Ask An Agent

Great question! This is an important consideration if you're planning to turn your primary home into a rental. The short answer is yes, you'll need to change your homeowners policy to a landlord policy. An insurance company would likely deny a claim if the proper coverage isn't in pl…

This varies depending on your state and on your insurance company. If you're currently married and living in the same household, many insurance companies will require you to be covered by the same policy. However, if you're married and currently living in separate households, you will lik…

As you stated, your home is covered up to 150% of the dwelling amount so this is not something you should be concerned about. However, it is a good example of why it is so important to properly insure your home. It also benefits you as a consumer and homeowner to understand the basics of your homeo…

You can usually cancel your policy at any time and for any reason, by calling your insurance company or agent. You can refer to your original policy document which should have the contact info you need. You can also find this information on your initial email from your insurance company, ID cards o…