Homeowners Insurance in Oklahoma

Homeowners insurance doesn’t need to be confusing. Compare rates by city and company below.

Find cheap homeowners insurance in Oklahoma


Home insurance is an optional — but important — product that works to keep your belongings safe in the event your home suffers damage from common incidents. A home insurance policy protects your house and property against a number of misfortunes, such as theft, fire, vandalism, or wind damage.

Differences exist in home insurance costs from state to state. Home insurance prices in states vary depending on the total number and value of home policy claims filed in the state, and also on the price of the belongings and home you're insuring.

The easiest way to get cheap homeowners insurance in Oklahoma is to compare rates and consider policies from a variety of insurance companies. Learn home insurance rates in Oklahoma by reviewing the below data. Remember: your rates may differ, depending on your coverage limits.


Oklahoma homeowners insurance:
  1. Homeowners rates by company
  2. Rates by city
  3. How to bundle home and auto insurance

Homeowners insurance rates in Oklahoma by insurance company

Rates for home insurance in Oklahoma can vary depending on which insurance company you choose. Farmers provides the most affordable home insurance in Oklahoma — $2,371 each year. This compares favorably to the state average cost of $4,053, offering a $1,681 discount on average statewide homeowners insurance costs.

Begin your search for a home insurance policy by reviewing the cheapest Oklahoma carriers, listed below.


HOMEOWNERS INSURANCE RATES IN OKLAHOMA: BY CARRIER
Insurance CompanyAverage Annual Rate in Oklahoma
Farmers$2,371.36
American National$2,605.99
Oklahoma Farmers Union$2,929.91
Great Northern$3,502.75
State Farm$3,597.80

Oklahoma home insurance costs by city

Not every city in Oklahoma has equal home insurance costs. Policy pricing may depend on locally specific variables such as the number of claims filed in the immediate area, lending your ZIP code plenty of weight in deciding how much you pay.

The cheapest homeowners insurance in Oklahoma is found in Bartlesville. An average homeowners insurance policy in Bartlesville costs just $3,455 annually — $597 less than the average policy in other Oklahoma cities. Reference the below table to see the cheapest cities in Oklahoma for home insurance.


AFFORDABLE HOMEOWNERS INSURANCE BY CITY IN OKLAHOMA
CityAverage 12-Month Home Insurance Rate
Bartlesville$3,455.21
Owasso$3,516.13
Claremore$3,551.75
Tulsa$3,582.62
Bixby$3,584.95

Homeowners and auto insurance bundles in Oklahoma

If you want to save on insurance, consider purchasing both your homeowners and auto insurance policies from one company. Bundling auto and homeowners insurance in Oklahoma can save you a substantial sum each month on your auto insurance policy. In fact, bundling policies in Oklahoma results in average annual savings of $154.


HOME AND AUTO INSURANCE BUNDLING DISCOUNTS IN OKLAHOMA
Avg. 12-Month Auto Insurance Rate (No Bundle)Avg. Annual Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,527.00$1,373.00$154.0011%

You can save money on insurance by bundling your home and auto policies. Compare rates today!


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