Where is Allstate car insurance available?
Allstate auto insurance is available in 50 states and Washington, D.C.
Allstate car insurance coverage options
Allstate provides all of the basic insurance coverage options like liability insurance, comprehensive and collision coverage, uninsured motorist coverage and more. The company offers an ample number of coverage options that are comparable with those of other large insurance companies like GEICO, State Farm and Liberty Mutual. Additional features (and benefits) available through an Allstate insurance policy are detailed below. Some of these endorsements may come at an additional premium but could be worth adding to increase your level of protection on the road.
Rental reimbursement coverage
This covers the cost of a rental car while your vehicle gets repaired following a covered accident.
Sound system coverage
If audio or video equipment is stolen or damaged, Allstate covers the cost to replace these parts for your vehicle.
Allstate has three tiers of roadside assistance: membership, pay-per-use, and roadside coverage. The membership tier provides the most robust coverage, although each promises 24/7 protection against flat tires and dead batteries.
Allstate's accident forgiveness coverage ensures your rate won't go up after an accident — even if you're at fault. Learn more about accident forgiveness.
New car replacement
If your new vehicle is two model years old or less, Allstate will replace your vehicle with a new one in the event of a total loss, rather than issuing a check for its depreciated value.
Allstate’s Deductible Rewards provides a $100 deductible discount for every accident-free year free of insurance claims. Drivers can earn up to $500 off their deductible. See more information about vanishing deductibles.
Allstate Safe Driving Bonus
For every six months of being accident-free, Allstate's Safe Driving Bonus rewards safe drivers by providing a bonus check in the mail.
Drivers enrolled in Allstate Rewards can earn points for safe driving. Points can be redeemed for gift cards, daily deals, sweepstakes and more. To qualify, you must sign up for one of Allstate's app-based programs: Drivewise (telematics-based) or Milewise (pay-per-mile car insurance).
Allstate car buying service
Allstate policyholders in the market for a new vehicle can take advantage of this service. Partnering with TrueCar, Allstate claims guaranteed savings in addition to free vehicle reports and access to a network of certified auto dealers.
Allstate currently provides rideshare car insurance coverage in 47 states and Washington, D.C. Allstate's rideshare coverage works with Lyft and Uber to ensure your vehicle is protected throughout your workday. Learn more about rideshare insurance.
Allstate Mexico car insurance coverage
While your U.S. driver's license is valid in Mexico, your car insurance policy likely will not cover you or your vehicle once you cross the border. Allstate partners with insurance companies in Mexico to provide coverage for American and Canadian tourists. Learn more about auto insurance in Mexico.
Allstate classic car insurance
Insuring a classic car comes with some additional considerations for adequate coverage. Allstate offers auto insurance for classic and antique cars, including modified vehicles and custom builds, with all of the same protections that come with a typical car insurance policy. Learn more about classic car insurance.
Allstate + Avail car sharing
Allstate partnered with Avail car sharing to provide insurance coverage to borrowers and owners on every trip. Avail car sharing allows local vehicle owners to rent out their vehicles to drivers in need. Avail takes care of the car exchange, insurance, inspection, and cleaning to provide a safe and secure experience for all parties. Allstate full coverage insurance is included in every car’s daily rate to ensure that drivers are protected in the event of an accident. If you do get into an accident while driving an Avail vehicle, the process is simple: if you’re not at fault, you pay nothing; if you are at fault, the most you would pay is a $500 deductible. Fault is determined by an Allstate claims adjuster. Cars undergo a detailed inspection before and after each trip to make sure it’s in good working condition. Allstate and Avail offer 24-hour roadside assistance and customer support if needed.