Anonymous auto insurance quotes: do they exist?


The appeal of anonymous car insurance is clear. You can get a quote for your vehicle without submitting personal information or being bothered by pesky car insurance agents. But a reliable anonymous car insurance quote can be hard to get. Because car insurance reflects the risk presented by your driving and your vehicle specifically, remaining anonymous throughout the insurance-shopping process isn't really an option. Still, there are ways to wisely navigate the thin line between anonymity and disclosure, while ensuring you receive an accurate car insurance quote.


Anonymous car insurance quotes: table of contents
  1. Why remain anonymous?
  2. How to get car insurance without personal information?
  3. FAQs
  4. Additional resources




Should you remain anonymous while shopping for car insurance?


It depends, but usually no. The entire reason for shopping for car insurance is to find the company with the best possible rate and coverage selection for you and any drivers on your policy. In order to get the best rate, you'll want to provide as much — and as accurate — information as possible.

In order to quote you a price and sell you a policy, the insurance company needs the below information:

  • Driver’s license numbers of all drivers on the policy
  • Vehicle identification number of any vehicles on the policy
  • Date of birth of all drivers on the policy
  • Garaging address of vehicle (most likely your home address)
  • Prior insurance information

Depending on the car insurance company, you may need to provide additional details. So, while you might be able to use a fake name or secondary E-mail address during the quote process, it will become a moot point once you attempt to purchase a policy.





How to get an anonymous car insurance quote


Depending on the insurance company you shop, receiving an accurate anonymous quote could be near-impossible — or not worth the effort. Some companies require your driver's license in order to start the quote process, which is difficult to fake.

However, some companies make it a bit easier to get an anonymous quote. In these cases, the only info you need to submit accurately is your ZIP code, date of birth, driving record, and vehicle information. These rating factors are fairly significant aspects of your premium. If you want your quote to be reliable, you should provide accurate info.

Once you receive a quote, you’ll be given a quote number. You can use later if you want to fetch your quote and purchase a policy.

Another way to get an anonymous quote is to avoid insurance companies altogether and use a comparison website. These tools allow you to follow the same process as you would with an insurance company, but they'll provide quotes from a variety of insurers. This way, you only have to create an alias once.



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Anonymous car insurance FAQs

 

Can I get quotes for car insurance without revealing personal information?

While you can try to disclose as little personal information as you can get away with, due to the highly personalized nature of car insurance quotes, it is in your best interest to provide accurate and up-to-date information so you can receive the most precise quotes possible.

What personal information is needed to get auto insurance quotes?

You will need to provide the following personal information — at the very least — to get the most accurate rates: driver date of birth, vehicle storage location, driver's license number, driving and insurance history, VIN of the vehicle to be insured.

How do I compare insurance quotes without getting spammed?

Follow-up phone calls are a common complaint from insurance shoppers looking for quotes online. The most effective way to avoid spammers is to use legitimate, trusted comparison sites. The Zebra takes pride in its strict no-spam policy, allowing shoppers to compare quotes from an array of insurers without being hounded by spam calls.



Additional resources


Still have questions? See our additional articles!

Ava Lynch LinkedIn

Based in Austin, TX, Ava has been in the insurance industry as a licensed agent for 4-plus years. Ava is currently one of The Zebra’s resident property insurance experts and has been featured in publications such as US News Report, GasBuddy, and Yahoo! Finance.