Question
Does The Zebra use a hard or soft credit pull to compare insurance quotes?
I recently graduated from college and will soon begin car shopping. I am trying to compare car insurance rates using the Zebra. How does The Zebra use my credit to get quotes?
Answer
Thank you for this question.
The Zebra does not do a soft or hard pull of your credit. We use the range of information that you provide in order to give you an estimate. Once you shop with an insurance company (The Zebra does not provide insurance, only comparison quotes), they will pull your credit history via a soft credit inquiry. This usually only occurs after you have finalized a policy — not while you're in the quoting process. Rest assured, getting comparison quotes with multiple companies will not impact your credit score.
For information about how credit can affect your insurance rates, check the information below: