Ford Explorer insurance facts
- Average insurance rate: $131/month
- Most affordable insurance company: Allied ($61/month)
- Explorer insurance cost vs. average vehicle insurance cost: $2 more expensive than the average vehicle
Analyze the pricing info below to see Ford Explorer auto insurance prices from popular car insurance companies. Then use The Zebra to gather quotes from over one hundred companies in minutes.
Â
How much does it cost to insure my Ford Explorer?
Select your model year:

2020 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$733
$971
Vermont Mutual
$1,036
Tennessee Farmers
$1,314
Country
$1,323
$1,372
$1,375
$1,410
$1,410
$1,417
$1,456
Southern Farm Bureau
$1,460
Compare all 2020 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,575List Price
$32,765Trims Available
Base, XLT, Police Interceptor, Limited, ST, Platinum
2019 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
$1,025
Auto Owners
$1,095
Nationwide
$1,150
Erie
$1,156
Country
$1,275
USAA
$1,300
Arbella
$1,373
$1,398
Plymouth Rock Insurance
$1,444
$1,447
GEICO
$1,456
Southern Farm Bureau
$1,474
Compare all 2019 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,639List Price
$32,365Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2018 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
GEICO
$672
Erie
$733
$836
USAA
$943
Nationwide
$946
Allied
$1,012
State Farm
$1,012
Vermont Mutual
$1,091
Plymouth Rock Insurance
$1,105
Tennessee Farmers
$1,122
Acuity
$1,172
Country
$1,215
Compare all 2018 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,096List Price
$32,140Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2017 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
GEICO
$685
Erie
$717
Progressive
$864
USAA
$887
Nationwide
$993
State Farm
$997
Allied
$1,063
Vermont Mutual
$1,065
Plymouth Rock Insurance
$1,091
Acuity
$1,173
Country
$1,196
Arbella
$1,234
Compare all 2017 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,107List Price
$31,660Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2016 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
Allied
$687
Vermont Mutual
$895
Erie
$1,002
Nationwide
$1,031
Arbella
$1,204
USAA
$1,209
Country
$1,210
GEICO
$1,211
Tennessee Farmers
$1,238
Auto Owners
$1,255
American Family
$1,271
Acuity
$1,321
Compare all 2016 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,819List Price
$31,050Trims Available
Base, Police Interceptor, XLT, Limited, Sport, Platinum
2015 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
GEICO
$680
Erie
$687
USAA
$804
$840
Progressive
$841
State Farm
$939
Vermont Mutual
$940
Tennessee Farmers
$949
Nationwide
$997
Allied
$1,000
Plymouth Rock Insurance
$1,039
Acuity
$1,074
Compare all 2015 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$998List Price
$30,185Trims Available
Police Interceptor, Base, XLT, Limited, Sport
2014 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
Erie
$688
GEICO
$776
Texas Farm Bureau
$807
USAA
$830
Progressive
$881
Vermont Mutual
$925
Tennessee Farmers
$944
State Farm
$984
Allied
$1,024
Plymouth Rock Insurance
$1,029
Nationwide
$1,042
Acuity
$1,061
Compare all 2014 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$1,010List Price
$30,015Trims Available
Base, Police Interceptor, XLT, Limited, Sport
2013 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
Erie
$670
GEICO
$723
USAA
$789
Texas Farm Bureau
$790
Progressive
$846
Vermont Mutual
$882
Tennessee Farmers
$920
State Farm
$972
Acuity
$1,005
Plymouth Rock Insurance
$1,008
Nationwide
$1,048
Quincy Mutual
$1,051
Compare all 2013 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$977List Price
$28,580Trims Available
Police Interceptor, Base, XLT, Limited, Sport
2012 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
Erie
$607
GEICO
$666
USAA
$740
Texas Farm Bureau
$756
Vermont Mutual
$811
Progressive
$840
State Farm
$884
Tennessee Farmers
$886
Acuity
$940
Plymouth Rock Insurance
$987
Quincy Mutual
$1,027
Nationwide
$1,029
Compare all 2012 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$930List Price
$28,280Trims Available
Base, XLT, Limited
2011 Ford Explorer
Cheapest Insurance Companies
Average Annual Cost
Erie
$662
Texas Farm Bureau
$738
Vermont Mutual
$773
GEICO
$784
USAA
$808
Tennessee Farmers
$872
Progressive
$882
Arbella
$933
Plymouth Rock Insurance
$967
Country
$1,001
Quincy Mutual
$1,002
State Farm
$1,051
Compare all 2011 Ford Explorer insurance rates.
Average Cost to Insure Per Year
$960List Price
$28,190Trims Available
Base, XLT, Limited