Homeowners Insurance in Mississippi

Finding a homeowners insurance policy shouldn't be confusing. Compare rates by city and company below.

Find inexpensive homeowners insurance in Mississippi


Home insurance is an optional — but important — product that works to keep your belongings safe in the event your home suffers damage from common incidents. Homeowners insurance covers your house and property in the event of a variety of circumstances, such as wind damage, fire, theft, vandalism, and more.

Large gulfs exist in homeowners insurance costs from state to state. Homeowners insurance prices in US states diverge based on the value of — and frequency of — homeowners policy claims statewide, and depend on the value of the belongings and structures covered by the policy.

The best way to get a cheap home insurance policy in Mississippi is to get quotes from multiple insurance companies. Get an idea of home insurance rates in Mississippi by referencing the below tables. Your rates may vary, depending on your coverage limits.


Homeowners insurance in Mississippi:
  1. By insurance company
  2. Costs by city
  3. How to bundle home and auto insurance

Home insurance prices in Mississippi by insurer

Rates for home insurance in Mississippi vary depending on which insurer you choose. Allstate sells the cheapest homeowners insurance in Mississippi — just $1,012 per year. This is less than the state average cost of $2,530, providing a $1,518 price cut on the typical rates in the state.

Begin your search for a homeowners insurance policy by reviewing the best Mississippi carriers, listed below.


HOME INSURANCE RATES IN MISSISSIPPI: BY CARRIER
InsurerAverage 12-Month Rate in Mississippi
Allstate$1,012.07
Safeco$1,493.93
Travelers$1,613.97
Mississippi Farm Bureau$1,918.71
USAA$2,223.59

Mississippi homeowners insurance costs: by city

Not all Mississippi cities have the same home insurance rates. Pricing may depend on city-specific variables, such as the number of claims filed nearby, meaning your ZIP code could have a major impact on how much you pay.

The most affordable homeowners insurance in Mississippi is available in Tupelo. An average home insurance policy in Tupelo costs just $2,178 per year — $352 less than the state average. The below table shows the best places to live in Mississippi if you’re looking for cheap homeowners insurance.


AFFORDABLE HOME INSURANCE BY CITY IN MISSISSIPPI
CityAverage Annual Home Insurance Rate
Tupelo$2,177.60
Horn Lake$2,178.83
Southaven$2,187.25
Olive Branch$2,191.83
Columbus$2,214.60

Tip: bundle home and auto insurance in Mississippi

If you want to save, consider carrying your home and auto policies with the same insurance company. Bundling auto and home insurance in Mississippi can save you a substantial sum each month on your auto insurance policy. In fact, bundling policies in Mississippi leads to yearly savings of $142.


HOME AND AUTO INSURANCE BUNDLING SAVINGS IN MISSISSIPPI
Avg. Yearly Auto Insurance Rate (No Bundle)Avg. Annual Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,510.00$1,368.00$142.0010%

One of the best ways to save on auto insurance is to bundle policies. Compare rates today!


Find affordable insurance today!