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Unfortunately, yes, someone with a copy of your driver's license could potentially try to use your information to get car insurance. It's a form of identity theft, and it does happen.The good news is there are a few ways to check. You can request a CLUE report (Comprehensive Loss Underwriting Excha…

Your home insurance won't pay for upgrades upfront, but there is real grant money available in Gulf Coast states, and doing the work can save you money on premiums going forward.Homeowners insurance covers sudden and accidental losses, not preventive improvements. So even though a stronger roof pro…

Great question! Yes, you can, and honestly, it's something more homeowners near creeks and rivers should consider. Being outside a designated flood zone doesn't mean you're outside flood risk, and flood insurance is available to you even when it isn't required by a mortage company (like a lot of co…

Great question! The good news is that paying extra broker or agent fees is not something you automatically have to expect when buying insurance. In many cases, you can get help shopping for coverage without paying anything extra out of pocket.Here are a few helpful things to know:Not all brokers or…