Toyota Car Insurance

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How much does Toyota car insurance cost?

Whether your Toyota is a fuel-efficient Prius, a family-friendly Sedona or a load-hauling Tundra, it's important to find the ideal auto insurance policy to suit your vehicle. The typical Toyota is slightly more expensive than average to insure, but great deals are out there if you're willing to shop around. 

The average cost to insure a Toyota is $1,234 per year (approximately $102 per month). This falls just 4% above the national average insurance cost for all vehicles. However, if you select Plymouth Rock as your insurer, you could pay less than average: Plymouth Rock's rates on most newer Toyota models fall within the $700-$800 per year range. On the other hand, Toyota insurance rates from Liberty Mutual are near-double average. Several Toyota models offer bargain insurance rates, including the Yaris ($1,074 per year) and the Highlander ($1,079).  

Toyota has also introduced its own insurance coverage, known as BrightDrive. Starting with all 2020 non-hybrid Toyota models (and select 2018-2019 models), Toyota owners can enroll in BrightDrive's usage-based insurance program. BrightDrive monitors how you drive in order to more accurately calculate your rates. Drivers who qualify for the program can earn discounts of up to 40%. Currently, BrightDrive is only available in Arizona, Maryland, Ohio, Pennsylvania, Texas, and Virginia, with more states being added in the near future. 

Pro tip: use The Zebra to quickly compare Toyota insurance rates and find the best coverage for the best price, specific to your vehicle.


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