Ford Explorer Insurance Cost
- Ford Explorer insurance costs range from $12 to $83 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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Ford Explorer Insurance cost
- Average insurance rate: $131/month
- Most affordable insurance company: Allied ($61/month)
- Explorer insurance cost vs. average vehicle insurance cost: $2 more expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Ford Explorer with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$733
$971
Vermont Mutual
$1,036
Tennessee Farmers
$1,314
Country
$1,323
$1,372
$1,375
$1,410
$1,410
$1,417
$1,456
Southern Farm Bureau
$1,460
Compare all 2020 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,575List Price
$32,765Trims Available
Base, XLT, Police Interceptor, Limited, ST, Platinum
2019 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$1,025
Auto Owners
$1,095
Nationwide
$1,150
Erie
$1,156
Country
$1,275
USAA
$1,300
Arbella
$1,373
$1,398
Plymouth Rock Insurance
$1,444
$1,447
GEICO
$1,456
Southern Farm Bureau
$1,474
Compare all 2019 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,639List Price
$32,365Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2018 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
GEICO
$672
Erie
$733
$836
USAA
$943
Nationwide
$946
Allied
$1,012
State Farm
$1,012
Vermont Mutual
$1,091
Plymouth Rock Insurance
$1,105
Tennessee Farmers
$1,122
Acuity
$1,172
Country
$1,215
Compare all 2018 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,096List Price
$32,140Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2017 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
GEICO
$685
Erie
$717
Progressive
$864
USAA
$887
Nationwide
$993
State Farm
$997
Allied
$1,063
Vermont Mutual
$1,065
Plymouth Rock Insurance
$1,091
Acuity
$1,173
Country
$1,196
Arbella
$1,234
Compare all 2017 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,107List Price
$31,660Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2016 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
Allied
$687
Vermont Mutual
$895
Erie
$1,002
Nationwide
$1,031
Arbella
$1,204
USAA
$1,209
Country
$1,210
GEICO
$1,211
Tennessee Farmers
$1,238
Auto Owners
$1,255
American Family
$1,271
Acuity
$1,321
Compare all 2016 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,819List Price
$31,050Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2015 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
GEICO
$680
Erie
$687
USAA
$804
$840
Progressive
$841
State Farm
$939
Vermont Mutual
$940
Tennessee Farmers
$949
Nationwide
$997
Allied
$1,000
Plymouth Rock Insurance
$1,039
Acuity
$1,074
Compare all 2015 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$998List Price
$30,185Trims Available
Police Interceptor, Base, XLT, Limited, Sport
2014 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
Erie
$688
GEICO
$776
Texas Farm Bureau
$807
USAA
$830
Progressive
$881
Vermont Mutual
$925
Tennessee Farmers
$944
State Farm
$984
Allied
$1,024
Plymouth Rock Insurance
$1,029
Nationwide
$1,042
Acuity
$1,061
Compare all 2014 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,010List Price
$30,015Trims Available
Base, Police Interceptor, XLT, Limited, Sport
2013 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
Erie
$670
GEICO
$723
USAA
$789
Texas Farm Bureau
$790
Progressive
$846
Vermont Mutual
$882
Tennessee Farmers
$920
State Farm
$972
Acuity
$1,005
Plymouth Rock Insurance
$1,008
Nationwide
$1,048
Quincy Mutual
$1,051
Compare all 2013 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$977List Price
$28,580Trims Available
Police Interceptor, Base, XLT, Limited, Sport
2012 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
Erie
$607
GEICO
$666
USAA
$740
Texas Farm Bureau
$756
Vermont Mutual
$811
Progressive
$840
State Farm
$884
Tennessee Farmers
$886
Acuity
$940
Plymouth Rock Insurance
$987
Quincy Mutual
$1,027
Nationwide
$1,029
Compare all 2012 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$930List Price
$28,280Trims Available
Base, XLT, Limited
2011 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
Erie
$662
Texas Farm Bureau
$738
Vermont Mutual
$773
GEICO
$784
USAA
$808
Tennessee Farmers
$872
Progressive
$882
Arbella
$933
Plymouth Rock Insurance
$967
Country
$1,001
Quincy Mutual
$1,002
State Farm
$1,051
Compare all 2011 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$960List Price
$28,190Trims Available
Base, XLT, Limited