Kansas Homeowners Insurance

Homeowners insurance shouldn't be confusing. Compare rates from Kansas by location and carrier below.

How to find inexpensive home insurance in Kansas


Home insurance is an optional but important insurance coverage. It keeps your investment insured in the event your house suffers damage from a common incident. A homeowners policy defends your dwelling and property in the event of a variety of circumstances, such as fire, theft, vandalism, or wind damage.

Gulfs exist in home insurance costs from state to state. Home insurance rates in a given state differ depending on the number and value of homeowners claims made in the state, and depend on the value of the belongings and home insured on the policy.

The best way to get an affordable homeowners insurance policy in Kansas is to compare rates from multiple companies. Learn average home insurance rates in Kansas by referencing the below data. Remember: your home insurance rates will vary, depending on your coverage limits.


Kansas home insurance:
  1. Homeowners rates by company
  2. By city
  3. Insurance bundling discounts

Homeowners insurance prices in Kansas by carrier

Homeowners insurance rates in Kansas will vary based on the insurance company you select. Shelter underwrites the most affordable homeowners insurance in Kansas, at just $2,537 yearly. This compares favorably to the state mean rate of $3,535, offering a $998 price break on average statewide homeowners insurance costs.

Get a head start on looking for a home insurance policy by reviewing the cheapest Kansas companies, listed below.


HOME INSURANCE RATES IN KANSAS: BY COMPANY
CompanyAverage Yearly Rate in Kansas
Shelter$2,537.39
Marysville Mutual$2,641.92
State Farm$2,649.72
Travelers$2,726.20
Safeco$2,964.06

Kansas home insurance by city

Not all Kansas cities have equal homeowners insurance rates. Home insurance prices can vary based on city-specific variables, including the number of local claims filed, lending your ZIP code plenty of weight in deciding how much you pay.

The cheapest homeowners insurance in Kansas is found in Gardner. An average homeowners insurance policy in Gardner costs just $2,740 annually — $795 less than the state average. Reference the below table to see the cheapest cities in Kansas for home insurance.


AFFORDABLE HOMEOWNERS INSURANCE BY CITY IN KANSAS
CityAverage Annual Home Insurance Rate
Gardner$2,739.79
Olathe$2,779.97
Shawnee$2,783.37
Leawood$2,784.66
Lenexa$2,789.33

How to bundle home and auto insurance in Kansas

If you’re seeking ways to save on your insurance expenditures, consider purchasing both your home and auto insurance policies from one company. Bundling auto and home insurance in Kansas can lead to substantial savings on your auto insurance policy. In fact, bundling policies in Kansas leads to a yearly savings of $155.


HOME AND AUTO INSURANCE BUNDLING SAVINGS IN KANSAS
Avg. Yearly Auto Insurance Rate (No Bundle)Avg. Annual Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,441.00$1,286.00$155.0012%

One of the best ways to save on auto insurance is bundling. Start shopping today!


Compare auto insurance rates today!