Ford Explorer Insurance Cost

  • Ford Explorer insurance costs range from $12 to $83 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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Explorer Car Insurance

Ford Explorer Insurance cost

  • Average insurance rate: $131/month
  • Most affordable insurance company: Allied ($61/month)
  • Explorer insurance cost vs. average vehicle insurance cost: $2 more expensive than the average vehicle

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Ford Explorer with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

Explorer Car Insurance

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2020 Ford Explorer

Cheapest Insurance Companies
Average Annual Cost

$971

Vermont Mutual

$1,036

Tennessee Farmers

$1,314

Country

$1,323

$1,372

Arbella

$1,375

$1,410

$1,410

$1,417

$1,456

Southern Farm Bureau

$1,460

$1,473

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Average Cost to Insure Per Year
$1,583
List Price
$32,765
Trims Available

Base, XLT, Police Interceptor, Limited, ST, Platinum

2019 Ford Explorer

Cheapest Insurance Companies
Average Annual Cost

$1,025

Auto Owners

$1,095

$1,150

$1,156

Country

$1,275

$1,300

Arbella

$1,373

Acuity

$1,398

Plymouth Rock Insurance

$1,444

$1,447

$1,456

Southern Farm Bureau

$1,474

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Average Cost to Insure Per Year
$1,639
List Price
$32,365
Trims Available

Base, Police Interceptor, XLT, Limited, Sport, Platinum

2018 Ford Explorer

Cheapest Insurance Companies
Average Annual Cost

$672

$733

$836

$943

$946

$1,012

Vermont Mutual

$1,091

Plymouth Rock Insurance

$1,105

Tennessee Farmers

$1,122

Acuity

$1,172

Country

$1,215

$1,279

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Average Cost to Insure Per Year
$1,096
List Price
$32,140
Trims Available

Base, Police Interceptor, XLT, Limited, Sport, Platinum

2017 Ford Explorer

Cheapest Insurance Companies
Average Annual Cost

$685

$717

$864

$887

$993

$997

Vermont Mutual

$1,065

Plymouth Rock Insurance

$1,091

Acuity

$1,173

Country

$1,196

Arbella

$1,234

$1,275

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Average Cost to Insure Per Year
$1,107
List Price
$31,660
Trims Available

Base, Police Interceptor, XLT, Limited, Sport, Platinum

2016 Ford Explorer

Cheapest Insurance Companies
Average Annual Cost

Vermont Mutual

$895

$1,002

$1,031

Arbella

$1,204

$1,209

Country

$1,210

$1,211

Tennessee Farmers

$1,238

Auto Owners

$1,255

$1,271

Acuity

$1,321

Southern Farm Bureau

$1,332

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Average Cost to Insure Per Year
$1,825
List Price
$31,050
Trims Available

Base, Police Interceptor, XLT, Limited, Sport, Platinum

2015 Ford Explorer

Cheapest Insurance Companies
Average Annual Cost

$680

$687

$804

$840

$841

$939

Vermont Mutual

$940

Tennessee Farmers

$949

$997

Plymouth Rock Insurance

$1,039

Acuity

$1,074

Quincy Mutual

$1,107

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Average Cost to Insure Per Year
$998
List Price
$30,185
Trims Available

Police Interceptor, Base, XLT, Limited, Sport

2014 Ford Explorer

Cheapest Insurance Companies
Average Annual Cost

$688

$776

$807

$830

$881

Vermont Mutual

$925

Tennessee Farmers

$944

$984

Plymouth Rock Insurance

$1,029

$1,042

Acuity

$1,061

Quincy Mutual

$1,079

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Average Cost to Insure Per Year
$1,010
List Price
$30,015
Trims Available

Base, Police Interceptor, XLT, Limited, Sport

2013 Ford Explorer

Cheapest Insurance Companies
Average Annual Cost

$670

$723

$789

$790

$846

Vermont Mutual

$882

Tennessee Farmers

$920

$972

Acuity

$1,005

Plymouth Rock Insurance

$1,008

$1,048

Quincy Mutual

$1,051

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Average Cost to Insure Per Year
$977
List Price
$28,580
Trims Available

Police Interceptor, Base, XLT, Limited, Sport

2012 Ford Explorer

Cheapest Insurance Companies
Average Annual Cost

$607

$666

$740

$756

Vermont Mutual

$811

$840

$884

Tennessee Farmers

$886

Acuity

$940

Plymouth Rock Insurance

$987

Quincy Mutual

$1,027

$1,029

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Average Cost to Insure Per Year
$930
List Price
$28,280
Trims Available

Base, XLT, Limited

2011 Ford Explorer

Cheapest Insurance Companies
Average Annual Cost

$662

$738

Vermont Mutual

$773

$784

$808

Tennessee Farmers

$872

$882

Arbella

$933

Plymouth Rock Insurance

$967

Country

$1,001

Quincy Mutual

$1,002

$1,051

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Average Cost to Insure Per Year
$960
List Price
$28,190
Trims Available

Base, XLT, Limited