Around the Globe
A look at some of the differences in how insurance is handled in other countries
Emergency Savings Crisis: 27% of Americans Can't Afford Their Insurance Deductible
A survey of Americans found that over a quarter can't afford insurance deductibles, and nearly half have little to no...
5 States with the Most Animal Collisions
Where and when you are most likely to have a car accident involving an animal, plus tips for how to avoid
Are Luxury Car Owners Propping Up the Insurance Market?
A look at the data around who's shopping for car insurance and what they're paying: comparing luxury vehicles and...
Senior Drivers See a 32% Increase in Car Insurance Premiums
Data on how much premiums increase for car insurance between the ages of 60 and 80
How Do Consumers Feel About AI in Insurance?
Recent survey data shows customers trust AI for some aspects of insurance more than others
How Education Affects Car Insurance Rates
Looking at the impact education level has on insurance rates
Back to School, Back to Fines: Speeding in School Zones and Your Insurance Rates
A look at how violations from speeding in a school zone to passing a school bus impact insurance rates
The High Cost of Speeding: Who’s Doing It and the Consequences
A look at speeding, where it's happening and what the consequences are
5 Lightning Myths Debunked
Considering what's really true about lightning, insurance concerns and where the safest place to take cover is
7 Hidden Damages to Be on the Lookout for After a Car Accident
Even if your car looks fine, there could be underlying issues. Here's how to find them.
Freedom Comes at a Price: It Now Costs Nearly $8K a Year To Insure a New Teen Driver
Looking at teen car insurance and some of the factors that affect rates
Under the Hood: The Economic Factors Impacting Auto Insurance Today
A look at how tariffs are impacting the auto insurance industry
Telematics and Usage-Based Insurance: What’s Changing and What Consumers Really Think
Understand telematics trends in the insurance market and what consumers think about it
Surprising things that can get your claims denied: And how to avoid them
Both common and uncommon reasons your auto or home insurance claim might be denied
Car Exhaust: How Dangerous Is It?
Looking at the dangers of car exhaust, symptoms of exposure and insurance concerns
Despite reforms, Michigan insurance rates are some of the highest in the nation: Here's why
Looking at some of the details of insurance trends in Michigan
What You Need to Disclose to Your Auto Insurance Company—and Why It Matters
Looking at what you need to tell your car insurance company before and after you get a policy
How Tariffs Could Impact Your Car Insurance
Considering the ways that tariffs impact how much Americans pay for auto insurance
How to Spot a Flood-Damaged Car Before You Buy
What to look for when car shopping to avoid a flood-damaged vehicle
18% of people have used their tax deduction to pay for car insurance. Should you?
Questioning whether or not using your tax refund to buy auto insurance is a smart financial choice
Why Did the Price Change? Understanding Rate Variance in Insurance Prices
Explanation for how rate variance works in insurance pricing
2025 Auto Insurance Trends Report
Looking at why auto insurance rates are increasing and by how much
How to add insurance cards to Apple Wallet
Walking through how to get your insurance cards accessible on your phone
Utah’s Auto Insurance Limits Increasing in 2025
Understanding Utah's new laws around auto insurance, taking affect on January 1
Virginia’s Auto Insurance Limits Increasing in 2025
Explaining the new auto insurance minimums going in affect in Virginia
Is It Legal to Not Use Insurance if You Have It?
Understanding paying out of pocket for auto, home and health insurance
Understanding the new laws around automatic emergency braking
The new standards around AEB technology requirements in new vehicles
Is It Illegal to Park in Your Own Frontyard
Considering the rules about parking on one's own property
5 Craziest Stories of Insurance Fraud
Learn some of the most bizarre and brazen cases of insurance fraud in U.S. history
How Technology is Changing the Face of Insurance Fraud
Understanding how new innovations in AI are changing the face of insurance fraud
10 best cars for the suburbs
Commuting into the city, you need a car that is reliable and has good fuel economy
Is It Illegal to Sleep in Your Car?
Find out the laws and other considerations to manage before sleeping in your car
Introducing The Zebra Wallet
Explaining a new feature from The Zebra that allows users to save and revisit quotes and policies
California’s Auto Insurance Limits Increasing in 2025
Explaining the new auto insurance minimums going affect in California
Is it illegal to hit a deer and drive off?
Covering what to do and who to notify in the event of a colission with an animal
Insurance Curriculum for Middle & High School Teachers
Use this lesson plan to teach middle school and high school level students about the four different lines of insurance...
10 best cars for college students
We compared vehicles for safety, reliability, budget and fuel efficiency to find the best cars for college students
Buying or selling a car after a disaster
Accidentally buying a flood car for sale is a serious threat to consumers after hurricane hits. Know what to look for...
Announcing the best auto insurance companies of 2024
Sharing the results of our 2024 customer satisfaction survey of auto insurance companies
[POLL] Millennials invest in cars, but don’t realize the actual costs
The majority of millennials think buying a car is a worthy investment
Your guide to active noise cancellation in cars
Learn about active noise cancellation, how it works and the benefits
10 best cars for a family of 5
List of the best vehicles based on reliability, safety and family-friendly features
Do I need to replace my car seat after an accident?
