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What is the 80% rule in homeowners insurance?

As you stated, your home is covered up to 150% of the dwelling amount so this is not something you should be concerned about. However, it is a good example of why it is so important to properly insure your home. It also benefits you as a consumer and homeowner to understand the basics of your homeo…

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Do I need to change my policy when I rent out my home?

Great question! This is an important consideration if you're planning to turn your primary home into a rental. The short answer is yes, you'll need to change your homeowners policy to a landlord policy. An insurance company would likely deny a claim if the proper coverage isn't in pl…

Can I exclude my spouse from my insurance policy if I use The Zebra's app?

This varies depending on your state and on your insurance company. If you're currently married and living in the same household, many insurance companies will require you to be covered by the same policy. However, if you're married and currently living in separate households, you will lik…
Aug 30, 2024 Dallas, Texas

How do I cancel the insurance policy I bought through The Zebra?

You can usually cancel your policy at any time and for any reason, by calling your insurance company or agent. You can refer to your original policy document which should have the contact info you need. You can also find this information on your initial email from your insurance company, ID cards o…
Aug 30, 2024 Kansas City, Kansas

Can I get insurance in one state if my vehicle is registered in one state and insured in another with The Zebra?

Unfortunately, the short answer is no. Depending on the state's Department of Insurance, have between 30 and 90 days to transfer your car's registration and insurance to your new state. In Connecticut, you do have 90 days, but for the benefit of others with the same question from other st…
Aug 30, 2024 Stamford, Connecticut

How do I add another vehicle to my policy?

Congratulations on your new car! The first thing to do when you want to add a new vehicle to your policy is to locate the original policy document. This should have the contact info you need to make changes.You can also log-in to view your policies on The Zebra. Go to The Zebra homepage and click t…
Aug 9, 2024 Buffalo, New York

What happens if I don't get very many quotes?

Rest assured, when you enter your information, we do comb through hundreds of insurance companies to find the best fits for you. In your results, we try to show you the best options with companies for which you are qualified.If there are particular companies you were hoping to be insured by that di…
Aug 2, 2024 Sacramento, California

How do I finalize my quote on The Zebra's site?

We're glad you found a quote that will work for you! The quotes we provide are based on the information you enter, so before we can lock in those rates, some of the details have to be confirmed.Some carriers will have you go through their website to finalize your quote or you can call our agen…
Aug 2, 2024 Houston, Texas

I used The Zebra - but was I given no insurance quotes, why?

I'm sorry you had a frustrating experience. Our goal at The Zebra is to simplify insurance and provide everyone a range of affordable quotes. Unfortunately, sometimes we're unable to for a variety of reasons:1) Where you live can have a big impact on the types of quotes you are offered. C…
Aug 2, 2024 Miami, Florida

If I use The Zebra, can I make sure I'm covered by my preferred company?

We work with a wide variety of insurance providers, including Progressive. (For others with a similar question about a different provider, you can find the current list of companies we partner with here.)If your preferred provider didn't show up for you, give our agents a call. We can run a quote m…
Aug 2, 2024 Cleveland, Ohio

Should I inform my insurance company about my infrared sauna?

Thank you for reaching out to The Zebra!Yes, you will absolutely want to contact your current homeowners insurance company to let them know you've installed the sauna. Making upgrades or remodeling your home can impact your coverage, and because of this, it may increase your rates slightly. Ho…
Mar 29, 2024 Dorchester, IA
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