Ford Insurance: by Model, Year & Company

Ford insurance costs range from $96 to $416 per month, depending on your model, trim, and driving profile.

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Ford insurance costs: by company, cheapest, & most expensive models

Explore average insurance costs by model year for Ford vehicles — and compare across other makes and insurers to find your best-fit rate

Average rate & cheapest companies

Average rate is $983 for a 6-month full coverage policy. American Family, Progressive, & USAA offer the cheapest rates.

Cheapest model

For Ford vehicles, the Transit Connect Cargo Van is the cheapest model at $96/mo on average.

Most expensive model

For Ford vehicles, the F-150 Lightning is the most expensive model at $416/mo on average.

Average Cost of Insurance for Fords
Ford Model Average Annual Premium
Bronco $1,948
Bronco Sport $2,054
C-MAX Hybrid $1,736
Edge $1,704
Escape $1,657
Escape Hybrid $1,885
Expedition $2,109
Expedition EL $1,734
Explorer $1,787
F-150 $1,979
F-150 Lightning $2,797
F-250 Super Duty $2,145
F-350 Super Duty $2,217
F-450 Super Duty $2,599
Fiesta $1,579
Flex $1,696
Focus $1,652
Fusion $1,746
Fusion Energi $1,965
Fusion Hybrid $1,845
Maverick $1,988
Mustang $2,291
Mustang Mach-E $2,514
Ranger $1,955
Taurus $1,848
Transit Wagon $1,726

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