Wisconsin Homeowners Insurance

Finding a homeowners insurance policy shouldn't be stressful. Compare rates from Wisconsin by city and insurance company below.

Find affordable home insurance in Wisconsin


Homeowners insurance may be optional, but it's important. It helps to protect your belongings in the event your house is damaged. Homeowners insurance defends your dwelling and property in the event of an array of circumstances, including wind damage, fire, theft, vandalism, and more.

Large gulfs exist in homeowners insurance rates from state to state. Home insurance policy prices in states differ depending on the frequency of — and value of — homeowners claims submitted across the state, and also on the value of the dwelling and belongings being insured.

The easiest way to find affordable homeowners insurance in Wisconsin is to shop around and compare rates from as many insurance companies as possible. Learn more about average home insurance rates in Wisconsin via the below data. Remember: your home insurance rates will vary, depending on your coverage limits.


Home insurance in Wisconsin:
  1. Homeowners rates by company
  2. Rates by city
  3. Insurance bundling discounts


Homeowners insurance prices in Wisconsin by company

Rates for home insurance in Wisconsin differ depending on which insurance company you choose. Badger Mutual offers the most affordable homeowners policies in Wisconsin, at only $838 annually. This compares favorably to the state average cost of $1,084, providing a $247 price break on average statewide homeowners insurance costs.

Start shopping for a homeowners insurance policy by reviewing the best Wisconsin companies, listed below.


THE CHEAPEST HOMEOWNERS INSURANCE COMPANIES IN WISCONSIN
InsurerAverage Yearly Rate in Wisconsin
Badger Mutual$837.50
Rural Mutual Insurance$856.19
SECURA Supreme$856.33
Erie$876.14
Wisconsin Mutual$939.78


Another company to consider is Hippo. A younger company than the ones listed above, Hippo automates the insurance experience. By cutting down on overhead and streamlining their process, Hippo advertises you can save up to 25%! Click below to get started on a no-hassle quote.



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Wisconsin homeowners insurance by city

Not all Wisconsin cities have the same homeowners insurance rates. Pricing may depend on city-specific variables, including the number of local claims filed, giving your ZIP code weight in deciding how much you pay.

The best homeowners insurance in Wisconsin is available in Sheboygan. In Sheboygan, the typical home insurance policy costs $890 per year — $194 less than the average homeowners policy in other Wisconsin cities. Reference the below table to see the cheapest cities in Wisconsin for home insurance.

AFFORDABLE HOME INSURANCE BY CITY IN WISCONSIN
City
Average Annual Home Insurance Rate
Sheboygan
$890.44
Green Bay
$927.75
Oak Creek
$965.09
West Bend
$968.06
Franklin
$969.41

 

Money-saving tip: bundle home and auto insurance in Wisconsin

If you want to save on insurance, consider purchasing both your home and auto insurance policies from one company. Bundling home and auto insurance in Wisconsin can lead to substantial savings on auto insurance. Purchasing bundled policies in Wisconsin results in yearly savings of $138.

HOME AND AUTO INSURANCE BUNDLING SAVINGS IN WISCONSIN
Avg. 12-Month Auto Insurance Rate (No Bundle)
Avg. Yearly Auto Insurance Rate (Bundle)
Annual Bundle Savings
Bundle Savings %
$1,046.00
$908.00
$138.00
15%

 

A great way to save is to bundle your home and auto insurance policies. Find a policy today!

 

Compare rates from top car insurance companies.

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