Homeowners insurance shouldn't be stressful. Compare rates by city and carrier below.
Homeowners insurance may be optional, but it's important. It helps to protect your belongings in the event your house is damaged. A homeowners insurance policy protects your dwelling, personal property, and other buildings against a number of calamities, including wind damage, fire, theft, vandalism, and others.
Major differences exist in home insurance rates from state to state. Homeowners rates in a given state may vary depending on the value of — and frequency of — homeowners claims filed in that particular state, and depend on the value of the dwelling and belongings being insured.
The best way to acquire an affordable homeowners insurance policy in West Virginia is to get quotes from multiple insurance companies. Learn home insurance rates in West Virginia by reviewing the below data. Your rates may vary, depending on your coverage limits.
Prices for home insurance in West Virginia can vary depending on which insurance company you use. Safeco offers the most affordable homeowners insurance in West Virginia, at just $914 per year. This compares favorably to the state average cost of $1,366, providing a $452 price cut on the state's average rate.
Start searching for affordable homeowners coverage by reviewing the cheapest West Virginia insurance companies, detailed below.
|Company||Average 12-Month Rate in West Virginia|
Not all West Virginia cities have the same homeowners insurance rates. Policy pricing depends on local variables such as the likelihood of weather-related claims in the area, giving your ZIP code weight in deciding how much you pay.
The best homeowners insurance in West Virginia is available in Martinsburg. An average homeowners insurance policy in Martinsburg costs just $1,114 per year — $251 less than the average West Virginia rate. The below cities have the most affordable home insurance in West Virginia.
|City||Average Annual Home Insurance Rate|
If you’re seeking ways to save on your insurance expenditures, consider purchasing your home and auto policies from the same insurance company. Bundling homeowners and auto insurance in West Virginia can lead to substantial savings on auto insurance. Bundling home and auto policies in West Virginia results in yearly savings of $84.
|Avg. Annual Auto Insurance Rate (No Bundle)||Avg. Annual Auto Insurance Rate (Bundle)||Annual Bundle Savings||Bundle Savings %|
One of the best ways to save on auto insurance is bundling. Start shopping today!