Resources from The Zebra

Insurance

Should I tell my insurance company about my latest purchase?

Guess which big-ticket items your insurance company needs to know about

Insurance

How to switch car insurance companies

Your guide to making the switch for better (or just cheaper) auto coverage

Driving

Auto loan payoff calculator

Our auto loan payoff calculator shows how long you could shorten your loan term if you increase monthly car payments.

Insurance

5 unusual insurance situations

Check out our list to see how insurance companies handle the oddities of the world

Insurance

How much car insurance do you need?

You know you have to have car insurance...but how much is enough?

Homeowners

Average length of homeownership: Americans spend less than 15 years in one home

Our article and infographic break down the average length of homeownership across the U.S.

Insurance

Insurance head to head: Hunter vs. Terry

Two competitors. Two different sets of rating factors. Who will pay more for auto insurance?

Driving

Average new car payment hits $648: How to calculate and lower monthly auto payments

The average car payment reached $648 for new vehicles. What’s the cause and how can you lower your monthly payment?

Homeowners

Insurance for outbuildings and other structures: What is covered?

Insurance for outbuildings falls under your homeowners insurance policy’s other structures coverage.

Driving

The ultimate car camping checklist

Guide to car camping and everything you need to do it successfully

Driving

Gas vs. hybrid vs. electric cars: A complete guide

Deciding between a gas, hybrid or electric car? Our guide compiles everything you need to know to make the right choice.

Insurance

What happens if you have an accident when you’re uninsured?

Accidents happen. Learn what to do if you're involved in one when you don't have insurance.

Driving

Average car price is at an all-time high of $47,000 going into 2022

The average car price reached $47,000 in 2021 but it may decrease once chip shortages and demand level out.

Homeowners

Halloween home security tips: Your guide to avoiding holiday mischief and mayhem

Keep your home safe from tricksters this Halloween with these security tips

Insurance

4 biggest 2022 insurtech trends + how they will affect you

Get The Zebra's predictions for how technology will transform the insurance industry in 2022

Homeowners

What to know about adding solar panels to your home

Your guide to the benefits, drawbacks and insurance considerations for adding residential solar panels

Research

10 best cities for outdoor gatherings

To find the best U.S. cities for outdoor activities, we ranked the country’s 50 most populous metropolitan areas based...

Driving

Buying a car for your business: 11 tips for a good small business investment

Interested in buying a car for your business? Try these 11 tips to make a good investment for your small business.

Driving

Gen Z doesn't want to share data with auto insurance companies, but Millennials do.

Learn what insights we discovered when we surveyed 1,000 consumers about telematics

Driving

How much car can I afford? [free calculator]

Are you a prospective car owner wondering how much car you can afford? Use this free calculator to figure it out.

Personal Finance

7 personal finance lessons to be learned from popular music

Some of your favorite jams are actually hiding some good money advice.

Research

Gen Z are the most likely to pay for their car in cash

The Zebra recently surveyed Americans to learn how different generations are buying their cars

Personal Finance

What is a waiver of subrogation and how can it impact your small business?

Wondering what a waiver of subrogation is? Find out what it means and how it affects your small business.

Driving

10 most Instagrammable weekend road trips

Even if you still can’t plan that overseas adventure because of COVID-19, there’s still plenty of adventure to be had....

Homeowners

First-time homebuyer programs, loans and grants to know in 2022

Check out The Zebra’s guide on first-time homebuyer programs and financial assistance to help you plan your home...

Driving

8 practical ways to ramp up your ride

Here are eight modest – yet useful – ways to upgrade your vehicle.

Homeowners

Hail and your insurance

Everything you need to know about protecting your home and cars from hailstorms

Insurance

Where to start with insurance: Filing a claim

The most important thing to know about insurance? How to file a claim when something goes wrong

Research

Top 10 cities with the most accessible real estate markets

We compared U.S. cities to find where listings are more affordable, stay on the market longer and are not going for...

Driving

What is a clean driving record? 6 tips for cleaning yours up

Discover what a clean driving record is and how to clean yours up to help you save on car insurance.

Personal Finance

Claims, deductions and exemptions, Oh my! How working remotely can affect your taxes

Because of remote work uncertainty and rolling filing timelines, doing your taxes may be a bit different this year.

Personal Finance

New year, new money goals: small steps you can take to improve your personal finances

New Year’s resolutions to level up your personal finances

Driving

What to do after a hit and run: 5 important steps you need to know

What should you do after a hit and run? Check yourself and others for injuries. Call 911. Write down what you remember....

Homeowners

How to put out a fire pit: Nine tips to enjoy yours safely

Learn how to properly put out a fire pit so you can keep your home and family safe.

Insurance

How the global chip shortage can impact your auto insurance

The global shortage of semiconductor chips is causing headaches for would-be car buyers. But is it also affecting your...

Homeowners

Your guide to whole home surge protectors

How they work, pros and cons and how to choose the right one for your home

Research

Top 10 cities to own an electric vehicle

The Zebra compared U.S. cities by access to charging stations, cost of electric and more to find the best places to own...

Homeowners

What to know before adding a swimming pool to your house

Learn the different kinds of pools, costs to consider and how it will affect your insurance

Driving

Car dealership fraud: 9 Ways to avoid these shady practices

Auto dealer fraud is all too common but difficult to identify. Learn about these shady practices and avoid fraudulent...

Driving

Should I trade in my car or sell it myself?

Our guide to making the right choice in how to sell your vehicle + tips for how to do it

Personal Finance

Dog vaccination schedule: Which shots they need and when

It’s important to keep your pooch safe and healthy. Use our dog vaccination schedule to stay up-to-date on your dog’s...

Research

10 U.S. cities that are the cheapest to navigate on vacation

Planning a budget vacation? Don't forget to consider transportation costs to and around your destination

Insurance

Florida is undergoing an insurance crisis

Understand why the Florida homeowners insurance market is buckling and what that means for Floridian homeowners

Insurance

Insurance head to head: Teen versus teen

Two young competitors. Two different sets of rating factors. Who will pay more for auto insurance?

Driving

The most common traffic tickets in the U.S.

Understand some of the more frequent violations and how much they will cost you

Insurance

How self-driving cars will impact car insurance

Understand the impact of autonomous cars on the auto insurance industry

Homeowners

10 ways to renovate as a renter

Discover ways to make your space your own...even if you don't own it

Homeowners

Everything you need to know about due diligence in real estate

Read what to do to ensure you move into your new home knowing you made the right choice.

Research

What’s happening with auto insurance in 2022: And what it means for you

See what happened in insurance in 2021 and what that may mean for your rates in 2022

Insurance

13 surprising car insurance cancellation laws to know

Use our guide to learn about car insurance cancellation laws by state and how to reinstate a policy

Driving

When does it make sense to buy a car?

Here are 5 questions to ask to help you decide if you should upgrade your clunker

Driving

Are car alarms actually helpful?

Do you wonder if car alarms actually prevent theft? We did the research to get to the bottom of it.

Research

Criminal background checks for rideshare drivers: Do you believe in second chances?

How exactly do background checks for rideshare drivers work? If you knew your Uber or Lyft driver was convicted of a...

Driving

Your checklist of everything you might need to keep in your car

Storing items in your car is a delicate balance. You probably don’t want to keep absolutely everything possible in...

Driving

No car, no problem: Green transportation options for short commutes

If where you live and where you work aren’t prohibitively far apart, more eco-friendly options besides cars can be a...

Driving

How to survive this summer without your car's A/C

You know the panic, regret, and resignation of a summer without your car’s A/C. It sucks. We’ve scoured the web for the...

Driving

Tracking technology: your car is definitely watching you – but that might not be a bad thing

Better tracking technology means an extra eye is always watching. Watch out for these common ways of being tracked and...

Insurance

8 tips to reduce teen driver insurance rates

Insure your new teen driver for less with these discounts and strategies

Research

Top 10 cities for living on a budget

See which of the 50 most populous U.S. cities are best able to support frugal living.

Homeowners

A homeowner’s guide to owning a beach house in the U.S.

Owning a beach house is a dream for many people, but is this dream right for you?

Research

Best cities for homeowners in 2022

Find out in which U.S. cities most benefit people who already own their homes

Homeowners

How to prepare your home for summer

Your seasonal homeowner to-do list to be ready for hot (and maybe stormy) weather

Insurance

Insurance head to head: Meg vs. Toby

Two competitors. Two different sets of rating factors. Who will pay more for auto insurance?

Homeowners

A beginner’s guide to skoolies: How to start your own school bus conversion

Check out this beginner’s guide on completing a school bus conversion. Read about bus types, skoolie floor plans, cost...

Research

STUDY: Annual mileage was down 14% in 2020 — but drivers only saved 6% on their car insurance

New research from The Zebra shows that despite drastic drops in mileage during the COVID-19 pandemic, drivers only...

Insurance

Not driving? Here are 6 reasons your insurance rates didn’t go down

If you stopped driving because of the COVID-19 pandemic, you might not be seeing any car insurance savings. The Zebra...

Personal Finance

How do mortgages work?

Understand the mortgage process and the elements that go into your monthly payment

Personal Finance

5 personal finance lessons from TV shows

Watch and learn from your favorite television characters on what to do...and what not to do to improve financial...

Personal Finance

What impacts my credit score? (And how to improve it)

Find out the five more impactful factors that affect your score

Research

STUDY: America’s deadliest states + ways to improve life expectancy

The Zebra has compiled and analyzed key health indicators in each state to determine America’s deadliest. We also give...

Driving

Test your knowledge: How much do you know about road rage?

Find out what the The Zebra learned about road rage in our recent consumer survey

Research

Despite fewer miles driven, 1 in 5 drivers are more frustrated with other drivers on the road

The results of our 2021 road rage survey

Driving

How to carry luggage and other holiday loads on top of your car

Learn how to carry luggage on top of your car and tips for transporting holiday loads like Christmas trees safely.

Homeowners

How to keep your home safe and secure this holiday season

Tips for protecting your home from seasonal mayhem

Personal Finance

How does compound interest work?

Tips for earning more and paying less in compound interest

Personal Finance

5 best personal finance tools to help you manage your money

Track where your money is going and make the most of your budget

Driving

19 best cars that are easy to get in and out of + their safety features

Overwhelmed looking for accessible cars? This guide lists the 19 best cars that are easy to get in and out of.

Personal Finance

7 unique side hustle ideas you might not have considered

Check out these ideas for making a little extra money without quitting your day job

Research

10 most expensive cities for road trips

Before you take to the open road, find out where road trip prices are highest

Homeowners

What is a micro business? + 6 tips for getting started

All micro businesses are small businesses; however, the difference has to do with the number of employees you have,...

Homeowners

51 garage conversion ideas to convert your living space

A garage is a blank slate for renovation projects. Turn your garage into an entirely new living space with these garage...

Homeowners

New home vs. old home: Which should you buy?

When it comes to making the decision between purchasing a new home vs. an old home, it’s important to learn the pros...

Driving

[INFOGRAPHIC] 11 Benefits of 5G in the automotive industry

From fully autonomous vehicles to robot road assistance, find out about the 5G revolution here.

Driving

The 10 most dangerous roads in the U.S.

Knowing which roads are most dangerous to drive on can save your life. Our research helped us determine the most...

Homeowners

The pros and cons of buying a condo in today’s market

Want a mixture between apartment living and homeownership? Weigh the pros and cons of buying a condo to decide if it...

Homeowners

Successful women in real estate: Trends to know in 2022

Successful women in real estate are dominating the industry. Learn about how current trends impact their progress and...

Homeowners

Dealing with digital clutter: What it is and 6 places to practice digital minimalism

Of the many types of messes we accumulate, digital clutter rarely gets the attention it deserves. With remote work here...

Homeowners

The real costs of new construction + 6 tips for building on a budget

Dreaming of building your perfect home? Familiarize yourself with the costs of new construction and learn tips to build...

Personal Finance

Pet insurance and pre-existing conditions: What you need to know

Although pet insurance doesn’t cover pre-existing conditions, it’s still important to insure your pet in case of the...

Personal Finance

What is a beneficiary and how do you choose one?

If you’re estate planning, you’ll need to know what a beneficiary is and how to choose one. Use this post to learn tips...

Insurance

What is cyber insurance and does your small business need it?

Wondering what cyber insurance is and if your business needs it? Learn about the value it can bring and how to keep...

Driving

Best-selling cars in the U.S. over the past 40 years [DATA VIZ]

Curious which manufacturers and models have dominated U.S. car sales? Check out our animation to see the waxing and...

Homeowners

Home wellness technology: The future of smart homes is health-focused

Wellness real estate is using smart technology to enhance holistic health at home — find out how.

Driving

The future of micromobility: How short, shared rides are disrupting car travel

Learn how micromobility is changing the face of city travel and how top U.S. metropolitans are regulating this new...

Homeowners

47% of Americans don’t have home-buying FOMO + the pros and cons of owning a house

The Zebra conducted a survey to see whether home-buying FOMO is sweeping the nation and discussed the pros and cons of...

Homeowners

Thanksgiving home security tips: Your guide to staying safe (and thankful)

Whether you're leaving town or hosting the festivities, use these tips to keep your home safe

Insurance

The cheapest cars to insure in 2022

Vehicle make and model can have a major impact on how much you pay for insurance

Homeowners

Average home price in the U.S. is rising: $348K in 2022

The average home price rose to $348,079 this year. What’s the cause and when will prices decrease?

Research

Lime vs. Bird Scooters: How Do They Work?

Compare all the differences between the dockless scooter companies, Lime and Bird, including cost, chargers'...

Driving

Will telematics save me money on my car insurance?

Use this decision tree to figure out if a usage-based policy is right for you

Insurance

Where to start with insurance: Discounts

12 discounts on auto insurance you might not be taking advantage of

Research

How weather impacted insurance in 2021: And what we predict for 2022

See the role weather and climate-related events has played in raising insurance rates

Driving

The tech that’s driving the future of car design: 6 trends to know

When it comes to future car design, it’s safe to say that nothing is off the table, but major trends show that cars of...

Insurance

Insurance head to head: City versus city

Comparing cities to see who pays more on average for car insurance

Personal Finance

How much does a funeral cost? A complete breakdown

Get a breakdown of how much a funeral costs and download our free budget planner and program template to stay...

Homeowners

How to start a home-based business: 13 steps for a successful launch

Want the perks of working from home while also being your own boss? Learn how to start a home-based business in 13...

Homeowners

Effects of coastal erosion: A future view of at-risk housing markets

To help visualize the damage that could be done to the U.S. coastlines, we’ve outlined what some of the most at-risk...

Research

10 least insured cities for auto policies in the U.S.

Our research shows which cities have the least insured motorists. Is your city on the list?

Personal Finance

7 personal finance lessons to learn from pro athletes

Save money and build wealth based on these tips from the lives of athletes

Personal Finance

The ultimate business name change checklist + guide

Thinking about making a business name change? Here is a comprehensive guide and checklist on what you need to do to...

Insurance

The top ten car insurance movers and shakers in 2022

See which states had the biggest changes in insurance premiums this past year

Insurance

Your handy insurance checklist for the New Year

When was the last time you checked on your insurance? Here's a list to add to your 2023 to dos

Driving

STUDY: Average car size is increasing — will roads still be safe for small cars and pedestrians?

With average car size on the rise, we surveyed 1,500 Americans to find out their feelings about car size and vehicle...

Driving

23 of the most eco-friendly cars of 2022

With trends moving toward zero emissions for all new car sales by 2030, we’ve broken down the most eco-friendly cars to...

Personal Finance

What is disability insurance? Everything you need to know

Read this guide to learn what disability insurance is, the pros and cons, and if it’s worth it for you.

Driving

Survey: Average length of car ownership in America

The average length of car ownership is rising, with Americans owning their longest-kept cars for an average of 8 years.

Insurance

What the Super Bowl can teach us about insurance

5 lessons you can learn from the biggest football game of the year

Homeowners

Grilling safety tips for a successful summer cookout

A barbecue, which brings people with a shared love of smoked meats and good weather together, can also bring along...

Homeowners

45 bonus room ideas to add value to your home

Not sure what to do with the flex space in your house? Try these bonus room ideas that will add value to your home.

Research

10 best cities for teen drivers

Find out which U.S. cities offer the best opportunities for the newest drivers

Homeowners

Weekly house cleaning schedule (+ checklist)

Tidying up helps maintain a clean and orderly home. Click here to download daily, weekly and monthly house cleaning...

Homeowners

How often to replace 23 common items in your house

Even small household items can leave a big germ footprint. Find out how often to replace common goods and read our...

Homeowners

15 ways a smart home office can boost productivity and wellness

Maintaining a home office that inspires you to be efficient, healthy and motivated can be trickier than it sounds....

Driving

How to improve your gas mileage: 15 tips to save money at the pump

Gas prices are on the rise. Learn how to improve gas mileage and save money at the pump this summer.

Homeowners

11 ways to protect your home and garden from wildlife

Find out how to protect your home and garden from animals, while also attracting good wildlife to your property.

Homeowners

How to help a grieving child: 5 coping activities

As an adult, you can’t shield a child from death, but you can help them process it in a healthy way. These tips and...

Insurance

How to cancel your car insurance

The when, why, and how of cancelling your auto insurance

Insurance

Wildfires and your insurance: Your guide to protecting your home

Understand how home insurance can protect your house and belongings from wildfires

Homeowners

California FAIR Plan Policy: Here’s what you need to know

Your guide to California's FAIR plan to support homeowner's needing insurance

Insurance

Where to start with insurance: Insurance types

Your insurance 101 guide to all the different things you can protect

Personal Finance

5 apps and websites to make money simply by living

Sit back and let your phone make money for you. Here's how.

Driving

Best cars for teens: 15 vehicles under $20K with top safety ratings

Car shopping for a teenage driver doesn’t have to be scary. See The Zebra’s list of the best cars for teens here.

Driving

10 worst cities for auto thefts

Find out which U.S. cities see the highest rates of car theft.

Research

10 best U.S. cities to die in

Find out where our research shows are the most comfortable and affordable for end-of-life and post-life care

Research

Boomers vs. Millennials vs. Gen Z: How do different generations feel about electric cars?

The Zebra surveyed Americans about their interest in EVs and noticed some stark differences across generations

Research

[Study] Nearly 60% of Americans have considered buying an electric vehicle or hybrid

The Zebra surveyed Americans to determine if they would purchase an EV or hybrid and the reasons why or why not

Homeowners

Marijuana real estate: How recreational pot is impacting the neighborhood

Our study and survey take a look at recreational marijuana’s impact on housing markets, and how homeowners feel about...

Insurance

Quiz: How old is your inner driver?

