Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Does The Zebra use a hard or soft credit pull to compare insurance quotes?

I recently graduated from college and will soon begin car shopping. I am trying to compare car insurance rates using the Zebra. How does The Zebra use my credit to get quotes?

Jun 3, 2019 Gary, IN

Answer
Author profile picture

Ross Martin

Insurance Writer

Ross joined The Zebra as a writer and researcher in 2019. He specialized in writing insurance content to help shoppers make informed decisions.

Ross h…

Credentials
  • 5+ years in the Insurance Industry

Thank you for this question.

The Zebra does not do a soft or hard pull of your credit. We use the range of information that you provide in order to give you an estimate. Once you shop with an insurance company (The Zebra does not provide insurance, only comparison quotes), they will pull your credit history via a soft credit inquiry. This usually only occurs after you have finalized a policy — not while you're in the quoting process. Rest assured, getting comparison quotes with multiple companies will not impact your credit score.

For information about how credit can affect your insurance rates, check the information below:

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Do car insurance companies share information?

The new insurance company is likely to find out about the accident, but that will come from your driving reports when you buy your policy. The majority of insurance companies request a motor vehicle report (MVR) and a comprehensive loss underwriting exchange (CLUE) report to verify the accuracy of …
Jun 29, 2016 Findlay, OH

How do I add another vehicle to my policy?

Congratulations on your new car! The first thing to do when you want to add a new vehicle to your policy is to locate the original policy document. This should have the contact info you need to make changes.You can also log-in to view your policies on The Zebra. Go to The Zebra homepage and click t…
Aug 9, 2024 Buffalo, New York

Are 911 dispatchers eligible for insurance discounts as first responders?

Every car insurance company has different discounts available to its customers, so it's hard to give a blanket statement about your eligibility. Generally just know that car insurance for first responders is something that's an option.If it's helpful, The Zebra can gather auto insura…
Jun 9, 2019 Gnaw Bone, IN

If I use The Zebra, can I make sure I'm covered by my preferred company?

We work with a wide variety of insurance providers, including Progressive. (For others with a similar question about a different provider, you can find the current list of companies we partner with here.)If your preferred provider didn't show up for you, give our agents a call. We can run a quote m…
Aug 2, 2024 Cleveland, Ohio