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Am I being overcharged for my insurance policy?

I was ordered to get an SR-22, so I went to the insurance company that I have been with since I was 16. They gave me insurance quotes for both the year and for month-to-month. It just seemed really high, and when I asked why it was so high they said that it was the best rate I was going to get. I went ahead and paid for the year, but it wasn't until I looked at the receipt that I saw there was a broker's commission. That amount was more than the entire year's premium! I've reached out to them via email but I can't get a response.

Jul 21, 2022 Chico, CA

Answer

By Nathan Foster

Updated March 30, 2023

I'm sorry to hear about how you're being overcharged for your insurance! It is true that having an SR-22 will significantly impact your premium, but it sounds like you might be having issues getting a hold of your agent, as well. Feel free to shop around, if you'd like to look at other options. You can quote online at TheZebra.com or you can call our agency at 888-444-8949 to speak to one of our Licensed Insurance Advisors. They can help you shop around with carriers we partner with in your state to find you the best policy that meets your needs, and to make sure you are getting the best rate. If you are interested, you can purchase and have proof of insurance before you hang up. I hope this helps, and if you have any other questions please let me know.

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