The Zebra surveyed 1,200 drivers on their speeding habits. Can we guess how old you are based on yours?

Homeowners

History of U.S. homeownership: how housing has changed since 1960

See the differences in homeownership rates and living arrangements in America in the past sixty years.

Research

10 best cities to rent rather than own a house in 2022

Find out in which U.S. cities it makes sense to rent rather than commit to that mortgage

Homeowners

Aging parents checklist: A guide to senior life planning

Whether your aging parent or loved one needs support for the first time, or you’re planning for the future, it’s...

Driving

What is telematics and how does it affect your insurance costs?

The most important thing to know about telematics: can it save you money?

Insurance

Jump into the risk assessment pool

Understand what factors around you affect how much you pay for insurance

Insurance

Ask an agent: Critter conundrums

Expert advice on claims from animal-related damages by The Zebra's friendly insurance agents

Insurance

Ask an agent: What NOT to do with your insurance

A series of questions on insurance fraud and what you should do instead

Driving

The parts of a motorcycle and their functions explained [Infographic]

Motorcycles are versatile machines with numerous moving pieces. This guide explains the functional parts of a...

Insurance

Ask an agent: Frequently asked questions

Learn what questions The Zebra's expert insurance agents get the most + the answers

Insurance

Ask an agent: questions about claims

Expert advice on claims from one of The Zebra's friendly insurance agents

Driving

Teen driving statistics and the most dangerous states for teen drivers

Discover exactly which states are the most dangerous for teen drivers, along with must-know teen driving statistics and...

Homeowners

What is a modular home? 4 eco benefits for homeowners

Explore modular homes as an affordable housing option with great eco benefits like energy efficiency and sustainable...

Insurance

Ask an agent: Spooky season

Expert advice on creepy questions by The Zebra's friendly insurance agents

Insurance

Ask an agent: Renter's insurance

Your top questions about renter's insurance answered by experts

Research

States with the most natural disasters in 2021

Which states fared the worst in what was a tough year nationwide?

Homeowners

8 Home improvement projects that add the most value

From kitchen remodels to adding stone veneer, find out which home improvement project adds the most value.

Research

10 best U.S. cities for withstanding climate change

Find out which U.S. cities may be the most resistant to the effects of climate change

Homeowners

Wind power for homes: Is it right for you?

Learn everything a homeowner should know about wind power for the home and turbines with this post and infographic!

Research

10 best mid-size cities for your next move

We compared mid-sized U.S. cities to find the ones with the lowest crime rate, best job opportunities and more...

Homeowners

How to practice smart device security this holiday season

'Tis the season to brush up on your electronics safety measures. Here's how.

Insurance

Insurance scores: How your car insurance company uses your credit information

The Zebra explains how your credit-based insurance score is different than the credit score you’re used to.

Insurance

Hurricanes and your insurance

Understand what coverage you need to protect your home in case of a hurricane

Personal Finance

Average cost of a vet visit for dogs: Must-know facts and figures

Our guide answers the average cost of a vet visit for dogs and ways you can help pay for veterinary bills. We’ve also...

Insurance

Would my auto insurance cover THAT?

Test your insurance knowledge by looking at a few likely and not-so-likely scenarios

Homeowners

10 unlikely features in your smart home that may be putting you at risk of cyber attacks

Find out which devices might be making you vulnerable and how to protect your home

Insurance

8 money hacks to pay less for insurance in 2023 + how much they’ll actually save you

Tips and strategies for saving on insurance premiums backed by the latest research from The Zebra

Homeowners

25 hidden fire hazards at home (and how to prevent them)

Learn about the different fire hazards that are hiding in your home

Insurance

Catalytic converter theft: what to do if it happens to you

Learn what a catalytic converter does, how to avoid theft and if your insurance will cover a replacement

Driving

The 13 best cars for snow and ice in 2023

Learn what cars are best suited to handle snowy and icy conditions

Research

What’s happening with auto insurance in 2023: And what it means for you

What happened in 2022 will have a big impact on your auto insurance rates in 2023

Insurance

Workable tips to reduce your home insurance premiums

Try these tips to keep your home insurance premiums affordable

Insurance

The biggest disasters in U.S. history: And how they changed the insurance industry

These 6 events created national emergencies and changed how insurance companies operate

Insurance

Ask an agent: Home for the holidays

Our experts answered your holiday-related insurance questions

Driving

10 worst cities for driving conditions

Learn which U.S. cities are the worst for drivers based on weather, road conditions and more.

Homeowners

The 13 coldest cities in the U.S.

Learn more about the 13 coldest cities and winter weather best practices.

Driving

[STUDY] What state has the most car accidents?

Learn what states see the most (and the least amount of) car accidents.

Driving

How much does towing a car cost: What to know before you tow

Here’s what you need to know if you’re ever caught stranded on the side of the road

Homeowners

Debunking 10 major home insurance myths

Delving into what's true and what's false about your home insurance policy

Homeowners

10 unexpected ways to lower your homeowners insurance rates

Save on your home insurance costs with these tips

Driving

10 worst places for your car to break down

Find out which cities are going to cause you the most trouble and expense if your car breaks down there

Homeowners

12 things standard home insurance doesn't cover

Find out what the average homeowners policy doesn't protect you from

Insurance

12 things standard car insurance doesn't cover

Think you're covered? Here's what might not fall under your auto policy

Driving

How to transfer your car title to a new buyer

Your step-by-step guide to this important step in changing your car's ownership

Driving

Under the hood: A look at average car repair costs in 2022

Our guide to average car repair costs can help ensure you always pay the right price for maintenance.

Driving

Driving with both feet: Is it legal?

Find out if it's legal or safe to drive with one foot on each pedal

Homeowners

Top 10 reasons to get renters insurance

Do you need renters insurance? Without it, replacement costs of your belongings are up to you. Check out these reasons...

Insurance

Ask an agent: Teen troubles

Expert advice on teen driver questions by The Zebra's friendly insurance agents

Insurance

Insurance head to head: Traffic violations

Two competitors. A lot of tickets. Who will pay more for auto insurance?

Insurance

Ask an agent: Moving violations

Expert advice on ticket-related questions from one of The Zebra's friendly insurance agents

Insurance

What is embedded insurance?

Learn what embedded insurance is and how it can make buying insurance easier

Driving

Top 3 worst places to park your car

Some parking places make your car more prone to break-ins than others — do you know which ones?