Understanding the regulations and recommendations on car seats and car accidents
Does this insurance coverage exist?
Do you know what your policies cover and what they don't? Take our quiz and find out
5 reasons your car might be uninsurable
From certain models to exotic and antique cars, understand why some cars might be harder to insure
10 best cars for Uber and Lyft drivers
The best cars for rideshare drivers offer good mileage and low upkeep
My car was stolen...now what?
A comprehensive guide to what to do and who to notify after a personal vehicle theft
Insurance glow-up: How to increase your insurability and lower your rates
Explaining how to become more insurable to home, auto and life insurance companies
Peer-to-peer car rental services: How protected are you?
Understand how insurance is handled with the AirBnb of car rentals
Is my car totaled? [free calculator]
Find out what it means for your car to be totaled and calculate based on your state's loss threshold.
Technology trends to watch in home and auto insurance in 2024
Learn about the tech that will change insurance in the coming year
2024 insurance insights: Our expert forecast and what it means for you
Here's our predictions for what 2024 has in store for the insurance industry that you should know about
Car insurance and Indian reservations
Covering insurance concerns for those living on or driving through sovereign tribal lands
Navigating claim denials: What to do if your claim is rejected
Reasons insurance claims are denied, how to avoid them and next steps to take
From boats to blockchain: The history of insurance in the United States
A look back at how the American insurance industry has evolved and continues to evolve
What is your insurance policy number?: And what to do if someone steals it
Understand what criminals can do with your personally identifiable insurance data
What happens if you miss an insurance payment?
Understand what to do next if you fail to make a car insurance payment
Common Car Insurance Scams and How to Avoid Them
Keep an eye out for these fraudulent activities that cost drivers and insurance companies billions
8 mistakes to avoid when buying car insurance
Don't spend more than you have by steering clear of these car insurance blunders
4 signs you're overinsured and what to do about it
Is it possible to be too protected? Learn how to know if you're overinsured
When should you change your insurance after a big event?
Consider the timing of when to change insurance after a life-changing circumstance
Do you have enough coverage?
Learn what you should be checking in on to make sure you have adequate insurance coverage
How to protect your car from the sun
8 ways the sun and extreme heat can damage your car and 7 tips on what to do about it
4 things to keep in mind when using insurance comparison sites
Understand how comparison sites can jumpstart your insurance research
Are you a high-risk driver?
Understanding how being classified as high-risk affects you and new industry trends around risk assessment
Why can't I get insurance?
Here are some reasons drivers, particularly in certain places, are unable to find coverage
Everything you need to know about credit-based insurance
Understand how credit scores affect insurance scores
[Study]: Auto insurance "hacks" versus fraud
Poll tested how well people know what is legal when it comes to insurance hacks
What insurance do you need as a gig worker
Using your car for a side hustle can earn you some extra cash, but make sure you're properly protected
Insurance outlook for 2023
Here's what we predict 2023 has in store for the insurance industry that you should know about
Insurers are dropping some models of Kia and Hyundai: What drivers need to know
Understand which models are being dropped by which insurers and why
Would my auto insurance cover THAT?
Test your insurance knowledge by looking at a few likely and not-so-likely scenarios
Catalytic converter theft: what to do if it happens to you
Learn what a catalytic converter does, how to avoid theft and if your insurance will cover a replacement
The 13 best cars for snow and ice in 2023
Learn what cars are best suited to handle snowy and icy conditions
The biggest disasters in U.S. history: And how they changed the insurance industry
These 6 events created national emergencies and changed how insurance companies operate
Ask an agent: Home for the holidays
Our experts answered your holiday-related insurance questions
13 surprising car insurance cancellation laws to know
Use our guide to learn about car insurance cancellation laws by state and how to reinstate a policy
12 things standard car insurance doesn't cover
Think you're covered? Here's what might not fall under your auto policy
Ask an agent: Spooky season
Expert advice on creepy questions by The Zebra's friendly insurance agents
Insurance head to head: City versus city
Comparing cities to see who pays more on average for car insurance
How to switch car insurance companies
Your guide to making the switch for better (or just cheaper) auto coverage
Should I tell my insurance company about my latest purchase?
Guess which big-ticket items your insurance company needs to know about
What happens if you have an accident when you’re uninsured?
Accidents happen. Learn what to do if you're involved in one when you don't have insurance.
48211: A look at the ZIP code with the highest insurance premiums in the country
Understand why insurance rates differ by location by looking at the story of the place that experiences the highest...
Insurance head to head: Teen versus teen
Two young competitors. Two different sets of rating factors. Who will pay more for auto insurance?
How self-driving cars will impact car insurance
Understand the impact of autonomous cars on the auto insurance industry
Ask an agent: Teen troubles
Expert advice on teen driver questions by The Zebra's friendly insurance agents
Jump into the risk assessment pool
Understand what factors around you affect how much you pay for insurance
Florida is undergoing an insurance crisis
Understand why the Florida homeowners insurance market is buckling and what that means for Floridian homeowners
Insurance head to head: Traffic violations
Two competitors. A lot of tickets. Who will pay more for auto insurance?
