All Questions

Hippo homeowners insurance can sometimes come in lower than other quotes, and there are a few reasons for that; but it doesn't mean there's a "catch."First, Hippo uses a digital-first approach, which cuts down on costs tied to offices, agents, and paperwork. That efficiency can help lower premiums.…

With Plymouth Rock (and any insurance company) where water comes from matters a lot because different causes are covered in different ways.Not all water damage is treated the same under a policy.For example, damage from a burst pipe or sudden leak inside your home is usually covered. That’s conside…

With Hippo, getting a quick online quote is often just the first step. In some cases, the company may still require a home inspection after the policy is issued. This is pretty common and isn't a red flag.The first quote is usually based on the information you provide, along with public data about …

Lemonade is a real insurance company, and it makes sense to ask that question, especially if you’re buying homeowners insurance for the first time. When one quote comes in a lot lower than the others, it’s natural to wonder what the catch is.A lot of newer buyers like Lemonade because it feels simp…

Kin Insurance is designed to be an online-first insurance company, and for many homeowners, that’s not necessarily a bad thing; it’s just a different way of doing things.The biggest difference is that instead of working through a local agent, you’re managing your policy digitally, whether that’s ge…

This situation is more common than you might think, and you are not necessarily stuck with the first number Mercury gives you.Insurance estimates and contractor estimates often differ because they are based on different methods and pricing tools. Mercury’s adjuster may be using standard estimating …

Kentucky Farm Bureau homeowners insurance does typically cover tornado damage, since tornadoes fall under windstorm coverage, which is included in most standard policies.That means if a tornado damages your roof, walls, or even destroys the home, your policy is generally designed to help pay for re…

Mercury homeowners insurance, like most standard policies in California, does cover wildfire damage. So if your home is damaged or destroyed in a fire, your policy would likely help pay to repair or rebuild the home, replace your belongings, and cover temporary living expenses if you need to stay s…

WithArbella homeowners insurance, damage from ice dams can be covered, but it depends on how the damage happened.In many cases, if an ice dam leads to sudden water damage inside your home, like water leaking into walls or ceilings, that damage may be covered. Insurance is generally designed to hand…

Arbella, like most homeowners insurance companies, can raise premiums even if you haven’t filed a claim—and it’s usually tied to broader changes, not just your individual policy.One of the biggest reasons is that the cost to repair or rebuild homes has gone up. Materials, labor, and construction co…