Research

[Study] A single driving violation can increase your insurance rate up to 70%

Traffic tickets could double your insurance rate and ruin your budget, according to new research.

Homeowners

4 tech trends in home insurance in 2022 and how they will affect you

Understand what's changing in the home insurance industry and how it will affect consumers

Insurance

Insurance head to head: Larry vs. Natalie

Two competitors. Two different sets of rating factors. Who will pay more for auto insurance?

Insurance

Ask an agent: Home is where the claims are

Expert advice related to home insurance from the Zebra's expert agents

Insurance

How does owning an electric vehicle affect your auto insurance

All about electric vehicle insurance and why it might cost you more

The Zebra Newsroom

State-by-state breakdown of recreational use of cannabis

Thirty-seven U.S. states have taken steps to decriminalize or legalize the medical and recreational use of cannabis.

Insurance

What the Masters can teach us about insurance

Finding the all important connection between golf and learning about insurance

Personal Finance

7 more pieces of financial advice from billionaires

Tips on wealth and making money from those who have a lot of it

Driving

The most (and least) expensive U.S. cities for car ownership

Where do residents spend the most – and the least – on owning a car? Find out here.

The Zebra Newsroom

Florida homeowners facing rising insurance prices

Floridians already pay the highest home insurance rates in the U.S., but finding coverage becomes more difficult as...

Insurance

5 things March Madness can teach us about insurance

Lessons we can take from the basketball court and apply to our insurance needs

The Zebra Newsroom

Homeowners rates rise nationwide, affordability remains an issue into 2022

Affordability remains an issue as mortgage rates rise and homeowners insurance costs outpace inflation.

The Zebra Newsroom

Ongoing challenges and trends in the insurance industry that will amplify in 2022

Here are some ongoing challenges and trends that will impact the insurance industry as 2022 progresses.

Homeowners

Airbnb statistics and host insight

Airbnb has turned wanderlust into an accessible online marketplace. This list of Airbnb statistics features historical...

Research

10 best cities for entrepreneurs in 2022

Follow our research to see which cities are best to launch a new business in 2022

The Zebra Newsroom

Omicron variant delays return to office plans; businesses look for other ways to navigate ceaseless coronavirus spread

The rampant spread of the Omicron variant is forcing some insurance companies to defer their return-to-office plans.

Driving

Average miles driven per year in the U.S. (2022)

On average, Americans drive 14,263 miles per year according to the Federal Highway Administration.

The Zebra Newsroom

Hybrid work and vaccine mandates: Insurance companies adapt

Insurance companies are adjusting to the new normal by upping employee perks, adopting hybrid work approaches, and...

The Zebra Newsroom

[UPDATE] Climate change and insurance: how companies are helping out

Some insurance companies have taken strong environmental, social and governance positions in hopes of mitigating their...

Driving

Survey: 66% of Americans experience driving anxiety + 8 tips to manage it

Our survey found that 62% of Americans have experienced a traumatic driving event and 66% have driving anxiety.

The Zebra Newsroom

States look to promote out-of-the-box thinking with regulatory sandboxes

Insurance regulators in U.S. states maintain regulatory sandbox programs governing the insurance industry.

Homeowners

15 Best pets for small apartments

Looking for a pet but limited in space? Our list of pets for small apartments will guide you to your new best friend!

Homeowners

Where housing may become unaffordable by 2025

As demand for housing continues to rise, we gathered insights on home values and forecasted which major U.S. cities...

Homeowners

23 Downsizing tips for seniors + free checklist

Transitioning homes can be an overwhelming and emotional process. Read further to discover downsizing tips for seniors...

The Zebra Newsroom

[UPDATE] Insurance companies weigh Delta variant risks

The recent spike in COVID cases delays insurance companies’ return-to-office plans.

Research

The Zebra's car buying guide 2021

Car prices are on the rise; here’s how drivers can save

The Zebra Newsroom

Insurers make a splash with high-profile advertising campaigns

Insurance companies are investing in attention-grabbing and humorous ad campaigns to remain relevant and stay a part of...

Driving

How to buy a car: 17 steps to ownership + free checklists

Check out our guide for how to buy a car and use our car-buying tips to get the best deal.

Research

How Michigan Car Insurance Changed in 2020 — and What You Can Do Now to Save

As rates top $6,000 per year, relief could finally be on the way for Michigan drivers.

Research

The 10 best cities for new grads

The Zebra analyzed major metro areas across the U.S. to identify the best cities for recent college graduates.

Research

STUDY: Parents are the biggest financial influence for 1 in 3 young adults

Plus, 79% of working young adults had a gig economy job in 2020

Driving

Car maintenance tips for summer: 12 tips to beat the heat

Ensuring you’re a little extra prepared this season can go a long way to protect your car, yourself and your loved ones...

Research

Postmates, DoorDash, UberEats, and Grubhub: A Comprehensive Comparison

We "ate" our way through Postmates, Grubhub, Ubereats, and DoorDash to find out exactly who can get the cheesiest...

Personal Finance

Live in one of these states? Watch out for double taxation

States can tax income where you live and where you work. This can get complicated when a worker lives in one state...

Driving

7 ways drivers in legal states avoid driving high

These are the top seven ways drivers in legal states have prevented themselves from driving under the influence of...

Research

11 best cities for pets

We assessed the pet-friendliness of the 50 most populous U.S. metros. See whether your city made the top 11 list.

Research

Study: 51% of drivers decide whether or not to drive after using cannabis based on how impaired they feel

The Zebra presents a comprehensive survey of drivers in the U.S. who have access to recreational cannabis.

Homeowners

10 of the most expensive home repairs (and how to prevent them)

Of all the expenses involved in homeownership, the cost of the various fixes you’ll face is the hardest to plan for....

Driving

Handicap parking permits: Who can use them and how

Pregnant women? Out-of-state handicapped drivers? “Invisible disabilities?” Who can use a handicap parking permit, and...

Homeowners

A guide to home repair grants for veterans

From SHA to SAH grants, learn about home repair grants for veterans to see what you may qualify for.

Research

STUDY: Women pay up to $118 more than men for car insurance — even with a perfect record

New research from The Zebra shows that women pay more than men for car insurance on average — and it’s not clear why.

