Best Homeowners Insurance in Washington, D.C.

We crunched the numbers from more than 150 insurance companies to find the cheapest home insurance rates in Washington, D.C. Read on to learn more or enter your ZIP below to compare quotes.

Find cheap homeowners insurance in Washington, D.C.

 

Home insurance is an important product that keeps your belongings safe in the event your home suffers damage from common incidents. A homeowners policy protects your home and your items in the event of a variety of circumstances, such as wind damage, fire, theft, vandalism, and more.

Major gaps exist in homeowners insurance rates from state to state. Insurance policy prices in a given state differ based on the frequency and value of homeowners policy claims in that particular state, and also on the value of the belongings and home insured on the policy.

The best way to get a cheap homeowners insurance policy in Washington, D.C. is to compare rates from as many insurance companies as possible. Find out average home insurance rates in Washington, D.C. via the below data. Your rates may vary, depending on your coverage limits.

 

Table of contents — Washington, D.C., home insurance:
  1. Rates by company
  2. Bundling home and auto insurance

 

Home insurance prices in Washington, D.C. by insurer

Prices for home insurance in Washington, D.C. differ based on the insurance company you use. Great Northern offers the most affordable home insurance in Washington, D.C. — only $768 yearly. This beats the state's average rate of $1,035 — in fact, it represents a $268 improvement versus the territory's typical homeowners rates.

Begin your search for a home insurance policy by viewing average rates from top Washington, D.C. home insurance carriers, detailed below.

 

HOME INSURANCE RATES IN WASHINGTON, D.C.: BY COMPANY
Insurance CompanyAverage Annual Rate in Washington, D.C.
Great Northern$767
Vigilant Insurance Company$898
State Farm$931
Federal$958
Allstate$983

 

Washington, D.C. insurance bundling discounts: home and auto

If you're trying to save on insurance, consider holding your car and homeowners policies with the same insurance company. A home and car insurance bundle in Washington, D.C. can lead to substantial savings on car insurance. Bundling home and auto policies in Washington, D.C. may generate a yearly discount of $115.

 

HOME AND AUTO INSURANCE BUNDLING DISCOUNTS IN WASHINGTON, D.C.

Avg. Annual Rate (No Bundle)

Avg. Annual Rate (w/ Bundle)

Annual Savings ($)

Annual Savings (%)

$1,483$1,368$1158%

 

One of the best ways to save on auto insurance is to bundle your policy with your homeowners insurance policy

 

Find homeowners insurance today!
Ross Martin
Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to insurance. He has a background in writing and education, as well as a master's degree from Royal Holloway, University of London. He has been quoted by CNET, iDriveSafely.com and Kin Insurance.

About The Zebra

The Zebra is not an insurance company. We’re an independent, unbiased partner for consumers, on a mission to help you compare insurance options apples-to-apples, so you can make a truly informed decision. We’re proud because: