Research

The Zebra is the nation's leading insurance comparison site and an independent source for industry research and consumer education.

Reporters or others interested in using our data can contact us.

Research

Report: The 2020 State of Auto Insurance

Are you paying more than average for car insurance? Less? Find out in our 2020 State of Auto Insurance Report.

The Zebra Resource Center

Male police officer issuing ticket to female driver — Research
How 26 common traffic tickets raise the price you pay for car insurance
Find out which violations have the biggest financial impact on insurance rates in every U.S. state.

Man in suit behind the wheel of a car, hand honking the horn — Research
Study: 82% of drivers admit to road rage or aggressive driving in the past year
New research explores trends in aggressive driving behavior on the road today.

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How Michigan Car Insurance Will Change in 2020 — and What You Can Do Now to Prepare
As rates top $6,000 per year, relief could finally be on the way for Michigan drivers.

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Drivers With Poor Credit Pay Twice as Much for Car Insurance — Even When Their Driving Record Is Spotless
How does your credit score affect the price of your car insurance rates? How does that vary by state? Poor (300- ...

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Car Insurance Rating Factors by State
What information can car insurance companies use to price car insurance rates? And how does that vary by state? ...

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Study: 60% of Drivers Who Use Marijuana in Legal States Drive Under the Influence
The Zebra presents the most comprehensive survey yet among drivers in the U.S. who have access to recreational marijuan ...

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Research
Car Insurance Companies Raise Penalty for Distracted Driving 10,000%
The Zebra’s Annual Distracted Driving Report reveals how insurers nationwide penalize drivers for using their pho ...

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Study: Women Now Pay More Than Men for Car Insurance in 25 States (Even Though Men Are Riskier Drivers)
In just 2 years, the number of states where women pay more than men has doubled.

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Survey: The Cost of Teen Driving Hits Low-Income Families Hardest
A new survey by The Zebra reveals that teens from wealthy homes are 51% more likely to drive than their low-income peer ...

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Survey: 1 in 4 Teens Too Scared to Drive
A new survey by The Zebra reveals which teens are most scared, parents’ fears about teen driving, and why their w ...

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Could Your Online Behavior Affect What You Pay for Car Insurance?
Everything from your email address to your online shopping habits are being tracked by countless companies. But does th ...

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Why Tech That Makes Your Car Safer Won’t Lower Your Insurance Rates
Does your car have blind spot monitoring, a backup camera, or a security alarm? Those features could keep your car safe ...

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Survey: Most Drivers Would Flunk Car Insurance 101—and It Could Be Costing Them
Auto insurance rate factors Drivers with claims in the past year Drivers with no claims in the past year Your age ...