Homeowners

New parent checklist: Practical essentials for your new baby

Having a baby takes patience and preparation. Use this practical new parent checklist to make sure you’re ready for...

The Zebra Newsroom

Insuring the rapidly growing gig economy amid a global pandemic

Legacy car insurance carriers are developing a variety of strategies to cover “gig workers” and their insurance rates...

Homeowners

New home checklist: The ultimate guide to moving in

Stressed out about moving? Use this new home checklist to keep track of when you need call movers and what you need to...

Insurance

Quiz: Should I cancel my car insurance?

Driving less than usual? Answer a few questions to find out if you should cancel your car insurance.

Homeowners

How to work from home safely: Cybersecurity tips, liability and more

Cybersecurity risks are on the rise during COVID-19, as more workers log in from home. These safety tips for remote...

Homeowners

Home maintenance checklist: An essential seasonal guide

Keep your home organized and running smoothly year-round with our handy and interactive home maintenance checklist.

Homeowners

What does your smart fitness equipment know about you?

Find out what your smart fitness equipment knows about you and ways you can protect yourself from cybersecurity risks.

Driving

How to donate household items: 7 charities that pick up furniture

Give your stuff a second chance at life while helping those in need with help from this guide.

Research

STUDY: 9 in 10 drivers admit to speeding even though a third say it’s unacceptable

New research from The Zebra shows that drivers ignore the costs and risks of speeding, even though they’re aware of...

Driving

Safe travel tips during the holidays

2020 threatens to ruin the holidays. Here's how to gather safely.

Homeowners

5 Technologies to Address Both Housing and Sustainability Concerns

From alternative building materials to recyclable greywater, take a step into the not-to-distant future to explore the...

Homeowners

1 in 3 Americans would live in a haunted house (+ other stigmatized property stats)

Could you stomach living with a spirit? Our survey uncovers how Americans feel about haunted homes.

Driving

America's best & worst drivers by city

What makes someone a good or bad driver? It depends. To get a clearer picture of America’s drivers and their skills, we...

Research

Study: 70% of new homeowners believe homeownership is part of the American Dream

The Zebra’s new study explores what homeownership is like for three generations of first-time homebuyers and what...

Homeowners

20 Ways to conserve water at home: A room-by-room guide

Changes in our everyday habits are going to be required to meet our society’s growing water needs. Click here to learn...

Homeowners

What is virtual staging? 11 things homeowners need to know

Virtual home staging uses software to style rooms by adding features such as art, furniture and lighting to enhance...

Homeowners

10 best cities for single female homeowners in the U.S.

Find out the best places for single female homeownership across the U.S.

Homeowners

How much pop culture home disasters would really cost (Infographic)

Movies and television shows love to depict destruction. We looked at how much it would all cost.

Driving

STUDY: Over half of Americans share this driving fear

Nighttime driving is responsible for half of all traffic deaths and new data shows over half of Americans fear driving...

Driving

7 Experimental technologies that will change the way we drive at night

Nighttime driving is particularly dangerous due to our poor vision in the dark. But these new upcoming technologies may...

Homeowners

10 micropolitans you’ll want to move to in 2022

The idea of migrating to a micropolitan is becoming increasingly more popular. Read on as we reveal the top...

Homeowners

What is a sustainable city? 10 characteristics of green urban planning

Through social, environmental and economic impact, sustainable cities aim to achieve net zero status while mitigating...

Homeowners

Get to know your house: A handy roof reference

Your house’s roof plays an important part in your homeowners insurance policy. Learn more about what’s over your head.

Homeowners

Natural disaster hotspots: States most likely to be hit by the forces of nature

Scared of living in a natural disaster zone? Here’s where you’re most at risk and how to get your home disaster-ready.

Driving

How do smart highways work? (Animated infographic)

Smart highways are the future for smart cities and a more connected world. But what are smart highways and how do they...

Homeowners

Get to know your house: Top 5 home repairs

Here are five of the most common repairs homeowners face – and how much they could set you back.

Homeowners

15 Green building materials for an eco-conscious home

Mushrooms and tires are just some of the unconventional, yet eco-friendly, materials you can use to build a green home.

Personal Finance

Home refinancing guide: is now the best time?

Thinking about refinancing your home loan? Start here for some helpful guidance.

Homeowners

8 cities with the best weather in the U.S.

The best and worst weather in major cities across America, including rankings for the sunniest, hottest and coldest...

Homeowners

Get to know your house: What to know about your neighborhood

Where you live could affect your insurance rates. Learn what you should pay attention to in your neighborhood.

Homeowners

Anatomy of an agrihood: Get back to the basics with farm-to-table living

What is an agrihood? Learn about these new mixed development communities where farming takes center stage.

Homeowners

Get to know your house: Foundation types and tips

Learn more about your home’s foundation type – and why it matters.

Homeowners

Most Americans put this neighborhood feature #1 on their amenity wish list

Americans want to live in neighborhoods with bustling eateries and local retailers. Discover the best cities to support...

Personal Finance

What should you do with a windfall?

Find yourself with a sudden lump sum of money? Here’s how to best use it.

Homeowners

Most vulnerable rooms in your smart house: How hackers can sneak a peek on you and your family

Which rooms are the most at risk from hackers? Here’s what you can do to protect them from virtual attacks.

Homeowners

Which states are Americans moving to?

We’re taking a look at state migrations in the U.S. with an animated visual to discover where top states people are...

Homeowners

Stuff that stays, stuff that goes: What can – and can’t – you take from the house you’re selling?

Moving? Learn which of your stuff you can – and can’t – take with you.

Homeowners

Change of address checklist: 12 places to notify when you move

Stay sane and keep your identity safe during a move with this change of address checklist.

Homeowners

Virtual concerts: The next great tool for home decor

Get some home decorating tips from your favorite musicians’ virtual concerts.

Homeowners

How do tankless water heaters work? (Animation)

On-demand water heaters warm the water as it travels through a pipe and out the faucet. Learn how tankless water...

Homeowners

Americans are most concerned about home fires, yet 3 in 5 don’t own a fire extinguisher

Many Americans homes aren’t prepared for the most worrisome home emergency.

Insurance

Autonomous vehicles: not as close in the rearview mirror as you might think

Insurance and maintenance are some of the top financial concerns for potential autonomous car buyers. Combined with...

Homeowners

How to compost at home: The complete guide for indoor and outdoor composting

You can DIY a soil builder for your plants by repurposing your food waste at home.

