Owning a car can be both prohibitively expensive and — in a country where half the population lacks access to public transit — completely necessary. The cost to own a car has only increased recently in the wake of car shortgages causing higher vehicle prices, one of the biggest rises in inflation in decades and a significant surge in gas prices.
But these costs aren’t equal everywhere. The Zebra analyzed the 50 most populous cities across the U.S. to find the 10 most expensive places to live with a car, as well as the 10 least expensive cities. We weighed average costs such as car insurance, gas and toll roads. We also looked at the amount of auto loan debt residents carry compared to the median income. Finally, we evaluated parking expenses for two hours in a garage.
Find out if your city falls on either list and see if your driving costs are on the low end or if you’re paying more than most other drivers in the country. If your town didn’t make either list, here are some national averages to use as comparison:
- Car insurance: $1,529
- Gas per gallon as of March 2022: $4.32
- Auto loan debt as percentage of income: 29%