Arkansas Homeowners Insurance

Finding homeowners insurance doesn’t need to be complicated. Compare Arkansas rates by location and carrier below.

How to find cheap homeowners insurance in Arkansas


Homeowners insurance is an optional — but important — product that works to keep your belongings safe in the event your house or property suffers damage from common incidents. A homeowners policy covers your dwelling and property in the event of an array of calamities, such as wind damage, fire, theft, vandalism, and others.

Unlike auto insurance, homeowners policies aren’t governed by state legislation. Even so, major discrepancies exist in homeowners insurance costs from state to state. Home insurance prices in a given state diverge depending on the value of — and total number of — homeowners policy claims submitted across the state, and also on the value of the belongings and structures covered by the policy.

The best way to get cheap home insurance in Arkansas is to get quotes from multiple companies. Find out homeowners insurance costs in Arkansas via the below breakdown. Individual rates may vary depending on coverage options.


Arkansas home insurance:
  1. By insurance company
  2. Rates by city
  3. How to bundle home and auto insurance
  4. FAQs

Home insurance rates in Arkansas by insurer

Rates for homeowners insurance in Arkansas vary based on the insurance company you use. Farm Bureau offers the most affordable home insurance policies in Arkansas — $1,795 per year. This compares favorably to the state average price of $2,405, providing a $610 discount on the typical rates in the state.

Start looking for affordable homeowners coverage by reviewing the cheapest Arkansas companies, listed below.


CHEAPEST HOME INSURANCE COMPANIES IN ARKANSAS
InsurerAverage 12-Month Rate in Arkansas
Farm Bureau$1,795.49
AAA$2,241.71
Shelter$2,294.80
State Farm$2,329.49
Travelers2,333.73

Arkansas home insurance by city

Not all Arkansas cities have the same homeowners insurance rates. Rates depend on city-specific variables like the likelihood of weather-related claims in the area, giving your ZIP code weight in deciding how much you pay.

The best home insurance rates in Arkansas are in Bella Vista. An average home insurance policy in Bella Vista costs $1,998 every 12 months — $407 less than the average Arkansas rate. The below cities have the most affordable home insurance in Arkansas.


AFFORDABLE CITIES FOR HOME INSURANCE IN ARKANSAS
CityAverage Annual Home Insurance Rate
Bella Vista$1,997.88
Bentonville$2,047.35
Fayetteville$2,063.11
Rogers$2,074.77
Maumelle$2,100.87

Home and auto insurance bundles in Arkansas

If you want to save on insurance, consider purchasing your home and auto policies from the same insurance company. Bundling homeowners and auto insurance in Arkansas can save you a substantial sum each month on car insurance. Bundling home and auto policies in Arkansas leads to an average annual savings of $167.


HOME AND AUTO INSURANCE BUNDLING SAVINGS IN ARKANSAS
Avg. Yearly Auto Insurance Rate (No Bundle)Avg. Yearly Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,457.00$1,290.00$167.0013%

A great way to save is to bundle your auto and homeowners insurance policies. Find a policy today!



Arkansas homeowners insurance FAQs


Does Progressive offer homeowners insurance in Arkansas?

Currently, Progressive has agents able to sell homeowners policies in Arkansas.

Does GEICO offer homeowners insurance in Arkansas?

In addition to renters and auto insurance, GEICO does provide home insurance in Arkansas.



Compare rates from top car insurance companies.

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