Nebraska Homeowners Insurance

Homeowners insurance shouldn't be confusing. Compare rates from Nebraska by city and carrier below.

Find inexpensive homeowners insurance in Nebraska


Homeowners insurance isn't required, but it is important. A home insurance policy keeps your personal items protected. Homeowners insurance protects your dwelling, personal property, and other buildings from a variety of calamities, including fire, theft, vandalism, or wind damage.

There are major differences in home insurance costs from state to state. Homeowners insurance costs by state vary depending on the total number and value of home insurance claims filed statewide, and depend on the value of the belongings and property you're covering.

The best way to find cheap home insurance in Nebraska is to compare rates and consider policies from as many insurance companies as possible. Learn average home insurance rates in Nebraska via the below data. Your rates may vary, depending on your coverage details.


Nebraska home insurance:
  1. Rates by company
  2. Rates by city
  3. Bundling home and auto insurance

Homeowners insurance prices in Nebraska by company

Prices for home insurance in Nebraska differ depending on which insurance company you choose. Safeco offers the cheapest homeowners insurance in Nebraska — only $2,451 yearly. This compares favorably to Nebraska's average cost of $3,547, providing a $1,096 discount on the state's average rate.

Start looking for a homeowners insurance policy by checking out the cheapest Nebraska insurance companies, listed below.


HOME INSURANCE RATES IN NEBRASKA: BY COMPANY
Insurance CompanyAverage 12-Month Rate in Nebraska
Safeco$2,450.91
Farmers$2,651.53
Travelers$2,712.27
State Farm$2,816.42
American Family$2,910.34

Nebraska home insurance by city

Not all Nebraska cities have the same home insurance rates. Policy pricing depends on city-specific variables, such as the number of local claims filed, meaning your specific ZIP code impact how much you pay.

The cheapest homeowners insurance in Nebraska is found in Lincoln. In Lincoln, the typical home insurance policy costs $2,561 per year — $987 less than the state average. The below cities have the most affordable homeowners insurance in Nebraska.


AFFORDABLE HOMEOWNERS INSURANCE BY CITY IN NEBRASKA
CityAverage 12-Month Home Insurance Rate
Lincoln$2,560.54
Papillion$2,832.58
La Vista$2,887.21
Bellevue$2,971.41
Nebraska City$2,985.29

How to save: bundle home and auto insurance in Nebraska

If you want to save on homeowners insurance, consider purchasing your home and auto policies from the same insurance company. A home and car insurance bundle in Nebraska can save you a substantial sum each month on your auto insurance policy. In fact, bundling policies in Nebraska may earn you yearly savings of $168.


HOME AND AUTO INSURANCE BUNDLING SAVINGS IN NEBRASKA
Avg. Annual Auto Insurance Rate (No Bundle)Avg. Annual Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,272.00$1,104.00$168.0015%

A great way to save is to bundle your auto and homeowners insurance policies. Start shopping today!


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