Getting homeowners insurance shouldn't be complicated. Compare Alaska rates by city and carrier below.
Homeowners insurance is an optional — but important — product that works to keep your belongings safe in the event your house or property suffers damage from common incidents. A homeowners insurance policy protects your dwelling, attached buildings, and personal property against a number of calamities, such as fire, theft, vandalism, or wind damage.
Serious differences emerge in home insurance rates on a state-by-state basis. Homeowners prices in US states may vary based on the number of — and value of — homeowners claims filed statewide, and also on the value of the belongings and property you're covering.
The best way to find a cheap home insurance policy in Alaska is to compare rates and consider policies from a variety of insurance companies. Learn typical homeowners insurance rates in Alaska via the below data. Individual rates may vary depending on coverage options.
Homeowners insurance rates in Alaska differ based on the insurance company you select. Safeco sells the cheapest home insurance in Alaska — just $727 annually. This compares favorably to the state average cost of $1,103, providing a $376 price cut on the state's average rate.
Get a head start on looking for a home insurance policy by reviewing the best Alaska carriers, listed below.
| Insurance Company | Average 12-Month Rate in Alaska |
| Safeco | $726.96 |
| Country | $801.18 |
| Umialik | $1,038.04 |
| State Farm | $1,280.26 |
| Allstate | $1,348.57 |
Not all Alaska cities have the same homeowners insurance rates. Home insurance prices can vary based on city-specific variables, including the number of claims filed in the immediate area, meaning your specific ZIP code impact how much you pay.
The cheapest home insurance rates in Alaska are available in Sitka. A typical homeowners insurance term in Sitka totals just $885 per year — $218 less than the average Alaska rate. Reference the below table to see the cheapest cities in Alaska for home insurance.
| City | Average 12-Month Home Insurance Rate |
| Sitka | $884.75 |
| Anchorage | $954.26 |
| Juneau | $955.42 |
| Ketchikan | $957.33 |
| Kodiak | $1,009.75 |
If you want to save on insurance, consider holding your home and auto policies with the same insurance company. Bundling auto and homeowners insurance in Alaska can save you a substantial sum each month on your auto insurance policy. Purchasing bundled policies in Alaska leads to an a yearly discount of $94.
| Avg. Yearly Auto Insurance Rate (No Bundle) | Avg. 12-Month Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,151.00 | $1,057.00 | $94.00 | 9% |
One of the best ways to save on auto insurance is bundling. Compare rates today!