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In many policies, including those with Cincinnati Insurance, fences are covered differently than the house itself, and that can affect how much gets paid after storm damage. Your situation is frustrating, but it’s actually a fairly common point of confusion with homeowners insurance.Under most home…

This is a great question, and it’s smart to think about how to better protect your home in Louisiana. FORTIFIED isn’t just a general way to say your home is strong. It’s an actual program from the Insurance Institute for Business & Home Safety (IBHS) that sets building standards designed to help ho…

Your Cincinnati Insurance policy will likely cover the initial claim for damage or injuries related to the crash. The general rule is that car insurance usually follows the car first, not the driver.Your friend’s insurance may still come into play, though. If the damages exceed your policy’s liabil…

Great question! The good news is that paying extra broker or agent fees is not something you automatically have to expect when buying insurance. In many cases, you can get help shopping for coverage without paying anything extra out of pocket.Here are a few helpful things to know:Not all brokers or…