Homeowners

How long to keep every type of important document + home inventory checklist

Some of the most overlooked items in the home are important financial documents. Take time to ensure they’re protected...

Research

STUDY: In 2022, more people believe in climate change than ever...but only 35% of people are preparing for it

The Zebra recently surveyed Americans on their beliefs around climate change, natural disasters and insurance. This is...

Homeowners

Home renovation: Can you DIY or should you hire a professional?

Renovating your home may seem easy enough, but one mistake can cost you thousands. Use this flow chart to know whether...

Personal Finance

Infographic: Side hustles you can do from home

Supplement your income from the comfort of your home with these remote side gigs.

Homeowners

Feng shui basics

Adding feng shui into your home involves rearranging furniture and optimizing energy flow. Check out this easy guide on...

Homeowners

Full(er) house: How to make multigenerational living work for you

Living with extended family can be tricky. Learn how to manage a growing household.

Homeowners

3D-Printed homes: How 3D printers are building affordable housing

3D-printed homes are revolutionizing the construction industry by making housing more affordable and sustainable....

Homeowners

Poll: 66% of Americans aren’t friends with their neighbors

Are you a good neighbor? We surveyed Americans to discover how the modern-day neighborhood interacts with one another.

Homeowners

Most and Least House-Poor Cities by Region

Our city study lists the most and least affordable cities for homeowners by region.

Driving

How to drive stick shift in 12 easy steps

There are plenty of reasons why it’s worth the struggle to learn to “drive standard.” Here’s what you need to know to...

Personal Finance

What is insurtech? The future of insurance, technology and finance explained

The Zebra is an insurtech company. Ever wondered what that means? At the intersection of insurance and technology,...

Homeowners

Most Americans Don’t Know When Their Homes Are Most Vulnerable to Break-ins

Turns out you may not be as savvy as you think when it comes to keeping your home safe.

Homeowners

Could Delivery Drones Be the Next Tech Privacy Violation? 88% of Americans Think So

Delivery drones are taking flight! We surveyed Americans to see how they felt about this new delivery technology. Here...

Homeowners

79% of Americans Share Passwords, But Only 13% Are Worried About Identity Theft

Most of us do it, but not many of us worry about sharing more than our passwords.

Insurance

Video: What would happen if you drove without insurance?

Thinking about driving uninsured? Watch this video to learn what could happen if you do.

Homeowners

Code Red: Survey Finds 3 in 4 Americans Ignore Smoke Detector Safety Procedures

Testing your smoke detector could be the difference between life and death. Find out how often you should be testing it.

Driving

Is driving barefoot illegal in your state?

Maybe you’ve done it. Maybe you’ve only just thought about it. Could a cop ticket you for driving barefoot? Let’s find...

Homeowners

Find Your City’s Twin

Considering a move? Discover the cities across the country that are surprisingly similar.

Driving

Ticketed for distracted driving? Prepare to pay 23% more for car insurance [STUDY]

One-quarter of drivers use their phones because they get bored. We determined the worst cities for distracted driving...

Homeowners

Renovate or Move? Our Flowchart Will Help You Decide

Should you stay or should you go? Our flowchart will help you decide.

Homeowners

Ring the Alarm: 87% of Americans Don’t Know How Their Doorbell Camera Data Is Being Used

Would you buy a doorbell camera if it were spying on you? Our survey reveals how little Americans know about these...

Homeowners

How Does a Roomba Work?

Roombas revolutionized the robot vacuum industry. Learn the science behind how our “butlers” work their magic.

Driving

Cougars and vipers and beetles, oh my! A menagerie of animal-named cars

Join us for a drive through the animal kingdom of automobiles to find out who’s the real king of the jungle.

Homeowners

What Is a Passive House?

Curious to learn how passive homes maintain their internal temperatures without heating or cooling systems? Check this...

Insurance

Ask An Agent: How do I save money on car insurance?

Want to learn some of the best ways to save on car insurance? Learn from our agents in this video.

Homeowners

Buyin’ large: Your new stuff may need some new insurance

Planning on adding stuff to your home? You might need to add some insurance to cover it.

Homeowners

Supersized: Americans Are Living in Bigger Houses With Fewer People

Americans have more living space than ever, but is bigger always better?

Homeowners

10 Surprising Things That Can Increase Your House’s Worth (Without Impacting Your Homeowners Insurance)

Discover surprising factors that can increase your home’s worth without impacting your homeowner’s insurance.

Homeowners

Majority of Americans Don’t Consider Climate Change When They Set Their Thermostats

Do you consider the environmental impacts of your thermostat dial? Most Americans don’t. Learn why here.

Homeowners

The Cadillac of coffee makers: Home appliances meet the auto industry

Are your home appliances as high-end as they come, or are you using a bunch of lemons?

Driving

Survey finds 38% of Americans make rude gestures while driving

Road rage is illegal, dangerous, and it can turn deadly. Learn how road rage can impact your wallet and record.

Insurance

The power of comparison shopping for insurance – and three tools to make an informed decision

Comparison shopping is the norm these days. But how can it benefit you – and where’s the best place to start?

Insurance

How do hydrogen cars work?

Hydrogen cars are energy-efficient vehicles that use hydrogen fuel for motive power. Here’s how they work.

Driving

[POLL] Nearly half of Americans have “parallelophobia”

Scared of parallel parking? You’re not alone.

Driving

What is a Smart City? [Infographic]

Find out what makes a city “smart” and how everyone can benefit from these connected cities.

Homeowners

7 home renovation lessons from the movies

We can learn a lot from the movies – that includes some important (and memorable!) lessons about home renovation.

Driving

Seat belt sabotage: Roughly 1/3 of Americans don’t buckle up in rideshares

Rideshare passengers are less likely to buckle up. Find out the risks of skipping the seat belt in the back seat.

Insurance

How AI is transforming the insurance industry [Infographic]

Artificial intelligence is transforming how insurance companies do business. Learn how these changes can benefit users...

Insurance

How does the price tag on your car insurance compare to the national average?

In 2020, the cost of car insurance is… higher than ever. Find out how your rates stack up.

Driving

[STUDY] Men are more confident drivers, but data shows women are safer

Is confidence the key to safer driving? Our study may have found otherwise.

Research

How 26 common traffic tickets raise the price you pay for car insurance

Find out which violations have the biggest financial impact on insurance rates in every U.S. state.