What is embedded insurance?
Learn what embedded insurance is and how it can make buying insurance easier
5 unusual insurance situations
Check out our list to see how insurance companies handle the oddities of the world
Ask an agent: Home is where the claims are
Expert advice related to home insurance from the Zebra's expert agents
Insurance head to head: Hunter vs. Terry
Two competitors. Two different sets of rating factors. Who will pay more for auto insurance?
Insurance head to head: Meg vs. Toby
Two competitors. Two different sets of rating factors. Who will pay more for auto insurance?
The top ten car insurance movers and shakers in 2022
See which states had the biggest changes in insurance premiums this past year
How the global chip shortage can impact your auto insurance
The global shortage of semiconductor chips is causing headaches for would-be car buyers. But is it also affecting your...
What the Super Bowl can teach us about insurance
5 lessons you can learn from the biggest football game of the year
Ongoing challenges and trends in the insurance industry that will amplify in 2022
Here are some ongoing challenges and trends that will impact the insurance industry as 2022 progresses.
8 money hacks to pay less for insurance in 2024 + how much they’ll actually save you
Tips and strategies for saving on insurance premiums backed by the latest research from The Zebra
Your handy insurance checklist for the New Year
When was the last time you checked on your insurance? Here's a list to add to your 2024 to dos
Omicron variant delays return to office plans; businesses look for other ways to navigate ceaseless coronavirus spread
The rampant spread of the Omicron variant is forcing some insurance companies to defer their return-to-office plans.
4 biggest 2022 insurtech trends + how they will affect you
Get The Zebra's predictions for how technology will transform the insurance industry in 2022
Where to start with insurance: Discounts
12 discounts on auto insurance you might not be taking advantage of
States look to promote out-of-the-box thinking with regulatory sandboxes
Insurance regulators in U.S. states maintain regulatory sandbox programs governing the insurance industry.
8 tips to reduce teen driver insurance rates
Insure your new teen driver for less with these discounts and strategies
Where to start with insurance: Insurance types
Your insurance 101 guide to all the different things you can protect
What is cyber insurance and does your small business need it?
Wondering what cyber insurance is and if your business needs it? Learn about the value it can bring and how to keep...
Insurers make a splash with high-profile advertising campaigns
Insurance companies are investing in attention-grabbing and humorous ad campaigns to remain relevant and stay a part of...
[UPDATE] Insurance companies weigh Delta variant risks
The recent spike in COVID cases delays insurance companies’ return-to-office plans.
Not driving? Here are 6 reasons your insurance rates didn’t go down
If you stopped driving because of the COVID-19 pandemic, you might not be seeing any car insurance savings. The Zebra...
10 steps to prep for an impending hurricane
Stay safe when a hurricane is headed your way with these tips.
7 steps to prepare for and recover from thunderstorms
Take the right measures in a thunderstorm to keep your family and belongings safe.
How do I know if I’m getting a good deal on car insurance?
To help you determine whether you’re getting a good deal, we created a formula called APPP: Annual Premium as...
5 hidden ways to save money on your car insurance
We combed through thousands of potential risk factors to uncover five ways to help you save.
How AI is transforming the insurance industry [Infographic]
Artificial intelligence is transforming how insurance companies do business. Learn how these changes can benefit users...
Insurance scores: How your car insurance company uses your credit information
The Zebra explains how your credit-based insurance score is different than the credit score you’re used to.
How do hydrogen cars work?
Hydrogen cars are energy-efficient vehicles that use hydrogen fuel for motive power. Here’s how they work.
What is insurtech? The future of insurance, technology and finance explained
The Zebra is an insurtech company. Ever wondered what that means? At the intersection of insurance and technology,...
Life's Many Milestones and How They Impact Your Insurance Rates
Learn what different ages and milestones means for your insurance rates.
Autonomous vehicles: not as close in the rearview mirror as you might think
Insurance and maintenance are some of the top financial concerns for potential autonomous car buyers. Combined with...
Weathering the weather: Tips for staying safe
Be prepared for big weather events if and when they come your way with these important tips.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.
Compare auto insurance rates and save up to $670 per year!
Expert Picks
Get Car Insurance With No License
While it is possible to get car insurance without a license, it is often more difficult and expensive. Learn how to...
No Down Payment Car Insurance
Car insurance with zero down payment may sound appealing, but it's difficult to find. Review The Zebra's analysis of...
What is the Average Cost of Car Insurance?
Learn more about the average cost of car insurance and use The Zebra to compare prices.
How to Get an Anonymous Car Insurance Quote
Looking for an accurate car insurance quote without submitting personal information? Learn more about your options and...
Car Insurance Quotes from Top Companies
Find car insurance quickly by comparing auto insurance quotes online from companies like Progressive, Nationwide,...
Compare Home Insurance Quotes Side-by-Side
Learn how to protect your most important investment. If you’re looking to buy, consider these simple ways to ensure...