How to Get an Anonymous Car Insurance Quote

  • Insurers need some details for accuracy—truly anonymous quotes don’t exist.
  • Concerned about privacy or spam? The Zebra doesn't sell your info, ever.
  • For an anonymous rough estimate in seconds, scroll down to our calculator.

Ready for real quotes now? Enter your ZIP code here—your info stays private either way!

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Why you can trust The Zebra

The Zebra partners with some of the companies we write about. However, our content is written and reviewed by an independent team of editors and licensed agents. Reference our data methodology and learn more about how we make money.

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Renata Balasco

Senior Content Strategist

Renata joined The Zebra in 2020 as a Customer Experience Agent. Since 2021, she has worked as licensed insurance professional and content strategist.…

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 5 years of experience in the insurance industry
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Mark Friedlander

Director, Corporate Communications, Insurance Information Institute

Mark Friedlander has over 30 years of experience in the insurance industry. He is the Director, Corporate Communications, at the Insurance Informatio…

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Ross Martin

Insurance Writer

Ross joined The Zebra as a writer and researcher in 2019. He specialized in writing insurance content to help shoppers make informed decisions.

Ross h…

Credentials
  • 5+ years in the Insurance Industry

Anonymous auto insurance quotes: do they exist? 

While completely anonymous car insurance quotes don’t exist, our calculator gives you a rough estimate of costs without any personal details—so if you’re hesitant to share, we can meet you where you’re at! But for real accuracy—and to actually get insured—you’ll need a quote. After all, car insurance reflects the risk tied to your driving record and vehicle, so insurers need some details to price a policy.

Who gets the most accurate anonymous estimates

Anonymous estimate will likely be closer to real quotes if:
  • You have a clean record – No violations or claims to impact pricing.

  • You need standard coverage – No SR-22 or high-risk status.

  • You live in a stable insurance market – In states where pricing is more standardized, estimates may be a closer match.

  • You have good credit – Most insurers factor in credit except in CA, HI, MA, and MI.

An anonymous estimate will likely be less accurate if:
  • You have accidents, tickets, or DUIs – Driving history significantly affects real quotes.

  • You are a high-risk driver or need an SR-22 – Standard estimators don’t reflect the surcharges.

  • You live in a state that has a more complex insurance market – High claim costs, fraud, or no-fault laws (like in MI & FL) can make real quotes differ more from estimates.

  • You have poor credit (in states where it matters) – Most insurers factor in credit except in CA, HI, MA, and MI.

Get an anonymous car insurance estimate in seconds!
Just enter your ZIP code, insurance and homeownership status, and birthdate—no email or phone number required. This gives you a useful starting point before deciding whether to get a personalized quote.

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Everyone's insurance needs are unique — answer a few more questions to help us match you with the right coverage at the right price.

Now get quotes for you

Here at The Zebra, we make it easy for you to find the right coverage—at the right price. We compare top companies so you can find what works for you.

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We can also help you:

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Agent quote from Hunter Black, Licensed Insurance Agent
Agent Insight: Estimators vs. Quotes – Why Details Matter
"Rates are highly customized, based on consumer reports, accident history, insurance records, and other factors. Because estimators use limited details, the price you see is a very rough approximation. Many drivers are caught off guard when their actual quotes are higher or lower than expected."

Hunter Black — Licensed insurance professional at The Zebra

Car insurance quotes from real drivers

These quotes came straight from The Zebra’s comparison tool. We search, you save.

$ 40 /mo

This quote from Progressive helped a Chevrolet Silverado 1500 driver in Winchester, IN cut their insurance costs.

$ 52 /mo

Our licensed agents guided a driver in Washington, IN find this smart deal on their Ford Freestyle with The General.

$ 73 /mo

Our licensed agents guided a driver in Ramseur, NC find this smart deal on their Honda Accord with GEICO.

$ 57 /mo

Drivers in Carlsbad, CA are getting smart deals on Mercedes-Benz 300-Class coverage from Root Insurance.

$ 67 /mo

This quote from Bristol West helped a Ford F-150 driver in Santa Fe, NM cut their insurance costs.

$ 64 /mo

Our licensed agents guided a driver in Dayton, OH find this smart deal on their Honda CR-V with AAA.

*Quotes generated for The Zebra users within the last 10 days. Actual quotes may vary based on the policy buyer's unique driver profile.

Don't just take our word for it


How to get an anonymous car insurance quote

Depending on the insurance company you select, receiving car insurance quote (let alone, an accurate one) without any personal information is likely impossible. Instead, ask: How can I get a quote while sharing as little personal information as possible?

⚠️  Remember: Quotes based on minimal info will likely not reflect your final rate.

1.  Know the minimum details needed for a car insurance quote

To get an accurate car insurance quote, insurers typically require:

  • Driver’s license numbers for all drivers on the policy (you might get a quote without this, but it's tricky).
  • Vehicle Identification Number (VIN) for any cars being insured.
  • Date of birth for all drivers.
  • Garaging address (usually your home address).
  • Prior insurance details (if applicable).

📝 An Important Note on Coverage: Some insurers may ask for additional info, and the level of coverage you choose also affects your rate—comprehensive coverage costs more than liability-only.

