Finding a homeowners insurance policy shouldn't be stressful. Compare rates from Wisconsin by city and insurance company below.
Homeowners insurance may be optional, but it's important. It helps to protect your belongings in the event your house is damaged. Homeowners insurance defends your dwelling and property in the event of an array of circumstances, including wind damage, fire, theft, vandalism, and more.
Large gulfs exist in homeowners insurance rates from state to state. Home insurance policy prices in states differ depending on the frequency of — and value of — homeowners claims submitted across the state, and also on the value of the dwelling and belongings being insured.
The easiest way to find affordable homeowners insurance in Wisconsin is to shop around and compare rates from as many insurance companies as possible. Learn more about average home insurance rates in Wisconsin via the below data. Remember: your home insurance rates will vary, depending on your coverage limits.
Rates for home insurance in Wisconsin differ depending on which insurance company you choose. Badger Mutual offers the most affordable homeowners policies in Wisconsin, at only $838 annually. This compares favorably to the state average cost of $1,084, providing a $247 price break on average statewide homeowners insurance costs.
Start shopping for a homeowners insurance policy by reviewing the best Wisconsin companies, listed below.
|Insurer||Average Yearly Rate in Wisconsin|
|Rural Mutual Insurance||$856.19|
Not all Wisconsin cities have the same homeowners insurance rates. Pricing may depend on city-specific variables, including the number of local claims filed, giving your ZIP code weight in deciding how much you pay.
The best homeowners insurance in Wisconsin is available in Sheboygan. In Sheboygan, the typical home insurance policy costs $890 per year — $194 less than the average homeowners policy in other Wisconsin cities. Reference the below table to see the cheapest cities in Wisconsin for home insurance.
|City||Average Annual Home Insurance Rate|
If you want to save on insurance, consider purchasing both your home and auto insurance policies from one company. Bundling home and auto insurance in Wisconsin can lead to substantial savings on auto insurance. Purchasing bundled policies in Wisconsin results in yearly savings of $138.
|Avg. 12-Month Auto Insurance Rate (No Bundle)||Avg. Yearly Auto Insurance Rate (Bundle)||Annual Bundle Savings||Bundle Savings %|
A great way to save is to bundle your home and auto insurance policies. Find a policy today!