Maryland Homeowners Insurance

Finding homeowners insurance doesn’t need to be complicated. Compare rates from Maryland by city and company below.

Find affordable home insurance in Maryland


Home insurance is an optional but important insurance coverage. It keeps your investment insured in the event your house suffers damage from a common incident. Homeowners insurance defends your home and your items in the event of a number of calamities, such as wind damage, fire, theft, vandalism, and more.

Large gulfs exist in home insurance costs from state to state. Homeowners insurance prices in US states may differ depending on the number and total value of homeowners claims filed in the state, and also on the value of the dwelling and belongings being insured.

The best way to find affordable homeowners insurance in Maryland is to compare rates and consider policies from as many insurers as possible. Learn homeowners insurance costs in Maryland by referencing the below data. Remember: your home insurance rates will vary, depending on your coverage limits.


Home insurance in Maryland:
  1. Homeowners rates by company
  2. Rates by city
  3. Insurance bundling discounts

Homeowners insurance rates in Maryland by insurance company

Prices for home insurance in Maryland vary depending on which insurance company you select. Brethren Mutual offers the best deal on home insurance in Maryland — only $694 per year. This compares favorably to the state average rate of $1,211, offering a $517 discount on the typical rates in the state.

Start looking for affordable coverage by reviewing the cheapest Maryland home insurance carriers, listed below.


THE CHEAPEST HOMEOWNERS INSURANCE COMPANIES IN MARYLAND
Insurance CompanyAverage Annual Rate in Maryland
Brethren Mutual$694.19
Travelers$826.14
State Farm$895.64
Erie$1,019.09
USAA$1,196.77

Maryland home insurance prices by city

Home insurance rates in Maryland vary depending on the city. Rates depend on locally specific variables such as the number of local claims filed, lending your ZIP code plenty of weight in deciding how much you pay.

The best homeowners insurance in Maryland is found in Potomac. The average homeowners insurance policy in Potomac runs only $937 per year — $274 less than the state average. The below cities have the most affordable homeowners insurance in Maryland.


AFFORDABLE HOME INSURANCE BY CITY IN MARYLAND
CityAverage Annual Home Insurance Rate
Potomac$936.71
Bethesda$936.88
North Bethesda$941.00
Rockville$946.58
Aspen Hill$952.75

Homeowners and auto insurance bundles in Maryland

If you’re seeking ways to save on your insurance expenditures, consider purchasing both your home and auto insurance policies from one company. Bundling home and auto insurance in Maryland can save you a substantial sum each month on auto insurance. In fact, bundling policies in Maryland results in average annual savings of $109.


HOME AND AUTO INSURANCE BUNDLING DISCOUNTS IN MARYLAND
Avg. Annual Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,304.00$1,195.00$109.009%

One of the best ways to save on auto insurance is to bundle your policies. Find a policy today!


Find affordable insurance today!