USAA or Foremost: Which Company is Best for You?
USAA and Foremost are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. USAA was founded in 1922, while Foremost was founded in 1952. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.
| Discount Comparison | USAA | Foremost |
|---|---|---|
| Good Student |
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| Multiple Policies |
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| Multiple Vehicles |
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| Anti-Theft Device(s) |
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| Anti-Lock Brake System | ||
| Air Bags | ||
| Good Driver |
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| Defensive Driver |
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| Student Away at School |
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| Driver Training |
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| Green Vehicles |
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| Affinity Membership Alum | ||
| Advanced Purchase |
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| Pay in Full |
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| Home Owner |
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| eSign or ePay | ||
| Telematics |
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| New Vehicle |
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| Annual Mileage |
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| Military |
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| Ratings Comparison | USAA | Foremost |
|---|---|---|
| Financial Strength | Superior | Excellent |
| JD Power Rankings | Excellent | N/A |
| User Satisfaction | 4.6/5 | 4.6/5 |
| Other Products | USAA | Foremost |
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| Boat Insurance |
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| Condo Insurance |
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| Life Insurance |
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| Homeowners Insurance |
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| Travel Trailer Insurance |
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| Renters Insurance |
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| RV Insurance |
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| Motorcycle Insurance |
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| Mobile Home Insurance |
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| Other Features | USAA | Foremost |
|---|---|---|
| About | USAA is known for their award-winning service, distinguished products and making their customers' needs a priority. | The company specializes in policies that cover a wide range of drivers, have flexible payment plans and are customized with you in mind. |
| Roadside Assistance | 24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence. | Foremost offers towing and roadside coverage as an addition to your policy which covers the cost of a tow and other assistance at the site of your vehicle disablement up to the limit on your policy. This service is available 24/7. |
| Additional Discounts | USAA offers discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for drivers under 25 years old whose parents have had USAA auto insurance. | Foremost offers additional vehicle level discounts for security devices like Lo-Jack or other tracking devices that can assist with recovering your vehicle after a theft. |
| Recent Questions |
Our son-in-law is a USAA member (Navy). Can we join also?
Parents are not eligible for USAA. USAA eligibility flows "downstream" — so descendants, i.e.
Can I get USAA insurance from son in law
Although I am not a licensed agent for USAA, it is my understanding that you need to be a child or spouse of an established member to get a policy. Meaning, you aren't eligible to get your own policy away from your son-in-law.
Does USAA membership extend to grandchildren
From my knowledge, your parent's would also have to be members in order for you to qualify. But, as I'm not an agent for USAA, I would call them and speak to an insurance agent directly.
Does my son-in-law's status as a Marine qualify me as USAA member?
USAA membership extends to spouses, children, and possibly parents. Assuming your child (who is married to your son-in-law) is on the membership as well, you may be able to qualify.
See More Questions
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| Compare More | USAA vs. 21st Century USAA vs. Allied USAA vs. American Family USAA vs. Amica Mutual Insurance USAA vs. Erie USAA vs. Esurance USAA vs. Infinity USAA vs. Mercury USAA vs. MetLife USAA vs. Root Insurance USAA vs. Safe Auto USAA vs. The General USAA vs. The Hartford USAA vs. Titan USAA vs. Travelers | Foremost vs. 21st Century Foremost vs. Allied Foremost vs. Allstate Foremost vs. American Family Foremost vs. Amica Mutual Insurance Foremost vs. Auto Club (AAA) Foremost vs. Erie Foremost vs. Esurance Foremost vs. GEICO Foremost vs. Infinity Foremost vs. Liberty Mutual Foremost vs. Mercury Foremost vs. MetLife Foremost vs. Nationwide Foremost vs. Progressive Foremost vs. Safe Auto Foremost vs. Safeco Foremost vs. State Farm Foremost vs. The General Foremost vs. The Hartford Foremost vs. Titan Foremost vs. Travelers |
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