Indiana Homeowners Insurance

Finding homeowners insurance shouldn't be confusing. Compare Indiana rates by city and company below.

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Find cheap home insurance in Indiana


Homeowners insurance isn't required, but it is important. A home insurance policy keeps your personal items protected. A home insurance policy protects your house and property from an array of circumstances, such as fire, theft, vandalism, or wind damage.

Serious differences emerge in homeowners insurance costs on a state-by-state basis. Home insurance rates by state diverge depending on the total number and value of home insurance claims filed statewide, and depend on the value of the dwelling and belongings being insured.

The best way to get cheap homeowners insurance in Indiana is to get quotes from as many homeowners insurance companies as you can. Get an idea of how much home insurance costs in Indiana by reviewing the below data. Remember: your home insurance rates will vary, depending on your coverage limits.


Homeowners insurance in Indiana:
  1. Homeowners rates by company
  2. Costs by city
  3. Insurance bundling discounts


Homeowners insurance prices in Indiana by insurance company

Rates for home insurance in Indiana can vary depending on the insurance company you select. Cincinnati Insurance offers the most affordable home insurance in Indiana — only $932 per year. This compares favorably to Indiana's average cost of $1,395, offering a $463 price break on the state's average rate.

Start your search for affordable coverage by reviewing the most affordable Indiana companies, detailed below.


HOME INSURANCE RATES IN INDIANA: BY COMPANY
InsurerAverage Yearly Rate in Indiana
Cincinnati Insurance$931.89
Indiana Farm Bureau$1,038.13
Farmers$1,158.02
Allstate$1,167.87
Safeco$1,216.66


Created in 2015, Hippo is another company you should consider for your home insurance needs. Built behind a model of lower overhead, Hippo offers affordable insurance quickly and painlessly. Click below to get started.



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Indiana home insurance prices: by city

Home insurance rates in Indiana vary by city. Home insurance prices can vary based on city-specific variables like the number of local claims filed, giving your ZIP code weight in deciding how much you pay.

The cheapest homeowners insurance in Indiana is available in Elkhart. In Elkhart, the typical home insurance policy costs $1,186 per year — $209 less than the state average. The below table shows the best places to live in Indiana if you’re looking for cheap homeowners insurance.

CHEAPEST HOME INSURANCE CITIES IN INDIANA
City
Average Yearly Home Insurance Rate
Elkhart
$1,185.78
Fort Wayne
$1,195.00
Lafayette
$1,199.67
Mishawaka
$1,233.06
Kokomo
$1,268.28

 

Homeowners and auto insurance bundles in Indiana

If you want to save on insurance, consider holding your car and homeowners policies with the same insurance company. A home and car insurance bundle in Indiana can save you a substantial sum each month on auto insurance. Bundling home and auto policies in Indiana results in yearly savings of $147.

HOME AND AUTO INSURANCE BUNDLING SAVINGS IN INDIANA
Avg. Annual Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,136.00$989.00$147.0015%

 

You can save money on insurance by bundling your home and auto policies. Get started today!

 

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