Toyota Insurance: by Model, Year & Company
Toyota insurance costs range from $87 to $479 per month, depending on your model, trim, and driving profile.
- Shopping around? Use our calculator below to compare average rates for Toyotas and other vehicles.
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Toyota insurance costs: by company, cheapest, & most expensive models
Explore average insurance costs by model year for Toyota vehicles — and compare across other makes and insurers to find your best-fit rate
Average rate & cheapest companies
Average rate is $1,056 for a 6-month full coverage policy. Progressive, USAA, & American Family offer the cheapest rates.
Cheapest model
For Toyota vehicles, the Matrix is the cheapest model at $87/mo on average.
Most expensive model
For Toyota vehicles, the Crown is the most expensive model at $479/mo on average.
Compare Toyota insurance costs vs other vehicles
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Toyota Insurance Options
Toyota-branded insurance provides several perks you won’t typically see from standard carriers:
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Access to OEM (original) Toyota parts
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Eligible for coverage that supports Toyota repair facilities
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Side Hustle® coverage for delivery & rideshare drivers
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Pet Passenger® coverage if your pet is injured in an accident
Toyota partners with Toggle, a subsidiary of Farmers Insurance, to underwrite these policies.
Available in:Â AZ, IL, OH, SC
Coming soon:Â GA, MO, TN, TX
Toyota Telematics & Usage-Based Insurance
Toyota owners can save even more by connecting their vehicle data to usage-based programs. How this works:
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Owners of 2020+ Toyota models (with some exceptions) can share connected-car data via the Toyota app.
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Drivers may qualify for Nationwide SmartRide®.
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Safe drivers can earn up to 40% off upon renewal.
Available in:Â AZ, CO, DC, DE, KS, MD, MN, MS, NC, OH, PA, TN, TX, VA, WA.
