Ford Insurance Quotes

Find out what it costs to insure a Ford.

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How much does Ford insurance cost?

Ford cars and trucks are known for their versatility, durability, and quality. Most Ford models fall squarely in the middle of the map in terms of cost — this extends to car insurance costs, as well. Car insurance for a Ford costs $1,730 per year (about $144 per month). 

The most affordable option for Ford auto insurance is typically Plymouth Rock Insurance, offering rates between $500 and $700 per year on many popular models. GEICO is also a solid choice if you're interested in insuring one of Ford's larger models: the F-450 Super Duty and Transit Cargo cost less than $1000 per year to cover through GEICO. One of the key determining factors of your auto insurance costs is the model of car you choose. Among newer Ford models, the Escape is an affordable choice. One of the priciest Ford vehicles to insure is the Mustang. 

Let the Zebra enable you to quickly compare car insurance quotes so you can have the best policy for you at the best price.

Vehicle Model Average Annual Premium
Ford C-Max $1,696
Ford Edge $1,551
Ford Escape $1,468
Ford Expedition $1,861
Ford Explorer $1,611
Ford Fiesta $1,598
Ford Flex $1,696
Ford Focus $1,779
Ford F-Series $1,509
Ford Fusion $1,834
Ford Fusion Energi $1,834
Ford Mustang $2,006
Ford Taurus $1,863
Ford Transit Connect $1,415

Frequently asked questions:


1. How much is insurance for an Ford?

According to our data, the average cost of insurance for an Ford is $1,556 per year. However, the actual cost of Ford car insurance varies based on factors such as the model and year of the car, the driver's age and driving record, the location of the driver, and the coverage options selected.

2. What kind of coverage do I need for my Ford?

Most states require drivers to carry liability insurance, which covers damages and injuries you may cause to others in an accident. We also typically recommend adding collision and comprehensive (full coverage) insurance. 40% of The Zebra's Ford customers opt for collision and comprehensive (full) coverage in addition to their state's minimum liability coverage.

3. Are Fords expensive to insure?

Ford vehicles tend to be in the lower range in terms of insurance costs. However, the specific cost of insurance for a Ford can vary greatly depending on individual factors like the car's age and model as well as the driver's history and age.

Ford insurance rates by model: