Vermont Homeowners Insurance

Shopping for homeowners insurance doesn’t need to be complicated. Compare rates by city and company below.

How to find cheap homeowners insurance in Vermont


Homeowners insurance may be optional, but it's important. It helps to protect your belongings in the event your house is damaged. A homeowners policy defends your dwelling, attached buildings, and personal property in the event of an array of misfortunes, including wind damage, fire, theft, vandalism, and more.

Large gulfs exist in home insurance rates on a state-by-state basis. Home insurance policy rates in states vary based on the value and number of home policy claims filed in that state, and also on the price of the belongings and home you're insuring.

The easiest way to find cheap home insurance in Vermont is to get quotes from as many companies as possible. Get an idea of how much home insurance costs in Vermont by reviewing the below data. Remember: your home insurance rates will vary, depending on your coverage limits.


Vermont home insurance:
  1. Rates by company
  2. Costs by city
  3. Bundling discounts

Homeowners insurance prices in Vermont by insurer

Home insurance prices in Vermont can vary depending on the insurance company you choose. Safeco underwrites the most affordable home insurance policies in Vermont, at just $315 yearly. This is less than the state average cost of $733, providing a $418 price cut on the typical rates in the state.

Get a head start on looking for affordable homeowners coverage by reviewing the cheapest Vermont carriers, listed below.


HOME INSURANCE RATES IN VERMONT: BY COMPANY
CompanyAverage Annual Rate in Vermont
Safeco$314.53
Vermont$494.57
Allstate$514.99
Concord$554.86
State Farm$692.23

Vermont home insurance prices by city

Not every city in Vermont has equal home insurance costs. Rates are determined based on on city-specific variables like the number of claims filed nearby, meaning your ZIP code could have a major impact on how much you pay.

The most affordable home insurance in Vermont is found in Winooski. In Winooski, the typical home insurance policy costs $682 per year — $51 less than the statewide average. The below cities have the most affordable homeowners insurance in Vermont.


AFFORDABLE HOME INSURANCE CITIES IN VERMONT
CityAverage Yearly Home Insurance Rate
Winooski$682.05
South Burlington$686.25
Essex Junction$696.95
Burlington$720.32
Barre$728.25

Money-saving tip: bundle home and auto insurance in Vermont

If you want to save on insurance, consider carrying your home and auto policies with the same insurance company. A home and car insurance bundle in Vermont can lead to substantial savings on your auto insurance policy. In fact, bundling policies in Vermont results in a yearly discount of $114.


HOME AND AUTO INSURANCE BUNDLING DISCOUNTS IN VERMONT
Avg. Annual Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,053.00$939.00$114.0012%

One of the best ways to save on auto insurance is bundling. Start shopping today!


Compare car insurance rates today!