Toyota Insurance Quotes
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How much does Toyota insurance cost?
Whether your Toyota is a fuel-efficient Prius, a family-friendly Sedona or a load-hauling Tundra, it's important to find the ideal auto insurance policy to suit your vehicle. The typical Toyota is slightly more expensive than average to insure, but great deals are out there if you're willing to shop around.
The average cost to insure a Toyota is $1,234 per year (approximately $102 per month). This falls just 4% above the national average insurance cost for all vehicles. However, if you select Plymouth Rock as your insurer, you could pay less than average: Plymouth Rock's rates on most newer Toyota models fall within the $700-$800 per year range. On the other hand, Toyota insurance rates from Liberty Mutual are near-double average. Several Toyota models offer bargain insurance rates, including the Yaris ($1,074 per year) and the Highlander ($1,079).
Toyota offers an innovative way for owners to seamlessly participate in a usage-based insurance program, which could result in more accurate calculations of premium rates. By opting to share your connected car data via the Toyota app, owners of 2020 and newer models (with a few exceptions) can enroll in Nationwide’s SmartRide safe driving program. Drivers who qualify for the program may earn discounts of up to 40% upon renewal. This program is available to drivers in AZ, CO, DE, KS, MD, MN, MS, NC, OH, PA, TN, TX, VA and WA.