Homeowners insurance shouldn't be complicated. Compare New Hampshire rates by location and carrier below.
Homeowners insurance may be optional, but it's important. It helps to protect your belongings in the event your house is damaged. Homeowners insurance protects your home and your items in the event of an array of misfortunes, including wind damage, fire, theft, vandalism, and others.
Serious differences emerge in homeowners insurance costs from state to state. Home insurance rates by state vary based on the number and cost homeowners policy claims filed across the state, and depend on the value of the dwelling and belongings being insured.
The easiest way to acquire a cheap home insurance policy in New Hampshire is to get quotes from as many insurers as possible. Find out home insurance rates in New Hampshire by referencing the below tables. Remember: your home insurance rates will vary, depending on your coverage limits.
Rates for home insurance in New Hampshire will vary based on the insurance company you use. Safeco offers the best deal on home insurance in New Hampshire, at just $552 each year. This beats the state mean rate of $876, providing a $325 price cut on rates typical to the state.
Start looking for home insurance by reviewing the cheapest New Hampshire insurance companies, listed below.
| Company | Average Annual Rate in New Hampshire |
| Safeco | $551.67 |
| Mt Washington | $567.30 |
| Commerce | $612.87 |
| MetLife | $634.87 |
| Vermont | $665.49 |
Not all New Hampshire cities have the same home insurance rates. Pricing may depend on city-specific variables, including the likelihood of weather-related claims in the area, meaning your specific ZIP code impact how much you pay.
The cheapest home insurance rates in New Hampshire are available in Milford. A typical home insurance term in Milford costs just $782 per year — $94 less than the statewide average. The below table shows the best places to live in New Hampshire if you’re looking for cheap homeowners insurance.
| City | Average Annual Home Insurance Rate |
| Milford | $782.25 |
| Nashua | $796.46 |
| Hudson | $801.83 |
| Keene | $810.56 |
| Suncook | $822.31 |
If you want to save on insurance, consider holding your home and auto policies with the same insurance company. Bundling auto and homeowners insurance in New Hampshire can save you a substantial sum each month on auto insurance. Bundling policies in New Hampshire leads to a yearly discount of $103.
| Avg. Yearly Auto Insurance Rate (No Bundle) | Avg. 12-Month Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,081.00 | $978.00 | $103.00 | 11% |
Bundling home and auto policies is a great way to save. Start shopping today!