 

2.  Make the few details you enter as accurate as possible. 

When providing minimal information, ensure what you do share is correct. Even small mistakes—like an incorrect ZIP code or birth year—can impact your quote by hundreds of dollars. 

 

3.  Use a car insurance comparison site

We get it—coming from a comparison site, this might sound self-serving. But the reality is that no single insurer offers the best price for everyone. At The Zebra, we help you compare real car insurance quotes instantly—no spam, sales calls, or pressure—just the information you need to make an informed choice.


No endless calls, no spam—Why The Zebra stands out

When you’re shopping for car insurance, the last thing you want is to be flooded with unwanted calls and emails. Many quote sites sell your information to multiple insurers, leading to aggressive follow-ups you didn’t sign up for.

The Zebra does things differently.

While we require an email and phone number to provide quotes, we never sell your information and prioritize a hassle-free experience. That means:

✔️ No endless spam from random companies
✔️ No pushy sales calls from insurers you never requested
✔️ A clear, hassle-free comparison experience
✔️ No obligation + optional automatic re-shop for convenience

With The Zebra, you stay in control of your information while still getting the quotes you need.

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How does The Zebra use my personal information?

The Zebra requires some personal information to provide the most accurate insurance quotes possible. We collect only the information necessary to deliver an accurate quote-comparison experience. Below is a rundown of how we collect and safeguard your personal information.

Collection of personal information:

  • The Zebra collects personal information through direct interactions, either via the website's input fields or through contact with in-house agents.
  • This information is essential to generate precise insurance quotes tailored to your needs.

Safeguarding personal information:

  • We know the risks of personal information falling into the wrong hands—spam calls, endless emails, and even identity theft.
  • That’s why we take privacy seriously: While we never sell personally identifying information, we share it when necessary with trusted partner carriers to:
    • Generate quotes
    • Issue policies
    • Provide related insurance services
  • We maintain physical, electronic, and procedural safeguards to protect personal information and prevent unauthorized access.

Compare rates on your terms—no spam, no sales calls, just savings.

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Still worried about getting a quote? Let’s clear things up!

It's understandable to have concerns about sharing personal information—you want to avoid spam, unwanted calls, and any negative impact. Let’s break down common concerns and what’s really happening behind the scenes.

Why Anonymous Quotes Sound Appealing
Your Concern How The Zebra Helps
You don't want spam calls or emails. We get it—neither do we! That’s why The Zebra never sells your information or floods you with unwanted calls.
You don't want a credit check to negatively impact your score. Insurance companies only perform a soft credit check, which lets them see your score without lowering it—unlike the hard pull used for loans or credit cards that can temporarily impact your score.
You are concerned about sharing your home address online. Since your location is a key factor in determining risk, insurers need it to provide an accurate quote. However, your ZIP code matters most—as long as that’s correct, in most case you can get a reliable estimate without sharing your full address.
You just want to compare, not commit. That’s completely fine! Getting a quote doesn’t lock you in—compare rates now and come back when you’re ready!

Licensed. Knowledgeable. Helpful.

Author profile picture

Blake Trew

Sales Manager

Blake joined The Zebra in 2021 after a 5-year career at GEICO, where he started as a producer selling auto, property, cycle, RV, and boat policies be…

Credentials
  • Licensed Insurance Agent - Property and Casualty
  • 7+ years insurance experience
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Erica Alderete

Customer Service Manager

Erica began at The Zebra in 2020 as a Licensed Service Agent, bringing six years of insurance experience from her career at Progressive where she spe…

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 10+ years in the insurance industry
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Erick Sosa

Sales Manager

Eric began his insurance career at The Zebra in 2020, starting in an unlicensed role assisting customers before earning his Property & Casualty l…

Credentials
  • Licensed Insurance Agent — Property and Casualty

Which insurance company requires the least personal information for a quote? 

The General
The General

The General’s quote process takes about two minutes to complete, one of the faster quote tools among large insurance providers. The General — who typically caters more to high-risk drivers — asks for the least amount of personal information to generate an insurance quote. 

We know that sharing personal details or pulling together information can feel overwhelming—but with prices varying by hundreds of dollars, it’s the only way to know if you’re actually getting the best rate. In fact, 39% of visitors to this page feel like they’re paying too much for car insurance.[1] Taking the time to compare could mean real savings—and with The Zebra, you can do it quickly and securely.

Don’t leave money on the table—see how much you could save today!

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FAQs on anonymous car insurance quotes

While you can try to disclose as little personal information as possible, the highly personalized nature of car insurance quotes means it could be in your best interest to provide accurate and up-to-date information to receive the most precise quotes possible.

You will need to provide the following personal information to get accurate rates: driver's date of birth, vehicle garaging location, driver's license number, driving and insurance history, and VIN of the vehicle to be insured.

Follow-up phone calls are a common complaint from insurance shoppers looking for auto insurance online. The most effective way to avoid spammers is to use legitimate, trusted comparison sites. The Zebra takes pride in its strict no-spam policy, allowing shoppers to compare quotes from an array of insurers without being hounded by spam calls.


Sources:
  1. Anonymized User Surveys. The Zebra

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About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.