Car insurance is Root's primary focus. The company is one of the early adopters of telematics technology to help assign rates based on driving habits instead of more standard rating factors. In fact, the company aims to discontinue using credit scores — a practice it calls "discriminatory" — by the year 2025. This is a rarity amongst insurers, and shows how Root Insurance aims to try and shake up an industry that is often slow to change.
In general, Root Insurance could be a good option for those with a clean driving history or those who don't drive often. If you don't fit into one of those categories, you may want to look a little more closely before committing to a Root policy. Read on to find out more about what Root Insurance customers can expect and if it's right for you.