Ford Explorer Insurance Cost
- Ford Explorer insurance costs range from $12 to $83 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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Ford Explorer Insurance cost
- Average insurance rate: $131/month
- Most affordable insurance company: Allied ($61/month)
- Explorer insurance cost vs. average vehicle insurance cost: $2 more expensive than the average vehicle
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Ford Explorer with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$971
Vermont Mutual
$1,036
Tennessee Farmers
$1,314
Country
$1,323
$1,372
Arbella
$1,375
$1,410
$1,410
$1,417
$1,456
Southern Farm Bureau
$1,460
$1,473
Compare all 2020 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,583List Price
$32,765Trims Available
Base, XLT, Police Interceptor, Limited, ST, Platinum
2019 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$1,025
Auto Owners
$1,095
$1,150
$1,156
Country
$1,275
$1,300
Arbella
$1,373
Acuity
$1,398
Plymouth Rock Insurance
$1,444
$1,447
$1,456
Southern Farm Bureau
$1,474
Compare all 2019 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,639List Price
$32,365Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2018 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$672
$733
$836
$943
$946
$1,012
Vermont Mutual
$1,091
Plymouth Rock Insurance
$1,105
Tennessee Farmers
$1,122
Acuity
$1,172
Country
$1,215
$1,279
Compare all 2018 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,096List Price
$32,140Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2017 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$685
$717
$864
$887
$993
$997
Vermont Mutual
$1,065
Plymouth Rock Insurance
$1,091
Acuity
$1,173
Country
$1,196
Arbella
$1,234
$1,275
Compare all 2017 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,107List Price
$31,660Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2016 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
Vermont Mutual
$895
$1,002
$1,031
Arbella
$1,204
$1,209
Country
$1,210
$1,211
Tennessee Farmers
$1,238
Auto Owners
$1,255
$1,271
Acuity
$1,321
Southern Farm Bureau
$1,332
Compare all 2016 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,825List Price
$31,050Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2015 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$680
$687
$804
$840
$841
$939
Vermont Mutual
$940
Tennessee Farmers
$949
$997
Plymouth Rock Insurance
$1,039
Acuity
$1,074
Quincy Mutual
$1,107
Compare all 2015 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$998List Price
$30,185Trims Available
Police Interceptor, Base, XLT, Limited, Sport
2014 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$688
$776
$807
$830
$881
Vermont Mutual
$925
Tennessee Farmers
$944
$984
Plymouth Rock Insurance
$1,029
$1,042
Acuity
$1,061
Quincy Mutual
$1,079
Compare all 2014 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,010List Price
$30,015Trims Available
Base, Police Interceptor, XLT, Limited, Sport
2013 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$670
$723
$789
$790
$846
Vermont Mutual
$882
Tennessee Farmers
$920
$972
Acuity
$1,005
Plymouth Rock Insurance
$1,008
$1,048
Quincy Mutual
$1,051
Compare all 2013 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$977List Price
$28,580Trims Available
Police Interceptor, Base, XLT, Limited, Sport
2012 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$607
$666
$740
$756
Vermont Mutual
$811
$840
$884
Tennessee Farmers
$886
Acuity
$940
Plymouth Rock Insurance
$987
Quincy Mutual
$1,027
$1,029
Compare all 2012 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$930List Price
$28,280Trims Available
Base, XLT, Limited
2011 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$662
$738
Vermont Mutual
$773
$784
$808
Tennessee Farmers
$872
$882
Arbella
$933
Plymouth Rock Insurance
$967
Country
$1,001
Quincy Mutual
$1,002
$1,051
Compare all 2011 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$960List Price
$28,190Trims Available
Base, XLT, Limited