Finding homeowners insurance doesn’t need to be confusing. Compare rates from Nevada by location and insurance company below.
Home insurance is an optional — but important — product that works to keep your belongings safe in the event your home suffers damage from common incidents. Homeowners insurance covers your dwelling, personal property, and other buildings from a variety of calamities, including theft, fire, vandalism, or wind damage.
Serious differences emerge in homeowners insurance rates from state to state. Policy costs in a given state may differ depending on the value of — and total number of — homeowners claims filed in the state, and depend on the price of the belongings and home you're insuring.
The easiest way to get a cheap homeowners insurance policy in Nevada is to shop around and compare rates from as many companies as possible. Learn more about typical homeowners insurance rates in Nevada by referencing the below data. Your rates may vary, depending on your coverage limits.
Homeowners insurance rates in Nevada differ depending on the insurance company you choose. Farmers sells the cheapest home insurance in Nevada — $598 annually. This compares favorably to the state average cost of $975, offering a $377 discount on the typical rates in the state.
Start shopping for home insurance by viewing average rates from top Nevada insurance companies, listed below.
|Insurer||Average 12-Month Rate in Nevada|
Not all Nevada cities have equal homeowners insurance rates. Rates are determined based on on city-specific variables, including the number of claims filed nearby, giving your ZIP code weight in deciding how much you pay.
The best homeowners insurance in Nevada is available in Carson City. A typical home insurance term in Carson City totals just $881 annually — $94 less than the average Nevada rate. The below cities have the most affordable homeowners insurance in Nevada.
|City||Average 12-Month Home Insurance Rate|
If you want to save on insurance, consider purchasing your home and auto policies from the same insurance company. Bundling auto and homeowners insurance in Nevada can save you a substantial sum each month on auto insurance. Purchasing bundled policies in Nevada leads to average annual savings of $201.
|Avg. Yearly Auto Insurance Rate (No Bundle)||Avg. Yearly Auto Insurance Rate (Bundle)||Annual Bundle Savings||Bundle Savings %|
One of the best ways to save on auto insurance is to bundle policies. Find a policy today!