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As you stated, your home is covered up to 150% of the dwelling amount so this is not something you should be concerned about. However, it is a good example of why it is so important to properly insure your home. It also benefits you as a consumer and homeowner to understand the basics of your homeo…

Yes, Progressive can refuse to pay for Tesla labor costs if those costs aren’t covered under your policy. Insurance companies, including Progressive, follow their own policy guidelines for handling claims and repairs. If your policy doesn’t specifically cover higher labor rates for Tesla-certified …

Tenants aren't required to list a landlord on a renter insurance policy; however, some landlords may require the tenant to do so before they agree to lease to the tenant. If your landlord requires this, you’ll have to decide if renting that unit is worth it.While it may seem like this only benefits…

Great question! This is an important consideration if you're planning to turn your primary home into a rental. The short answer is yes, you'll need to change your homeowners policy to a landlord policy. An insurance company would likely deny a claim if the proper coverage isn't in pl…