Vermont Homeowners Insurance

Shopping for homeowners insurance doesn’t need to be complicated. Compare rates by city and company below.

How to get cheap homeowners insurance in Vermont


Home insurance is an optional but important insurance coverage. It keeps your investment insured in the event your house suffers damage from a common incident. A homeowners policy protects your home and your items in the event of a number of calamities, including theft, fire, vandalism, or wind damage.

Unlike car insurance, home insurance is not priced based on state laws. That said, serious differences emerge in homeowners insurance costs from state to state. Homeowners insurance rates in states vary depending on the number of — and value of — homeowners claims filed in that state, and depend on the value of the belongings and dwelling you're insuring.

The easiest way to get affordable homeowners insurance in Vermont is to compare rates from as many insurers as possible. Find out home insurance rates in Vermont by referencing the below data. Individual rates may vary depending on coverage options and the value of the dwelling being insured.


Vermont home insurance:
  1. Rates by company
  2. Costs by city
  3. Bundling
  4. FAQs

Homeowners insurance rates in Vermont by carrier

Home insurance prices in Vermont differ depending on which insurance company you choose. Safeco offers the most affordable home insurance in Vermont, at just $315 yearly. This is less than the state average cost of $733, providing a $418 discount on rates typical to the state.

Start your search for cheap home insurance by reviewing the cheapest Vermont insurance companies, listed below.


THE CHEAPEST HOMEOWNERS INSURANCE COMPANIES IN VERMONT
CompanyAverage Annual Rate in Vermont
Safeco$314.53
Vermont$494.57
Allstate$514.99
Concord$554.86
State Farm$692.23

Vermont homeowners insurance by city

Not all Vermont cities have equal homeowners insurance rates. Rates are determined based on on city-specific variables, including the number of claims filed in the immediate area, lending your ZIP code plenty of weight in deciding how much you pay.

The best homeowners insurance in Vermont is found in Winooski. The average homeowners insurance policy in Winooski runs only $682 per year — $51 less than the statewide average. The below cities have the most affordable homeowners insurance in Vermont.


AFFORDABLE HOMEOWNERS INSURANCE BY CITY IN VERMONT
CityAverage Annual Home Insurance Rate
Winooski$682.05
South Burlington$686.25
Essex Junction$696.95
Burlington$720.32
Barre$728.25

How to save: bundle home and auto insurance in Vermont

If you want to save on insurance, consider purchasing both your home and auto insurance policies from one company. A home and car insurance bundle in Vermont can save you a substantial sum each month on car insurance. Bundling home and auto policies in Vermont results in a yearly discount of $114.


HOME AND AUTO INSURANCE BUNDLING SAVINGS IN VERMONT
Avg. Yearly Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,053.00$939.00$114.0012%

One of the best ways to save on auto insurance is bundling. Get started today!



Vermont homeowners insurance FAQs


Does Metlife offer homeowners insurance in Vermont?

Yes - Metlife provides homeowners insurance in the state of Vermont.

Is home insurance required in Vermont?

The state of Vermont does not require you to have homeowners insurance. Bear in mind, however, that many mortgage lenders so require you to purchase and maintain the coverage as a part of your lending agreement.

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