Toyota Land Cruiser Insurance: by Model Year & Company

Toyota Land Cruiser insurance costs an average of $1,295 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Toyota Land Cruiser at $132/mo or $791 for a 6-month full coverage policy.

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Land Cruiser Car Insurance

What to know about insuring a Toyota Land Cruiser:

  1. The Land Cruiser costs more to insure than most SUVs. Averaging $216/mo for the Land Cruiser versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the Land Cruiser, like the Toyota FJ Cruiser ($123/mo), Toyota 4Runner ($153/mo), or Toyota Camry ($159/mo), your insurance costs will be more expensive.
  3. Progressive ($140/mo), Nationwide ($167/mo), American Family ($183/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Toyota Land Cruiser Vehicle Image
2025 Toyota Land Cruiser
Av. Cost Per Year$3,233
Av. Per Month$269

Cheapest Companies

USAA$126/m
Erie$131/m
Progressive$132/m

How much does it cost to insure my Toyota Land Cruiser?

Select your model year:

2025 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,582

Nationwide

$2,134

USAA

$2,289

Erie

$2,567

American Family

$2,644

State Farm

$3,004

GEICO

$3,615

Farmers

$4,156

Allstate

$6,108

Compare all 2025 Toyota Land Cruiser insurance rates.
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Average Cost to Insure Per Year
$3,233

2024 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,975

Nationwide

$2,182

USAA

$2,278

American Family

$2,537

Erie

$2,716

State Farm

$2,896

GEICO

$3,470

Farmers

$3,801

Allstate

$5,657

Compare all 2024 Toyota Land Cruiser insurance rates.
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Average Cost to Insure Per Year
$3,161

2021 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,850

Nationwide

$1,964

American Family

$2,490

State Farm

$2,649

Erie

$2,655

USAA

$2,722

GEICO

$3,096

Allstate

$4,359

Farmers

$4,508

Compare all 2021 Toyota Land Cruiser insurance rates.
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Average Cost to Insure Per Year
$2,921

2020 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,780

Nationwide

$1,996

American Family

$2,457

Erie

$2,591

State Farm

$2,649

USAA

$2,689

GEICO

$2,970

Allstate

$4,001

Farmers

$4,271

Compare all 2020 Toyota Land Cruiser insurance rates.
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Average Cost to Insure Per Year
$2,814

2019 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,709

Nationwide

$2,118

American Family

$2,329

Erie

$2,443

State Farm

$2,461

USAA

$2,547

GEICO

$2,843

Allstate

$3,701

Farmers

$4,069

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Average Cost to Insure Per Year
$2,687

2018 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,684

Nationwide

$2,042

USAA

$2,255

American Family

$2,269

Erie

$2,417

State Farm

$2,430

GEICO

$2,726

Farmers

$3,841

Allstate

$3,852

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Average Cost to Insure Per Year
$2,609

2017 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,607

Nationwide

$2,129

American Family

$2,208

State Farm

$2,278

Erie

$2,356

GEICO

$2,614

USAA

$2,702

Farmers

$3,694

Allstate

$3,755

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Average Cost to Insure Per Year
$2,603

2016 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,586

Nationwide

$2,028

American Family

$2,076

Erie

$2,211

State Farm

$2,298

GEICO

$2,528

USAA

$2,582

Farmers

$3,497

Allstate

$3,575

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Average Cost to Insure Per Year
$2,508

2015 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,592

American Family

$1,944

Nationwide

$1,977

Erie

$2,116

State Farm

$2,167

GEICO

$2,427

USAA

$2,699

Allstate

$3,118

Farmers

$3,342

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Average Cost to Insure Per Year
$2,398

2014 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,611

Nationwide

$1,759

American Family

$1,887

Erie

$2,042

State Farm

$2,140

GEICO

$2,335

USAA

$2,588

Allstate

$3,117

Farmers

$3,181

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Average Cost to Insure Per Year
$2,319

2013 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,592

USAA

$1,736

American Family

$1,799

Erie

$1,960

Nationwide

$1,960

State Farm

$2,005

GEICO

$2,116

Farmers

$3,030

Allstate

$3,167

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Average Cost to Insure Per Year
$2,152

2011 Toyota Land Cruiser

Cheapest Insurance Companies Average Annual Cost
USAA

$1,510

Erie

$1,566

Progressive

$1,582

American Family

$1,669

Nationwide

$1,752

State Farm

$1,854

GEICO

$1,946

Farmers

$2,760

Allstate

$2,903

Compare all 2011 Toyota Land Cruiser insurance rates.
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Average Cost to Insure Per Year
$1,968