Driving

Future transportation: These emerging technology trends will transform our roads and skies

From hyperloops to flying taxis, explore what the future of transportation holds.

Driving

13 Essentials for your winter emergency car kit (+Checklist)

Pack up these essentials to keep you warm and safe during winter weather.

Driving

13 Ways to Make Your Car More Eco-Friendly and Fuel Efficient

Learn how you can take steps to make your driving more sustainable with these eco-friendly driving tips.

Homeowners

A Look at Home Energy Use of the Past, Present, and Future (Infographic)

Explore how homes have been powered throughout history and what the future of home energy has in store.

Homeowners

Smart home 2030: What could our homes look like in 10 years?

You think your house is smart now? Here are some devices that could be running the place in 10 years.

Driving

States with the most drunk driving problems (2021)

We compiled the latest data on drunk driving fatalities, DUI arrests, and the prevalence of drunk driving in each state...

Driving

Driving while stressed? Here’s a surefire way to calm down behind the wheel

With drivers more frustrated than ever, here’s one method many say helps them soothe stress.

Personal Finance

Window shopping: Are Americans ready to buy cars online?

Add car to shopping cart? Our survey found that most shoppers begin the car buying process online.

Personal Finance

Branding lessons from iconic car brands (Infographic)

How did the top car brands make it so big? Here are 18 lessons we can learn from some of the most iconic brands.

Research

Study: 82% of drivers admit to road rage or aggressive driving in the past year

New research explores trends in aggressive driving behavior on the road today.

Personal Finance

How to Electrify Your Home and Use Clean Energy

Learn how to electrify your home by replacing gas appliances and technologies with alternatives that run on electricity...

Personal Finance

Fintech: A comprehensive guide to technology and finance

You probably hear the term “fintech” a lot – but do you know what it really means? Get a crash course in this...

Personal Finance

How to winterize your house and save energy (+Checklist)

Learn how to winterize your house to keep it protected from the elements and trim your winter heating costs.

Insurance

Does car color affect insurance rates?

Will your car insurance premiums change if the color of your car does? Get to the bottom of this commonly held belief.

Personal Finance

Advice from the biggest names in home remodeling and design

If you plan to take on a remodel, learn how to take your transformation to the next level with these pro tips.

Personal Finance

The holiday pet guide: Keeping your pets happy during the winter bustle

Knowing the type of insurance you need for your pet before the holiday schedule kicks in is essential.

Personal Finance

The complete homebuying guide for veterans

Everything you need to know about VA loans including state-specific veteran benefits and home insurance for veterans.

Driving

Americans in a hurry: Most US drivers unwilling to give up the right to speed

Could speed limiters become mandatory in a country renowned for its freedoms?

Driving

[SURVEY] Could you fall asleep in a self-driving car?

Companies are working towards the release of driverless cars that could free up drive time for a range of activities.

Personal Finance

What does your smart home know about you?

The short answer? A lot.

Insurance

How do I know if I’m getting a good deal on car insurance?

To help you determine whether you’re getting a good deal, we created a formula called APPP: Annual Premium as...

Driving

Road sign test + Quiz

It’s time to demonstrate your knowledge behind the wheel.

Insurance

What’s the worst thing I can do to drive my insurance rates up?

We took 16 of the worst offenders and matched them up to determine which one will cost the most.

Personal Finance

Car subscriptions are the new lease

Is a car subscription program right for you?

Insurance

5 hidden ways to save money on your car insurance

We combed through thousands of potential risk factors to uncover five ways to help you save.

Driving

All the safety features in the world can’t save us from ourselves

Your car is as safe as it’s ever been. So why have road deaths in the U.S. increased?

Insurance

Weathering the weather: Tips for staying safe

Be prepared for big weather events if and when they come your way with these important tips.

Research

Drivers With Poor Credit Pay Twice as Much for Car Insurance — Even When Their Driving Record Is Spotless

How does your credit score affect the price of your car insurance rates? How does that vary by state?

Research

Car Insurance Rating Factors by State

What information can car insurance companies use to price car insurance rates? And how does that vary by state?

Insurance

Hail, no: How to stay safe during hail and tornado season

Learn how to prepare for, and stay safe during, a tornado or hailstorm.

Insurance

Stay safe with these thunderstorm prep tips

Take the right measures in a thunderstorm to keep your family and belongings safe.

Research

Study: 60% of drivers who use marijuana in legal states drive under the influence

The Zebra presents the most comprehensive survey yet among drivers in the U.S. who have access to recreational...

Insurance

Blizzard prep: Are you ready for winter weather?

If winter weather’s headed your way, learn how to prepare your family and home.

Insurance

Keeping an eye on hurricanes: How to prep for an impending storm

Stay safe when a hurricane is headed your way with these tips.

Research

Car Insurance Companies Raise Penalty for Distracted Driving 10,000%

The Zebra’s Annual Distracted Driving Report reveals how insurers nationwide penalize drivers for using their phones...

Insurance

Watching for wildfires: How to keep your assets (and yourself) safe

Learn how to prepare your home, family and belongings for a wildfire.

Research

Study: Women Now Pay More Than Men for Car Insurance in 25 States (Even Though Men Are Riskier Drivers)

In just 2 years, the number of states where women pay more than men has doubled.

Research

Survey: The Cost of Teen Driving Hits Low-Income Families Hardest

A new survey by The Zebra reveals that teens from wealthy homes are 51% more likely to drive than their low-income...

Research

Survey: 1 in 4 Teens Too Scared to Drive

A new survey by The Zebra reveals which teens are most scared, parents’ fears about teen driving, and why their worries...

Research

Could Your Online Behavior Affect What You Pay for Car Insurance?

Everything from your email address to your online shopping habits are being tracked by countless companies. But does...

Research

Why Tech That Makes Your Car Safer Won’t Lower Your Insurance Rates

Does your car have blind spot monitoring, a backup camera, or a security alarm? Those features could keep your car...

Research

Survey: Most Drivers Would Flunk Car Insurance 101—and It Could Be Costing Them

Auto insurance rate factors Drivers with claims in the past year Drivers with no claims in the past year Your age 54.5%...

Research

The 10 most car-friendly colleges in the U.S.

Textbooks, meal plans, dorm furnishings. New grads entering college have a litany of expenses to consider, including...