Finding a homeowners insurance policy doesn’t need to be stressful. Compare rates by city and insurance company below.
Homeowners insurance is an optional — but important — product that works to keep your belongings safe in the event your house or property suffers damage from common incidents. Home insurance defends your dwelling and property in the event of a number of misfortunes, such as fire, theft, vandalism, or wind damage.
Serious differences emerge in homeowners insurance rates from state to state. Homeowners rates in US states may differ depending on the number and total value of homeowners claims filed statewide, and depend on the value of the dwelling and belongings being insured.
The best way to acquire cheap home insurance in Oregon is to get quotes from as many insurers as possible. Learn more about home insurance rates in Oregon via the below breakdown. Remember: your home insurance rates will vary, depending on your coverage limits.
Home insurance prices in Oregon can vary depending on the insurance company you use. Safeco underwrites the most affordable home insurance in Oregon — just $367 yearly. This is less than the state's average rate of $840, providing a $473 price break on average statewide homeowners insurance costs.
Start searching for a homeowners insurance policy by checking out the cheapest Oregon home insurance carriers, listed below.
| Insurance Company | Average Annual Rate in Oregon |
| Safeco | $366.98 |
| Enumclaw | $472.33 |
| Travelers | $633.78 |
| Oregon Mutual | $651.47 |
| MetLife | $732.72 |
Home insurance rates in Oregon vary depending on the city. Pricing may depend on city-specific variables, such as the number of claims filed in the immediate area, lending your ZIP code plenty of weight in deciding how much you pay.
The most affordable homeowners insurance in Oregon is found in Tualatin. An average homeowners insurance policy in Tualatin costs just $697 per year — $143 less than the average homeowners policy in other Oregon cities. Reference the below table to see the cheapest cities in Oregon for home insurance.
| City | Average Annual Home Insurance Rate |
| Tualatin | $696.82 |
| Aloha | $702.74 |
| Hillsboro | $718.15 |
| Beaverton | $724.74 |
| Corvallis | $730.34 |
If you want to save on insurance, consider purchasing both your home and auto insurance policies from one company. Bundling auto and homeowners insurance in Oregon can save you a substantial sum each month on your auto insurance bill. Bundling home and auto policies in Oregon may earn you average annual savings of $160.
| Avg. Yearly Auto Insurance Rate (No Bundle) | Avg. Annual Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,373.00 | $1,213.00 | $160.00 | 13% |
One of the best ways to save on auto insurance is to bundle your policies. Find a policy today!